LTC EXAM
1. the amount of premium returned for an insurance policy with a return of
premium option is based on: whether they elect to receive limited benefits tax free
2. what is included in a Medigap policy <Ans> Medicare Plan B coinsurance
3. What percent of clinical laboratory services, such as blood tests and urinal- ysis, will
Medicare Part B pay <Ans> 100%
4. If a retired individual has group health coverage through an employer or union
and Medicare coverage, Medicare is <Ans> primary
5. Medicare Part C is a combination of parts <Ans> A,B, and D
6. Which of the following is covered by all Medicare supplement policies <Ans> first
three pints of blood
7. A, age 66, is applying for an individual health insurance policy with ABC insurers.
What must ABC insurers do since A is eligible for Medicare <Ans> It must notify her
that the policy is not a Medicare supplement policy
8. P just turned 85 years old. He lives alone. However, he needs help with everyday
tasks such as bathing, eating, and dressing.Which type of long-term care does P need
<Ans> custodial care
9. How many days of care in specialty psychiatric hospital will Medicare Part A
cover during a person's lifetime <Ans> 190
10. For Medicare Part A, coinsurance must be paid for which days of a hospital stay
<Ans> For days 61 through 90
11. B is about to turn 65 and has come to you for advice regarding Medicare
coverage. What correct information do you give him <Ans> He must pay a monthly
premium to be covered by Medicare Part B
12. What is open enrollment for Medicare supplement policies <Ans> Open enroll-
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, ment for Medigap policies spans a six-month period beginning on the first day of the month
in which the individual is age 65 or above and enrolls in Medicare Part B
13. Which of the following is NOT a level of long-term care <Ans> remedial care
14. What statement is FALSE about how Medicare Parts A and B are funded?-
: Medicare Part B is funded by FICA payroll taxes
15. Which of the following statements correctly describes Medicare Part A hospital
insurance <Ans> A benefit period begins on the day a beneficiary is admitted to the
hospital
16. What is the allotted number of lifetime reserve days under Medicare Part A
<Ans> 60
17. What is the deductible for each Medicare Part A benefit period <Ans> $1,340
18. Which of the following is not provided under Medicare Supplement A <Ans> -
prescription drug coverage
19. A Medicare supplement policy must provide coverage Medicare Part A-el- igible
expenses for hospitilization <Ans> From days 61 through 90
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1. the amount of premium returned for an insurance policy with a return of
premium option is based on: whether they elect to receive limited benefits tax free
2. what is included in a Medigap policy <Ans> Medicare Plan B coinsurance
3. What percent of clinical laboratory services, such as blood tests and urinal- ysis, will
Medicare Part B pay <Ans> 100%
4. If a retired individual has group health coverage through an employer or union
and Medicare coverage, Medicare is <Ans> primary
5. Medicare Part C is a combination of parts <Ans> A,B, and D
6. Which of the following is covered by all Medicare supplement policies <Ans> first
three pints of blood
7. A, age 66, is applying for an individual health insurance policy with ABC insurers.
What must ABC insurers do since A is eligible for Medicare <Ans> It must notify her
that the policy is not a Medicare supplement policy
8. P just turned 85 years old. He lives alone. However, he needs help with everyday
tasks such as bathing, eating, and dressing.Which type of long-term care does P need
<Ans> custodial care
9. How many days of care in specialty psychiatric hospital will Medicare Part A
cover during a person's lifetime <Ans> 190
10. For Medicare Part A, coinsurance must be paid for which days of a hospital stay
<Ans> For days 61 through 90
11. B is about to turn 65 and has come to you for advice regarding Medicare
coverage. What correct information do you give him <Ans> He must pay a monthly
premium to be covered by Medicare Part B
12. What is open enrollment for Medicare supplement policies <Ans> Open enroll-
1/
11
, ment for Medigap policies spans a six-month period beginning on the first day of the month
in which the individual is age 65 or above and enrolls in Medicare Part B
13. Which of the following is NOT a level of long-term care <Ans> remedial care
14. What statement is FALSE about how Medicare Parts A and B are funded?-
: Medicare Part B is funded by FICA payroll taxes
15. Which of the following statements correctly describes Medicare Part A hospital
insurance <Ans> A benefit period begins on the day a beneficiary is admitted to the
hospital
16. What is the allotted number of lifetime reserve days under Medicare Part A
<Ans> 60
17. What is the deductible for each Medicare Part A benefit period <Ans> $1,340
18. Which of the following is not provided under Medicare Supplement A <Ans> -
prescription drug coverage
19. A Medicare supplement policy must provide coverage Medicare Part A-el- igible
expenses for hospitilization <Ans> From days 61 through 90
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