PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL DAMAGE NEWEST 2025 ACTUAL EXAM
COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)
|100% GUARANTEED PASS!!
ANSWERS
In PA,(VERIFIED ANSWERS)
a consumer reporting agency may list all of the following information about a consumer
EXCEPT: - (ANSWER)Medical Information
The device that synchronizes the spark plug firing sequence is: - (ANSWER)Camshaft Sensor
DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
|ALREADY GRADED
If an insured failA+
to report a claim in a timely fashion the adjuster will usually: - (ANSWER)Send
|ALREADY GRADED A+
the insured a reservation of rights letter
A+
A+ When using a dedicated bench fixture to measure a unibody with front-end damage, where
GRADED A+ fixtures be placed? - (ANSWER)Fixtures should be placed in the damaged area to check
should
A+ fit up to the jig. 谢谢谢
A+ 谢
ANSWERS)
Vehicle|ALREADY
name platesGRADED
such asA+Grand Prix SE are only available through the dealership and are 谢谢
purchased in what way? - (ANSWER)Nameplates are not available aftermarket and are usually
purchased from the dealer on a per item basis
Under Pennsylvania law, which of the following is true regarding the replacement of a damaged
double hood latch?:
It may be replaced with any working latch system from a salvage yard.
It must be replaced with any new hood latch system.
It must be replaced with a double latch system.
It may be replaced with a single hood latch system. - (ANSWER)It must be replaced with a
double latch system. is correct.
Technician A says that damaged structural sheet metal should be removed before any pulling
and straightening is performed. Technician B says that damaged structural metal should remain
to be used for pulling attachment areas. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - (ANSWER)Technician B only
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves - (ANSWER)Controller
If an insured fails to report a claim in a timely fashion, the adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney - (ANSWER)Send the insured a reservation of rights
,PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL DAMAGE NEWEST 2025 ACTUAL EXAM
COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)
|100% GUARANTEED PASS!!
ANSWERS
letter..(VERIFIED ANSWERS)
If an auto appraiser uses the actual cost method to determine a vehicle's value, which of the
following is not a factor?:
DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
|ALREADY GRADED
The location of A+
the vehicle of like kind and quality
|ALREADY GRADED A+
The salvage value of the damaged vehicle
A+ The actual cost of an available vehicle in similar condition to or better than the motor vehicle
A+ being appraised
GRADED
TheA+vehicle being appraised is similar to the damaged vehicle in its pre-damaged condition -
A+ (ANSWER)The salvage value of the damaged vehicle 谢谢谢
A+ 谢
ANSWERS) |ALREADY
A structural rail is GRADED
being cutA+
for sectioning. Technician A says to use a cutting torch to make the 谢谢
final cut line. Technician B says to use a cut-off wheel or saw to make the final cut. Who is
right?
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - (ANSWER)Technician B only
Which of the following coverages is included as "no-fault" coverage on the standardized
Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. - (ANSWER)Medical Payments and Physical Damage
Following the payment of an automobile claim, the salvaged property becomes the property of:
The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the claim payment to the insured -
(ANSWER)The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top and the
bottom as well between the front fender and the windshield support column of the door.
Technician A says the gap can be adjusted by repositioning the hinges. Technician B says the
gap can be adjusted by shimming the hinges. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technicians are correct - (ANSWER)Technician A only
,PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL DAMAGE NEWEST 2025 ACTUAL EXAM
COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)
|100% GUARANTEED PASS!!
ANSWERS
Driver(VERIFIED ANSWERS)
1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
DETAILED ANSWERS
Emergency Room(VERIFIED
ExpenseANSWERS)
- $400 |ALREADY GRADED A+
|ALREADY GRADED
Lost Wages A+
- $300
|ALREADY GRADED A+
A+
A+ The extent of the bodily injury will not be known for six months. How should the adjuster on
GRADED A+ pay damages for Driver 2?
this claim
A+ 谢谢谢
A+ Pay all damage to date, provide a full and final release has been signed by Driver 2. 谢
ANSWERS) |ALREADY
Pay nothing until GRADED
total of allA+damages has been determined. 谢谢
Pay the property damage and rental car expense and settle the bodily injury at a later time.
None of the responses listed are correct. - (ANSWER)Pay the property damage and rental car
expense and settle the bodily injury at a later time..
Which of the following would not have an insurable interest in a covered vehicle?:
An underage driver who lives in the household
A lien holder
A vehicle jointly owned by a husband and wife
A vehicle the father has sold to an offspring and agrees to let her make payments -
(ANSWER)An underage driver who lives in the household.
