NY INDIPEDENT GENERAL ADJUSTER PRACTICE
EXAM WITH ACTUAL COMPLETE QUESTIONS AND
CORRECT VERIFIED ANSWERSFROM A VERIFIED
SOURCE ALREADY GRADED A+ 100% GUARANTEED
TO PASS CONCEPTS!!!
Which of the following is covered by a dread disease policy? - ANSWER-
illnesses that do not occur frequently but incur significant costs when they
do occur
Which of the following professionals would purchase Directors and Officers
(D &O) insurance to manage the liability risk associated with their
activities? - ANSWER-chief executive officer
For the commercial general liability coverages of bodily injury, property
damage and medical payments, which of the following limits of insurance
apply if the aggregate limit is NOT met? - ANSWER-per occurrence
,An injured employee covered under workers' compensation is entitled to
reasonably justifiable expenses for retraining. This benefit falls under which
of the following? - ANSWER-vocational rehabilitation
Which of the following is the party who agrees to be responsible for loss in
the case of a fidelity bond? - ANSWER-the surety
What increases the potential loss of an unforeseen event that causes injury
to an insured or damage to property? - ANSWER-Hazard
Which of the following sides represent the front surface of the patient? -
ANSWER-anterior
Which party is required to provide proof of loss to establish entitlement? -
ANSWER-the insured
, What does homeowners Coverage B - Other Structures cover? - ANSWER-
structures located on the insured's property separated from the dwelling by
clear space
Which of the following is a duty of the insured after a loss? - ANSWER-
minimizing further loss
When an agent tries to convince a policyholder to replace an existing policy
to buy another one, what are they practicing? - ANSWER-misrepresentation
How long is the broad theft coverage endorsement invalid if the property is
vacant? - ANSWER-More than 60 consecutive days
The insured is mowing his lawn when a stranger is noticed in the backyard.
The stranger claims to be a substitute delivery person. Several days later a
gold watch can not be found. Which of the following describes the loss? -
ANSWER-mysterious disappearance
EXAM WITH ACTUAL COMPLETE QUESTIONS AND
CORRECT VERIFIED ANSWERSFROM A VERIFIED
SOURCE ALREADY GRADED A+ 100% GUARANTEED
TO PASS CONCEPTS!!!
Which of the following is covered by a dread disease policy? - ANSWER-
illnesses that do not occur frequently but incur significant costs when they
do occur
Which of the following professionals would purchase Directors and Officers
(D &O) insurance to manage the liability risk associated with their
activities? - ANSWER-chief executive officer
For the commercial general liability coverages of bodily injury, property
damage and medical payments, which of the following limits of insurance
apply if the aggregate limit is NOT met? - ANSWER-per occurrence
,An injured employee covered under workers' compensation is entitled to
reasonably justifiable expenses for retraining. This benefit falls under which
of the following? - ANSWER-vocational rehabilitation
Which of the following is the party who agrees to be responsible for loss in
the case of a fidelity bond? - ANSWER-the surety
What increases the potential loss of an unforeseen event that causes injury
to an insured or damage to property? - ANSWER-Hazard
Which of the following sides represent the front surface of the patient? -
ANSWER-anterior
Which party is required to provide proof of loss to establish entitlement? -
ANSWER-the insured
, What does homeowners Coverage B - Other Structures cover? - ANSWER-
structures located on the insured's property separated from the dwelling by
clear space
Which of the following is a duty of the insured after a loss? - ANSWER-
minimizing further loss
When an agent tries to convince a policyholder to replace an existing policy
to buy another one, what are they practicing? - ANSWER-misrepresentation
How long is the broad theft coverage endorsement invalid if the property is
vacant? - ANSWER-More than 60 consecutive days
The insured is mowing his lawn when a stranger is noticed in the backyard.
The stranger claims to be a substitute delivery person. Several days later a
gold watch can not be found. Which of the following describes the loss? -
ANSWER-mysterious disappearance
