NJ HEALTH AND ACCIDENT ACTUAL TEST QUESTIONS AND CORRECT VERIFIED ANSWERS LATEST UPDATED VERSION GUARANTEED PASS. (BRAND NEW!!) NJ HEALTH AND ACCIDENT QUESTIONS

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COMPLETEg400gQUESTIONSgWITHgDETAILEDgVERIFIEDgANSWERSg(
100%gCORRECTgANSWERS)gALREADYgGRADEDgA+




In what form do disability income policiest
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ypically pay benefits - CORRECT ANSWER
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>>>>Periodic income g




The Mandatory health policy provision statest
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hat the policy, including endorsements and att
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ached papers, constitutes -
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CORRECT ANSWER >>>>The entire insurance c
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ontract between the parties g g g




The entire contract includes the actual policya
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nd the - CORRECT ANSWER >>>>application
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employer sponsored group health insurance pr g g g g g



ovides coverage for which of the following -
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CORRECT ANSWER >>>>Alcoholism
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The term which describes the fact that both partie
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s of a contract may not receive the samevalue is re
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ferred to as - CORRECT ANSWER g g g g g



>>>>Aleatory

Tom has a home health care benefit and is confin
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ed to his home. Which of these is NOT typically c
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overed - CORRECT ANSWER >>>>Full- g g g g



time nursing care
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A Medicare Supplement policy can be cancelledb
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y the insurer for - CORRECT ANSWER
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>>>>Nonpayment

Credit Accident and Health plans are designedt
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o- g



CORRECT ANSWER >>>>help pay off existing lo
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ans during periods of disability
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A payment system for health care in which the pr
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ovider is paid for each service given is called -
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CORRECT ANSWER >>>>fee-for-service
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An insurance company ONLY pay a salesc
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ommission to - CORRECT ANSWER g g g g



>>>>individuals licensed by the state g g g g




Ken is a producer who has obtained ConsumerInf
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ormation Reports under false pretenses. g g g g



Under the Fair Credit Reporting Act, what is the
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maximum penalty that may be imposed on Ken? g g g g g g g g



- CORRECT ANSWER >>>>$5000 and 1
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year imprisonment g




A closed network plan offers a primary physician
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copay of $25. If a subscriber choosesa primary ca
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re physician outside of the network, the subscrib
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er will likely pay -
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CORRECT ANSWER >>>>100% of the billed amo
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unt

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What is the maximum fine for a producer violati
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ng an NJ insurance law for the first time?
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- CORRECT ANSWER >>>>$5000
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A licensed producer is required to file notice to a
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ny changes of address within how many days -
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CORRECT ANSWER >>>>30 days
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Jonas has disability insurance through his emplo
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yer. The employer pays 75% of the premium, an
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d Jonas pays the other 25%. Whatis Jonas's tax li
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ability for any benefits paid fromthe disability pl
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an? - CORRECT ANSWER
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>>>>Taxes must be paid on 75% of the benefitsre g g g g g g g g g



ceived

After an insured gives notice of loss, what must he
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/she do if the insurer does not furnish forms?
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- CORRECT ANSWER >>>>File written proof ofloss
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