2025/2026 PA Motor Vehicle Physical Damage Appraiser Test Exam With Q&A Graded A+

2025/2026 PA Motor Vehicle Physical Damage Appraiser Test Exam With Q&A Graded A+ True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's license & display it to an owner of the vehicle or shop upon request: - CORRECT ANSWER-true What is the number of business days you have per Act 361 to inspect vehicle? - CORRECT ANSWER-6 How many days after an inspection should a total loss be offered to the owner? - CORRECT ANSWER-5 Aftermarket parts can only be used when? - CORRECT ANSWER-The parts are listed and coded in the estimate What is aftermarket and why is it considered aftermarket? - CORRECT ANSWER-"Nonoriginal equipment manufacturer (non-OEM) replacement part, either new or used, for any of the nonmechanical parts that generally constitute the exterior of the motor vehicle, including inner and outer panels." a) Generic version - made by the vendor for the manufacturer. The vendor also makes a generic version of the same part. The new part - never used. A/M What is the duty of the claimant after the loss? - CORRECT ANSWER-Provide a date, time and facts of the loss True or False: Appraisals should always be signed by the appraiser. - CORRECT ANSWER-True What is betterment? - CORRECT ANSWER-The act or process of improving something. When a part is used on a car that makes the car more valuable than it was prior to the loss. Which would be an example of an additional interest to the policy? - CORRECT ANSWER-Lienholder Which is not a peril in reference to auto insurance? - CORRECT ANSWER-Wind/hail is not a peril (fire, theft and collision are perils) ( Another exam has collision as the answer?) What is a peril? - CORRECT ANSWER-Something that may cause injury, harm or loss. (on another exam answer- Damage to another person, damage to another vehicle & cause of loss ) An appraiser's license shall expire annually at midnight on this day? - CORRECT ANSWER-June 30 Who determines the amount of damage to the vehicle? - CORRECT ANSWER-Appraiser What does an adjuster do - CORRECT ANSWER-"A natural person in this Commonwealth who makes appraisals of motor vehicle physical damage." How old do you have to be to get your PA appraiser's license - CORRECT ANSWER-18 years old If your appraiser's license is expired more than 60 days, what do you have to do - CORRECT ANSWER-Re-take test Which one of the following components is NOT considered part of the vehicle's front end? a) Grille b) Fenders c) Floor Pan d) Hood - CORRECT ANSWER-c) floor pan Which one of the following answer choices lists the three components that make up the front end sheet metal of an auto? a) Grille, hood and fenders b) Grille, hood and headlamps c) Fender skirt, fender outer panel and strut tower d) Moldings, ornamentation and grille - CORRECT ANSWER-a) Grille, hood and fenders Which one of the following answer choices lists the two components that are part of a hood's lock assembly? a) Release cable and support rod b) Pop-up spring and release cable c) Pop-up spring and safety catch d) Pop-up spring and hinges - CORRECT ANSWER-c) Pop-up spring and safety catch What type of headlamp features a lens that is specifically designed for the auto model and contoured to its requirements for improved aerodynamics? a) Sealed composite b) Sealed beam c) Composite beam d) Composite - CORRECT ANSWER-d) Composite 1Which one of the following is considered part of the cowl? a) Fender b) Vent panel c) Grille d) Quarter panel - CORRECT ANSWER-b) Vent panel The outer rocker panel is NOT welded to which of the following components? a) Inner rocker panel b) Floor pan c) Roof outer panel d) Quarter panel assembly - CORRECT ANSWER-c) Roof outer panel What component forms the base of the car? a) Firewall b) Rocker panel c) Cowl d) Floor pan - CORRECT ANSWER-d) Floor pan Which one of the following is NOT a purpose of pillars? a) Provide support for the front end b) Provide support to the roof c) Serve as mounting posts for door hinges d) Serve as mounting posts for door lock strikers - CORRECT ANSWER-a) Provide support for the front end What component runs underneath the doors between the front and rear fenders on the left and right sides of the vehicle? a) Firewall b) Cowl c) Floor pan d) Rocker panel - CORRECT ANSWER-d) Rocker panel What component forms the housing for the rear wheels? a) Quarter panels b) Quarter wheelhouses c) Sail panels d) Fenders - CORRECT ANSWER-b) Quarter wheelhouses Moldings that are positioned just below the window openings are called_____ moldings. a) Belt b) Wheel opening c) Side d) Trim - CORRECT ANSWER-a) Belt A car's quarter panel would NOT include which of the following components? a) The cowl b) Wheel opening, side or belt moldings c) Side marker lamp d) Fuel door - CORRECT ANSWER-a) The cowl What component forms the rear side of the automobile?