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CALIFORNIA ADJUSTER PSI EXAM (ACTUAL) LATEST
2025 WITH EXPERT CERTIFIED QUESTIONS AND
ANSWERS I ALREADY GRADED A+
Duty of an insurer in case of a loss - (answers)The insurer is required to conduct a
thorough investigation, establish claim procedures and methods of
documentation, and acknowledge receipt of a claim in a timely fashion.
Responsibility of an insured in case of a loss - (answers)The insured must separate
the damaged property from the undamaged property and protect the property
from further loss.
Definition of 'additional coverages' in insurance policies - (answers)Additional
coverages are included in insurance policies at no extra cost. Examples of
additional coverages include debris removal and reasonable repairs.
Essential conditions for a salvage award - (answers)To be eligible for a salvage
award, the property involved must be in peril from some hazard, the salvage
service must be voluntary, and the salvage effort must be successful.
Contents of an endorsement for water backup through a sewer or drain -
(answers)An endorsement for water backup through a sewer or drain includes a
separate stated limit of coverage and a separate stated deductible for covered
losses.
Duties of an insured when filing a claim - (answers)When filing a claim, the
insured is responsible for providing a proof of loss statement, preserving the
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undamaged property, and fully cooperating in providing relevant books and
records.
Example of an act that could lead to injury - (answers)An example of an act that
could lead to injury is the improper protection of a job site by a contractor.
Coverage limit for a single-family residence under the regular flood program -
(answers)The coverage limit for a single-family residence under the regular flood
program is $250,000.
Eligibility for a Businessowners Policy - (answers)A funeral home is eligible for a
Businessowners Policy.
Application of self-insured retention in an umbrella policy - (answers)Self-insured
retention is applied in an umbrella policy when the umbrella policy covers a
liability claim that is excluded by primary policies.
Duration of disability period for an injured employee to receive temporary
disability compensation - (answers)An injured employee must be disabled for a
period beyond 14 days to receive temporary disability compensation.
Purpose of an attorney providing notice of deposition - (answers)The purpose of
an attorney providing notice of deposition is to secure a recorded statement
under oath.
CALIFORNIA ADJUSTER PSI EXAM (ACTUAL) LATEST
2025 WITH EXPERT CERTIFIED QUESTIONS AND
ANSWERS I ALREADY GRADED A+
Duty of an insurer in case of a loss - (answers)The insurer is required to conduct a
thorough investigation, establish claim procedures and methods of
documentation, and acknowledge receipt of a claim in a timely fashion.
Responsibility of an insured in case of a loss - (answers)The insured must separate
the damaged property from the undamaged property and protect the property
from further loss.
Definition of 'additional coverages' in insurance policies - (answers)Additional
coverages are included in insurance policies at no extra cost. Examples of
additional coverages include debris removal and reasonable repairs.
Essential conditions for a salvage award - (answers)To be eligible for a salvage
award, the property involved must be in peril from some hazard, the salvage
service must be voluntary, and the salvage effort must be successful.
Contents of an endorsement for water backup through a sewer or drain -
(answers)An endorsement for water backup through a sewer or drain includes a
separate stated limit of coverage and a separate stated deductible for covered
losses.
Duties of an insured when filing a claim - (answers)When filing a claim, the
insured is responsible for providing a proof of loss statement, preserving the
, 2|Page
undamaged property, and fully cooperating in providing relevant books and
records.
Example of an act that could lead to injury - (answers)An example of an act that
could lead to injury is the improper protection of a job site by a contractor.
Coverage limit for a single-family residence under the regular flood program -
(answers)The coverage limit for a single-family residence under the regular flood
program is $250,000.
Eligibility for a Businessowners Policy - (answers)A funeral home is eligible for a
Businessowners Policy.
Application of self-insured retention in an umbrella policy - (answers)Self-insured
retention is applied in an umbrella policy when the umbrella policy covers a
liability claim that is excluded by primary policies.
Duration of disability period for an injured employee to receive temporary
disability compensation - (answers)An injured employee must be disabled for a
period beyond 14 days to receive temporary disability compensation.
Purpose of an attorney providing notice of deposition - (answers)The purpose of
an attorney providing notice of deposition is to secure a recorded statement
under oath.