Which one of the following components is NOT part of the radiator support?:
Side baffles
Upper tie bar
Lower tie bar
Radiator - (ANSWER)Radiator
An ECM is:
a federal code within the Environmental Protection Agency (EPA).
a component of the exhaust system.
an electronic control module.
a voltage and alternator regulator. - (ANSWER)an electronic control module
Which of the following would not be considered a "peril" insured against by the physical
damage coverages in an auto policy?
Select the Correct Answer
Theft of the vehicle by an unknown person not permitted to operate the vehicle
, PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL DAMAGE NEWEST 2025 ACTUAL EXAM
COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)
|100% GUARANTEED PASS!!
ANSWERS
Flood(VERIFIED
damage to ANSWERS)
the vehicle
Fire caused intentionally by the owner
Glass breakage, lightning, vandalism and wind - (ANSWER)Fire caused intentionally by the
owner
DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
|ALREADY GRADED
In order A+ release settlement" to become closed, what MUST occur?
for a "full
|ALREADY GRADED A+
A+
A+
GRADED A+the Correct Answer
Select
A+ 谢谢谢
A+ The release must contain the proper names of both the first and third party. 谢
ANSWERS) |ALREADY
The release mustGRADED A+ date, time and place that the accident occurred.
contain the 谢谢
The release must be properly signed.
The claim check must be cashed by the claimant. - (ANSWER)The claim check must be cashed
by the claimant
Automotive paint needs to maintain flexibility so that:
Select the Correct Answer
It won't split when panels are damaged.
Moisture won't affect it.
It can expand and contract with the vehicle body.
Minor dents can be repaired. - (ANSWER)It can expand and contract with the vehicle body
Which of the garage policy coverages will pay for physical damage to a garage customer's auto
regardless of legal liability?
Select the Correct Answer
Section II - Garage Liability coverage.
Section IV - Garage physical damage coverage.
Garagekeepers legal liability coverage.
Garagekeepers direct primary coverage. - (ANSWER)Garagekeepers direct primary coverage
A car has had the front sheet metal replaced. The fender-to-door gap is wider on the passenger
side than on the driver side and the hood appears out of alignment. Technician A says that only
the hood latch is misaligned. Technician B says the front structure of the vehicle is not
dimensionally correct. Who is right?
Select the Correct Answer
Technician B only
COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)
|100% GUARANTEED PASS!!
ANSWERS
In PA,(VERIFIED ANSWERS)
a consumer reporting agency may list all of the following information about a consumer
EXCEPT: - (ANSWER)Medical Information
The device that synchronizes the spark plug firing sequence is: - (ANSWER)Camshaft Sensor
DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
|ALREADY GRADED
If an insured failA+
to report a claim in a timely fashion the adjuster will usually: - (ANSWER)Send
|ALREADY GRADED A+
the insured a reservation of rights letter
A+
A+ When using a dedicated bench fixture to measure a unibody with front-end damage, where
GRADED A+ fixtures be placed? - (ANSWER)Fixtures should be placed in the damaged area to check
should
A+ fit up to the jig. 谢谢谢
A+ 谢
ANSWERS)
Vehicle|ALREADY
name platesGRADED
such asA+Grand Prix SE are only available through the dealership and are 谢谢
purchased in what way? - (ANSWER)Nameplates are not available aftermarket and are usually
purchased from the dealer on a per item basis
Under Pennsylvania law, which of the following is true regarding the replacement of a damaged
double hood latch?:
It may be replaced with any working latch system from a salvage yard.
It must be replaced with any new hood latch system.
It must be replaced with a double latch system.
It may be replaced with a single hood latch system. - (ANSWER)It must be replaced with a
double latch system. is correct.
Technician A says that damaged structural sheet metal should be removed before any pulling
and straightening is performed. Technician B says that damaged structural metal should remain
to be used for pulling attachment areas. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - (ANSWER)Technician B only
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves - (ANSWER)Controller
If an insured fails to report a claim in a timely fashion, the adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney - (ANSWER)Send the insured a reservation of rights
,PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL DAMAGE NEWEST 2025 ACTUAL EXAM
COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)
|100% GUARANTEED PASS!!
