PHYSIOLOGY TEST BANK PRACTICE
EXAM GUIDE QUESTIONS AND
ANSWERS
When interest is earned on interest that is reinvested, we generally say that the
investment earns __________ interest. - Answer-A. discounted
B. double
Your Answer C. compound
D. simple
E. less
The _____________ schedule shows how much of the payment on a mortgage or
an automobile loan that is allocated to principal and how much is allocated to
interest. - Answer-A. payment breakdown
B. allocation
Your Answer C. amortization
D. discounting
E. compounding
The simple, or quoted, interest rate is also known as the ____________. - Answer-A.
effective annual rate (EAR)
Your Answer B. annual percentage rate (APR)
C. periodic rate (PER)
D. amortization interest rate (AIR)
Everything else equal, when interest is paid more than once per year, the effective
rate of return earned is _______ the effective rate that is earned when interest is
paid only once per year. - Answer-A. less than
Your Answer B. greater than
C. equal to
D. not related to
, The_______ is defined as the rate of return on the best alternative investment of
equal risk. - Answer-A. amortization rate
B. risk percentage
C. alternative return
Your Answer D. opportunity cost rate
Which of the following is not mentioned in the book as a method that can be used to
solve time value of money problems? - Answer-A. equation solution
B. spreadsheet solution
C. financial calculator solution
Your Answer D. interest table solution
To avoid retaking this course, students who entered USF under the 2001-2002 or
later catalogue are required to
earn a grade of ____ or better. - Answer-A. C+
Your Answer B. C-
C. D+
D. C
E. D
To earn a C- in this course, you must earn a minimum overall average--that is, the
average of
all of the exams and the assignment grade--that equals ________. - Answer-A. 72
B. 65
C. 70
D. 75
Your Answer E. 67
Which of the following statements about the quizzes that are administered on Aplia is
correct? - Answer-A. There is no time limit for taking a quiz.
Your Answer B. Once started, you have 30 minutes to complete a quiz. The 30-
minute clock (time limit) runs consecutively from the time the quiz is started such that
the ending time for a quiz that is started at 3 p.m. is 3:30 p.m., even if you log off
Aplia during this time period.
C. Once started, you have 30 minutes to complete a quiz. The 30-minute clock (time
limit) runs only while you a logged on to Aplia, which means that the clock stops
when you log off Aplia. As a result, you could possibly take a quiz over multiple days
as long as the sum of the time you are logged on to Aplia does not exceed 30
minutes.
D. After starting a quiz, answers can be changed at any time and as many times as
you want so long as the due date (deadline) for taking the quiz has not passed.
EXAM GUIDE QUESTIONS AND
ANSWERS
When interest is earned on interest that is reinvested, we generally say that the
investment earns __________ interest. - Answer-A. discounted
B. double
Your Answer C. compound
D. simple
E. less
The _____________ schedule shows how much of the payment on a mortgage or
an automobile loan that is allocated to principal and how much is allocated to
interest. - Answer-A. payment breakdown
B. allocation
Your Answer C. amortization
D. discounting
E. compounding
The simple, or quoted, interest rate is also known as the ____________. - Answer-A.
effective annual rate (EAR)
Your Answer B. annual percentage rate (APR)
C. periodic rate (PER)
D. amortization interest rate (AIR)
Everything else equal, when interest is paid more than once per year, the effective
rate of return earned is _______ the effective rate that is earned when interest is
paid only once per year. - Answer-A. less than
Your Answer B. greater than
C. equal to
D. not related to
, The_______ is defined as the rate of return on the best alternative investment of
equal risk. - Answer-A. amortization rate
B. risk percentage
C. alternative return
Your Answer D. opportunity cost rate
Which of the following is not mentioned in the book as a method that can be used to
solve time value of money problems? - Answer-A. equation solution
B. spreadsheet solution
C. financial calculator solution
Your Answer D. interest table solution
To avoid retaking this course, students who entered USF under the 2001-2002 or
later catalogue are required to
earn a grade of ____ or better. - Answer-A. C+
Your Answer B. C-
C. D+
D. C
E. D
To earn a C- in this course, you must earn a minimum overall average--that is, the
average of
all of the exams and the assignment grade--that equals ________. - Answer-A. 72
B. 65
C. 70
D. 75
Your Answer E. 67
Which of the following statements about the quizzes that are administered on Aplia is
correct? - Answer-A. There is no time limit for taking a quiz.
Your Answer B. Once started, you have 30 minutes to complete a quiz. The 30-
minute clock (time limit) runs consecutively from the time the quiz is started such that
the ending time for a quiz that is started at 3 p.m. is 3:30 p.m., even if you log off
Aplia during this time period.
C. Once started, you have 30 minutes to complete a quiz. The 30-minute clock (time
limit) runs only while you a logged on to Aplia, which means that the clock stops
when you log off Aplia. As a result, you could possibly take a quiz over multiple days
as long as the sum of the time you are logged on to Aplia does not exceed 30
minutes.
D. After starting a quiz, answers can be changed at any time and as many times as
you want so long as the due date (deadline) for taking the quiz has not passed.
