xam With Questions & Elaborate
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Answers
Applicant Age - CORRECT ANSWER-18 years or older
ow long do you have to wait to be eligible to retake an examination if you fail? -
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CORRECT ANSWER-30 days
he Commissioner will prescribe the form of the appraiser's license and it will contain: -
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CORRECT ANSWER-Name of the appraiser
Address of the appraiser's place of business
Date of issuance and expiration date of license
Any other information which the commissioner determines is necessary
xperience and Fitness requirements for Licensing - CORRECT ANSWER--A minimum
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of six months' continuous experience within the previous three years at an occupation,
such as body repair, that directly involves the estimation of physical damage to motor
vehicles.
-Successful completion of education or training related to appraising motor vehicle
physical damage taken within the previous three years.
n application for a license may be denied for any of the following - CORRECT
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ANSWER--The applicant has provided incorrect, misleading or incomplete answers to
interrogatories on forms incidental to applying for a license.
-The applicant has been denied a license or has had an existing license revoked,
suspended or not renewed by the Department or a regulatory authority in another state,
territory, or possession of the United States, or in the District of Columbia, or the
Canadian Provinces.
-The applicant does not possess the professional competence and trustworthiness
required to engage in conducting motor vehicle appraisals.
-An applicant has been found guilty of a felony or of criminal conduct which relates to
the applicant's suitability to conduct motor vehicle appraisals.
n applicant has been found guilty of a felony or of criminal conduct which relates to the
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applicant's suitability to conduct motor vehicle appraisals. - CORRECT ANSWER-ex:
, nlawful practices, embezzlement, obtaining money under pretences, conspiracy to
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defraud, bribery, or corrupt influence, perjury or false swearing, unlicensed activity or
criminal offence involving moral turpitude or harm to another.
-Examples of violations or incidents which the Department will not consider related to
the applicant's suitability to engage in the business of an appraiser are all summary
offences, records of arrests if there is no conviction of a crime based on the arrest,
convictions which have been annulled or expunged or convictions for which the
applicant has received a pardon from the Governor.
he Commissioner may deny initial issuance of, suspend, revoke, or refuse to renew
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any appraiser's license for any cause specified in any other provision of this act, or for
any of the following causes: - CORRECT ANSWER-1. For any cause for which
issuance of the license could have been refused had it been existent and been known
to the Commissioner.
2. If the licensee willfully violates or fails to comply with or knowingly participates in the
violation of or failure to comply with any provision of this act or any rule or regulation
promulgated there under.
3. If the licensee has obtained or attempted to obtain any such license through willful
misrepresentation or fraud, or has failed to pass any examination required under this
act.
4. If the licensee has, with intent, to deceive, materially misrepresented the terms or
effect of any insurance contact; or has engaged or is about to engage in any fraudulent
transaction.
5. If the licensee has been convicted, by final judgement, of a felony.
6. If in the conduct of his affairs under the license, the licensee has shown himself to be,
and is so deemed by the Commissioner, incompetent, or untrustworthy, or a source of
injury and loss to the public.
ow often should you carry your appraisal license? - CORRECT ANSWER-Each
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appraiser, while engage in appraisal duties, must carry the license issued to him by the
Insurance Department and display it, upon request, to an owner whose vehicle is being
inspected, to the repair shop representative involved, or to any authorized
representative of the insurance department.
hat should an appraiser leave with the shop? - CORRECT ANSWER--The appraiser
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must leave a legible copy of his appraisal with that f the repair shop selected by the
consumer to make the repairs and also furnish a copy to the owner of the vehicle.
hat if there is prior damage to the vehicle? - CORRECT ANSWER-Should be clearly
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indicated on the appraisal.