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LIFE AND HEALTH INSURANCE EXAM WITH CORRECT
ACTUAL QUESTIONS AND CORRECTLY WELL DEFINED
ANSWERS LATEST 2025 ALREADY GRADED A+
A nonparticipating company is sometimes called a(n)
A)Alien Insurer
B)Mutual Insurer
C)Reinsurer
D)Stock Insurer - (answer)Stock Insurer - referred to as a nonparticipating
company because policyholders do not participate in dividends resulting from
stock ownership.
A plan in which an employer pays insurance benefits from a fund derived from the
employers current revenues is called
A) A self-derived plan
B) a multiple-employer plan
C) a blanket plan
D) a self-funded plan - (answer)A self-funded plan
The Do Not Call Registry offers exemptions for calls places from all the following
EXCEPT
A) Charities
B) Political Organizations
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C) Insurance sales calls
D) Surveys - (answer)Insurance sales calls
A nonparticipating policy will
A) Provide a return of premium
B) Provide tax advantages
C) Not pay dividends
D) Give policyowners special privileges - (answer)Not pay dividends
A life insurance company has transferred some of its risk to another insurer. The
insurer assuming the risk is called the
A) Mutual Insurer
B) Reinsurer
C) Reciprocal Insurer
D) Participating Insurer - (answer)Reinsurer
Which of the following is NOT considered advertising?
A) A rating from a rating service company, such as A. M. Best
B) An illustration
C) A sales presentation
D) Direct mailing from an agency - (answer)A rating from a rating service
company
LIFE AND HEALTH INSURANCE EXAM WITH CORRECT
ACTUAL QUESTIONS AND CORRECTLY WELL DEFINED
ANSWERS LATEST 2025 ALREADY GRADED A+
A nonparticipating company is sometimes called a(n)
A)Alien Insurer
B)Mutual Insurer
C)Reinsurer
D)Stock Insurer - (answer)Stock Insurer - referred to as a nonparticipating
company because policyholders do not participate in dividends resulting from
stock ownership.
A plan in which an employer pays insurance benefits from a fund derived from the
employers current revenues is called
A) A self-derived plan
B) a multiple-employer plan
C) a blanket plan
D) a self-funded plan - (answer)A self-funded plan
The Do Not Call Registry offers exemptions for calls places from all the following
EXCEPT
A) Charities
B) Political Organizations
, 2|Page
C) Insurance sales calls
D) Surveys - (answer)Insurance sales calls
A nonparticipating policy will
A) Provide a return of premium
B) Provide tax advantages
C) Not pay dividends
D) Give policyowners special privileges - (answer)Not pay dividends
A life insurance company has transferred some of its risk to another insurer. The
insurer assuming the risk is called the
A) Mutual Insurer
B) Reinsurer
C) Reciprocal Insurer
D) Participating Insurer - (answer)Reinsurer
Which of the following is NOT considered advertising?
A) A rating from a rating service company, such as A. M. Best
B) An illustration
C) A sales presentation
D) Direct mailing from an agency - (answer)A rating from a rating service
company
