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ILLINOIS PUBLIC ADJUSTER EXAM STUDY
GUIDE REVIEW 2025| BRAND NEW ACTUAL
EXAM WITH 100% VERIFIED QUESTIONS AND
CORRECT SOLUTIONS| GUARANTEED VALUE
PACK| ACE YOUR GRADES.
1. A hip roof is 42' long and 24'cfeet wide. How long is the Ridge?
- correct answer - 42'
2. When may a truss be notch or grooved - correct answer - Only
when preapproved in writing by a certified engineer
3. What is the maximum rise of stairs - correct answer - 7-8"
4. What is a mullion - correct answer - A vertical member between
the panels of a window, door or other opening
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5. Which of the following is not a reason, for the Director to revoke
or refuse to renew a public adjusters license? - correct answer -
Having is business owner's insurance policy canceled
6. A contract to construct a commercial building at a new location
has just been agreed to, for an estimated completed value of
$1 million. To avoid a coinsurance penalty, what limit of
builders risk coverage should be purchased? - correct answer -
$1 million policy
7. An insured has $150,000 in total home owners coverage on a
dwelling with to insurers, AS and ZZ. Both policies contain pro -
Rata other insurance clauses. A $60,000 loss occurs.
Disregarding deductibles, how much would each insurer pay? -
correct answer - AAA will pay $40,000 and ZZ will pay $20,000
8. How many days does a home owners insured how to complete
a proof of insurance - correct answer - 60 days after the insurer
request it
9. When would a commercial property insured request the value
reporting endorsement? - correct answer - For changing or a
flesh reading levels of personal property
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10. Business income coverage pays for which of the following? -
correct answer - Gross revenue minus continuing expenses
11. Commercial property insurance would exclude which of the
following acts of vandalism? - correct answer - Damage to an
advertising sign on the sidewalk
12. A manufacturer with a policy limit of $100,000 in a deductible
of $1000 had a fire loss that damaged a lot of inventory. The
amount of damage is estimated to be $50,000. The insured,
with the permission of the Insurer , was able to sell some of the
service for $9000 how much will the insurer pay for the cost? -
correct answer - $40,000
13. An insurer has taking Sevich after paying $55,000 in a
covered fire loss. How will the insurance claim appear on the
insured loss history? - correct answer - A net claim of $45,000
because they sold $10,000 in goods
ILLINOIS PUBLIC ADJUSTER EXAM STUDY
GUIDE REVIEW 2025| BRAND NEW ACTUAL
EXAM WITH 100% VERIFIED QUESTIONS AND
CORRECT SOLUTIONS| GUARANTEED VALUE
PACK| ACE YOUR GRADES.
1. A hip roof is 42' long and 24'cfeet wide. How long is the Ridge?
- correct answer - 42'
2. When may a truss be notch or grooved - correct answer - Only
when preapproved in writing by a certified engineer
3. What is the maximum rise of stairs - correct answer - 7-8"
4. What is a mullion - correct answer - A vertical member between
the panels of a window, door or other opening
, Page | 2
5. Which of the following is not a reason, for the Director to revoke
or refuse to renew a public adjusters license? - correct answer -
Having is business owner's insurance policy canceled
6. A contract to construct a commercial building at a new location
has just been agreed to, for an estimated completed value of
$1 million. To avoid a coinsurance penalty, what limit of
builders risk coverage should be purchased? - correct answer -
$1 million policy
7. An insured has $150,000 in total home owners coverage on a
dwelling with to insurers, AS and ZZ. Both policies contain pro -
Rata other insurance clauses. A $60,000 loss occurs.
Disregarding deductibles, how much would each insurer pay? -
correct answer - AAA will pay $40,000 and ZZ will pay $20,000
8. How many days does a home owners insured how to complete
a proof of insurance - correct answer - 60 days after the insurer
request it
9. When would a commercial property insured request the value
reporting endorsement? - correct answer - For changing or a
flesh reading levels of personal property
, Page | 3
10. Business income coverage pays for which of the following? -
correct answer - Gross revenue minus continuing expenses
11. Commercial property insurance would exclude which of the
following acts of vandalism? - correct answer - Damage to an
advertising sign on the sidewalk
12. A manufacturer with a policy limit of $100,000 in a deductible
of $1000 had a fire loss that damaged a lot of inventory. The
amount of damage is estimated to be $50,000. The insured,
with the permission of the Insurer , was able to sell some of the
service for $9000 how much will the insurer pay for the cost? -
correct answer - $40,000
13. An insurer has taking Sevich after paying $55,000 in a
covered fire loss. How will the insurance claim appear on the
insured loss history? - correct answer - A net claim of $45,000
because they sold $10,000 in goods