ANSWERS
letter..(VERIFIED ANSWERS)
If an auto appraiser uses the actual cost method to determine a vehicle's value, which of the
following is not a factor?:
DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
|ALREADY GRADED
The location of A+
the vehicle of like kind and quality
|ALREADY GRADED A+
The salvage value of the damaged vehicle
A+ The actual cost of an available vehicle in similar condition to or better than the motor vehicle
A+ being appraised
GRADED
TheA+vehicle being appraised is similar to the damaged vehicle in its pre-damaged condition -
A+ (ANSWER)The salvage value of the damaged vehicle 谢谢谢
A+ 谢
ANSWERS) |ALREADY
A structural rail is GRADED
being cutA+
for sectioning. Technician A says to use a cutting torch to make the 谢谢
final cut line. Technician B says to use a cut-off wheel or saw to make the final cut. Who is
right?
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - (ANSWER)Technician B only
Which of the following coverages is included as "no-fault" coverage on the standardized
Personal Auto policy?:
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. - (ANSWER)Medical Payments and Physical Damage
Following the payment of an automobile claim, the salvaged property becomes the property of:
The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the claim payment to the insured -
(ANSWER)The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top and the
bottom as well between the front fender and the windshield support column of the door.
Technician A says the gap can be adjusted by repositioning the hinges. Technician B says the
gap can be adjusted by shimming the hinges. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technicians are correct - (ANSWER)Technician A only
,PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL DAMAGE NEWEST 2025 ACTUAL EXAM
COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)
|100% GUARANTEED PASS!!
ANSWERS
Driver(VERIFIED ANSWERS)
1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
DETAILED ANSWERS
Emergency Room(VERIFIED
ExpenseANSWERS)
- $400 |ALREADY GRADED A+
|ALREADY GRADED
Lost Wages A+
- $300
|ALREADY GRADED A+
A+
A+ The extent of the bodily injury will not be known for six months. How should the adjuster on
GRADED A+ pay damages for Driver 2?
this claim
A+ 谢谢谢
A+ Pay all damage to date, provide a full and final release has been signed by Driver 2. 谢
ANSWERS) |ALREADY
Pay nothing until GRADED
total of allA+damages has been determined. 谢谢
Pay the property damage and rental car expense and settle the bodily injury at a later time.
None of the responses listed are correct. - (ANSWER)Pay the property damage and rental car
expense and settle the bodily injury at a later time..
Which of the following would not have an insurable interest in a covered vehicle?:
An underage driver who lives in the household
A lien holder
A vehicle jointly owned by a husband and wife
A vehicle the father has sold to an offspring and agrees to let her make payments -
(ANSWER)An underage driver who lives in the household.
Which one of the following components is NOT part of the radiator support?:
Side baffles
Upper tie bar
Lower tie bar
Radiator - (ANSWER)Radiator
An ECM is:
a federal code within the Environmental Protection Agency (EPA).
a component of the exhaust system.
an electronic control module.
a voltage and alternator regulator. - (ANSWER)an electronic control module
Which of the following would not be considered a "peril" insured against by the physical
damage coverages in an auto policy?
Select the Correct Answer
Theft of the vehicle by an unknown person not permitted to operate the vehicle
, PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL DAMAGE NEWEST 2025 ACTUAL EXAM
COMPLETE 100 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)
|100% GUARANTEED PASS!!
ANSWERS
Flood(VERIFIED
damage to ANSWERS)
the vehicle
Fire caused intentionally by the owner
Glass breakage, lightning, vandalism and wind - (ANSWER)Fire caused intentionally by the
owner
DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
|ALREADY GRADED
In order A+ release settlement" to become closed, what MUST occur?
for a "full
|ALREADY GRADED A+
A+
A+
GRADED A+the Correct Answer
Select
A+ 谢谢谢
A+ The release must contain the proper names of both the first and third party. 谢
ANSWERS) |ALREADY
The release mustGRADED A+ date, time and place that the accident occurred.
contain the 谢谢
The release must be properly signed.
The claim check must be cashed by the claimant. - (ANSWER)The claim check must be cashed
by the claimant
Automotive paint needs to maintain flexibility so that:
Select the Correct Answer
It won't split when panels are damaged.
Moisture won't affect it.
It can expand and contract with the vehicle body.
Minor dents can be repaired. - (ANSWER)It can expand and contract with the vehicle body
Which of the garage policy coverages will pay for physical damage to a garage customer's auto
regardless of legal liability?
Select the Correct Answer
Section II - Garage Liability coverage.
Section IV - Garage physical damage coverage.
Garagekeepers legal liability coverage.
Garagekeepers direct primary coverage. - (ANSWER)Garagekeepers direct primary coverage
A car has had the front sheet metal replaced. The fender-to-door gap is wider on the passenger
side than on the driver side and the hood appears out of alignment. Technician A says that only
the hood latch is misaligned. Technician B says the front structure of the vehicle is not
dimensionally correct. Who is right?
Select the Correct Answer
Technician B only
