AHIP FINAL EXAM|| ACTUAL EXAM ALL
QUESTIONS AND 100% CORRECT
ANSWERS ALREADY GRADED A+|| LATEST
AND COMPLETE VERSION 2025 WITH
VERIFIED SOLUTIONS|| ASSURED PASS
,1|Page
Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify
for the Part D low-income subsidy. Where might he turn for help with his prescription
drug costs? - ANSWER: Mr. Wu may still qualify for help in paying Part D costs through
his State Pharmaceutical Assistance Program.
Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the Social
Security Administration and has been receiving disability payments. He is wondering
whether he can obtain coverage under Medicare. What should you tell him? - ANSWER:
After receiving such disability payments for 24 months, he will be automatically enrolled
in Medicare, regardless of age.
Mildred Savage enrolled in Allcare Medicare Advantage plan several years ago.
Mildred recently learned that she is suffering from inoperable cancer and has just a few
months to live. She would like to spend these final months in hospice care.
Mildred's family asks you whether hospice benefits will be paid for under the Allcare
Medicare Advantage plan. What should you say? - ANSWER: Mildred may remain
enrolled in Allcare and make a hospice election. Hospice benefits will be paid for by
Original Medicare under Part A and Allcare will continue to pay for any non-hospice
services.
Mr. Schmidt would like to plan for retirement and has asked you what is covered under
Original Fee-for-Service (FFS) Medicare. What could you tell him? - ANSWER: Part A,
which covers hospital, skilled nursing facility, hospice, and home health services and Part
B, which covers professional services such as those provided by a doctor are covered
under Original Medicare.
,2|Page
Agent John Miller is meeting with Jerry Smith, a new prospect. Jerry is currently enrolled in
Medicare Parts A and B. Jerry has also purchased a Medicare
Supplement (Medigap) plan which he has had for several years. However, the plan does
not provide drug benefits. How would you advise Agent John Miller to
proceed? - ANSWER: Tell prospect Jerry Smith that he should consider adding a standalone
Part D prescription drug coverage policy to his present coverage.
Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease
(ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under
Medicare. What should you tell him? - ANSWER: He may sign-up for Medicare at any
time however coverage usually begins on the fourth month
after dialysis treatments start.
Mr. Diaz continued working with his company and was insured under his employer's
group plan until he reached age 68. He has heard that there is a
premium penalty for those who did not sign up for Part B when first eligible and wants to
know how much he will have to pay. What should you tell him? - ANSWER: Mr. Diaz
will not pay any penalty because he had continuous coverage under his employer's plan.
Madeline Martinez was widowed several years ago. Her husband worked for many years
and contributed into the Medicare system. He also left a substantial estate which provides
Madeline with an annual income of approximately $130,000.
Madeline, who has only worked part-time for the last three years, will soon turn age 65
and hopes to enroll in Original Medicare. She comes to you for advice. What should you
tell her? - ANSWER: You should tell Madeline that she will be able to enroll in Medicare
Part A without paying monthly premiums due to her husband's long work record and
participation in the Medicare system. You should also tell Madeline that she will pay Part
B premiums at more than the standard lowest rate but less than the highest rate due her
substantial income.
, Edward IP suffered from serious kidney disease. As a result. Edward became eligible for
Medicare coverage due to end-stage renal disease (ESRD). A close
QUESTIONS AND 100% CORRECT
ANSWERS ALREADY GRADED A+|| LATEST
AND COMPLETE VERSION 2025 WITH
VERIFIED SOLUTIONS|| ASSURED PASS
,1|Page
Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify
for the Part D low-income subsidy. Where might he turn for help with his prescription
drug costs? - ANSWER: Mr. Wu may still qualify for help in paying Part D costs through
his State Pharmaceutical Assistance Program.
Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the Social
Security Administration and has been receiving disability payments. He is wondering
whether he can obtain coverage under Medicare. What should you tell him? - ANSWER:
After receiving such disability payments for 24 months, he will be automatically enrolled
in Medicare, regardless of age.
Mildred Savage enrolled in Allcare Medicare Advantage plan several years ago.
Mildred recently learned that she is suffering from inoperable cancer and has just a few
months to live. She would like to spend these final months in hospice care.
Mildred's family asks you whether hospice benefits will be paid for under the Allcare
Medicare Advantage plan. What should you say? - ANSWER: Mildred may remain
enrolled in Allcare and make a hospice election. Hospice benefits will be paid for by
Original Medicare under Part A and Allcare will continue to pay for any non-hospice
services.
Mr. Schmidt would like to plan for retirement and has asked you what is covered under
Original Fee-for-Service (FFS) Medicare. What could you tell him? - ANSWER: Part A,
which covers hospital, skilled nursing facility, hospice, and home health services and Part
B, which covers professional services such as those provided by a doctor are covered
under Original Medicare.
,2|Page
Agent John Miller is meeting with Jerry Smith, a new prospect. Jerry is currently enrolled in
Medicare Parts A and B. Jerry has also purchased a Medicare
Supplement (Medigap) plan which he has had for several years. However, the plan does
not provide drug benefits. How would you advise Agent John Miller to
proceed? - ANSWER: Tell prospect Jerry Smith that he should consider adding a standalone
Part D prescription drug coverage policy to his present coverage.
Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease
(ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under
Medicare. What should you tell him? - ANSWER: He may sign-up for Medicare at any
time however coverage usually begins on the fourth month
after dialysis treatments start.
Mr. Diaz continued working with his company and was insured under his employer's
group plan until he reached age 68. He has heard that there is a
premium penalty for those who did not sign up for Part B when first eligible and wants to
know how much he will have to pay. What should you tell him? - ANSWER: Mr. Diaz
will not pay any penalty because he had continuous coverage under his employer's plan.
Madeline Martinez was widowed several years ago. Her husband worked for many years
and contributed into the Medicare system. He also left a substantial estate which provides
Madeline with an annual income of approximately $130,000.
Madeline, who has only worked part-time for the last three years, will soon turn age 65
and hopes to enroll in Original Medicare. She comes to you for advice. What should you
tell her? - ANSWER: You should tell Madeline that she will be able to enroll in Medicare
Part A without paying monthly premiums due to her husband's long work record and
participation in the Medicare system. You should also tell Madeline that she will pay Part
B premiums at more than the standard lowest rate but less than the highest rate due her
substantial income.
, Edward IP suffered from serious kidney disease. As a result. Edward became eligible for
Medicare coverage due to end-stage renal disease (ESRD). A close
