4/12/25, 8:41 AM CIC Commercial Multi-line Exam Prep (2025) ACTUAL EXAM comprehensive questions and verified accurate solution (Detaile…
CIC Commercial Multi-line Exam Prep (2025)
ACTUAL EXAM comprehensive questions and
verified accurate solution (Detailed &
Elaborated) |get it 100% accurate!! 2025 TEST!!
Save
Terms in this set (61)
Covered:
Buildings:
Includes PP of landlord (common areas, furnished)
Covers Bridges, Retaining Walls, Wharves, Docks
Replacement Cost
Distinguish between BPP:
Covered Property and Includes Property of Others (in CCC)
Property Not Covered Exterior Building Glass
under the Replacement Cost
Businessowners
Coverage Form. Not Covered:
Money/Securities
Fences, radios, antennas, towers, signs (detached)
plants
Installed computers (in vehicles etc)
Electronic Data
https://quizlet.com/1030483746/cic-commercial-multi-line-exam-prep-2025-actual-exam-comprehensive-questions-and-verified-accurate-solution… 1/26
,4/12/25, 8:41 AM CIC Commercial Multi-line Exam Prep (2025) ACTUAL EXAM comprehensive questions and verified accurate solution (Detaile…
Additional Coverages:
Fire Department ($2.5k)
B.I.- 12 mo ALS, 72 hr Waiting period payroll 60 days
covers normal operating expenses triggered by
suspension (slowdown, cessation, premises is
untenable) by covered loss
Extra Expense- No waiting period, 12 mo. pays
additional cost while operations are disrupted
Civil Authority- if authority shuts you down- 4 wks
72 hr waiting (BI/EE)
Money Orders & Conterfit money: $1k
Forgery or Alterations
Increased Cost of Construction
BI from dependent properties
Fire Extingushers
Identify and describe the
Additional Coverages,
Electronic Data
Coverage Extensions,
and Limits Of
Interruption of Computer Operations
Insurance of the
Businessowners Policy.
COVERAGE EXTENSIONS
Newly acquired or construction property (30 days
to tell)
Personal Property Off Premises ($10k in transit, no
money)
Outdoor Property (2.5k plants, fence, sign FLARE
Perils only)
Personal Effects
https://quizlet.com/1030483746/cic-commercial-multi-line-exam-prep-2025-actual-exam-comprehensive-questions-and-verified-accurate-solution… 2/26
, 4/12/25, 8:41 AM CIC Commercial Multi-line Exam Prep (2025) ACTUAL EXAM comprehensive questions and verified accurate solution (Detaile…
Valuable Papers
Accts Recivables
BPP in Temp storage units
LIMITS of insurance
attached sign- $1k
Inflation Guard- AUtomatic building increase
BPP Seasonal Increase (25%)
Outdoor Signs: $1k attached, $2.5k Detached
Money & Securities: Theft, disappearance or
Identify and describe the
destruction
property Optional
Coverages available in
Employee Dishonesty
the BOP that must be
activated in order for
Equipment Breakdown
coverage to apple
MUST BE ACTIVATED FOR COVERAGE TO APPLY BY
X ON DEC PAGE
Identify the two promises 1.) Insurer agrees to pay the sums of BI/PD that the
the insurer makes in the insured is legally liable to pay
Business Liability insuring
agreement and state the 2.) Insurer has the right and duty to defend the
requirements that must insured in the event of a loss
be met for coverage to
apply
https://quizlet.com/1030483746/cic-commercial-multi-line-exam-prep-2025-actual-exam-comprehensive-questions-and-verified-accurate-solution… 3/26
CIC Commercial Multi-line Exam Prep (2025)
ACTUAL EXAM comprehensive questions and
verified accurate solution (Detailed &
Elaborated) |get it 100% accurate!! 2025 TEST!!
Save
Terms in this set (61)
Covered:
Buildings:
Includes PP of landlord (common areas, furnished)
Covers Bridges, Retaining Walls, Wharves, Docks
Replacement Cost
Distinguish between BPP:
Covered Property and Includes Property of Others (in CCC)
Property Not Covered Exterior Building Glass
under the Replacement Cost
Businessowners
Coverage Form. Not Covered:
Money/Securities
Fences, radios, antennas, towers, signs (detached)
plants
Installed computers (in vehicles etc)
Electronic Data
https://quizlet.com/1030483746/cic-commercial-multi-line-exam-prep-2025-actual-exam-comprehensive-questions-and-verified-accurate-solution… 1/26
,4/12/25, 8:41 AM CIC Commercial Multi-line Exam Prep (2025) ACTUAL EXAM comprehensive questions and verified accurate solution (Detaile…
Additional Coverages:
Fire Department ($2.5k)
B.I.- 12 mo ALS, 72 hr Waiting period payroll 60 days
covers normal operating expenses triggered by
suspension (slowdown, cessation, premises is
untenable) by covered loss
Extra Expense- No waiting period, 12 mo. pays
additional cost while operations are disrupted
Civil Authority- if authority shuts you down- 4 wks
72 hr waiting (BI/EE)
Money Orders & Conterfit money: $1k
Forgery or Alterations
Increased Cost of Construction
BI from dependent properties
Fire Extingushers
Identify and describe the
Additional Coverages,
Electronic Data
Coverage Extensions,
and Limits Of
Interruption of Computer Operations
Insurance of the
Businessowners Policy.
COVERAGE EXTENSIONS
Newly acquired or construction property (30 days
to tell)
Personal Property Off Premises ($10k in transit, no
money)
Outdoor Property (2.5k plants, fence, sign FLARE
Perils only)
Personal Effects
https://quizlet.com/1030483746/cic-commercial-multi-line-exam-prep-2025-actual-exam-comprehensive-questions-and-verified-accurate-solution… 2/26
, 4/12/25, 8:41 AM CIC Commercial Multi-line Exam Prep (2025) ACTUAL EXAM comprehensive questions and verified accurate solution (Detaile…
Valuable Papers
Accts Recivables
BPP in Temp storage units
LIMITS of insurance
attached sign- $1k
Inflation Guard- AUtomatic building increase
BPP Seasonal Increase (25%)
Outdoor Signs: $1k attached, $2.5k Detached
Money & Securities: Theft, disappearance or
Identify and describe the
destruction
property Optional
Coverages available in
Employee Dishonesty
the BOP that must be
activated in order for
Equipment Breakdown
coverage to apple
MUST BE ACTIVATED FOR COVERAGE TO APPLY BY
X ON DEC PAGE
Identify the two promises 1.) Insurer agrees to pay the sums of BI/PD that the
the insurer makes in the insured is legally liable to pay
Business Liability insuring
agreement and state the 2.) Insurer has the right and duty to defend the
requirements that must insured in the event of a loss
be met for coverage to
apply
https://quizlet.com/1030483746/cic-commercial-multi-line-exam-prep-2025-actual-exam-comprehensive-questions-and-verified-accurate-solution… 3/26
