CAC Training Exam with Correct Answers
What year did the ACA come into Federal law? Correct Answer 2010
Who can apply on MD Health Connection? Correct Answer All lawfully present MD
residents. Cannot apply if not legally here or incarcerated.
What is MEC? Correct Answer Minimum Essential Coverage
If a plan is vision or dental only, does this meet MEC? Correct Answer No
When is open enrollment? Correct Answer Open enrollment is from 11/1/15-01/31/16
What are some examples of exemptions to the federal mandate that all persons must
have insurance? Correct Answer Financial hardship
Religious exemption
Native American tribe
Incarcerated
Below tax filing threshold
Describe ways in which consumers are protected? Correct Answer Provided summary
of benefits
Preventative care must be covered
Lifetime/Yearly limits are not allowed
Have right to appeal
Is the cost of premiums based on medical condition? Correct Answer No
What is the cost of premiums based on? Correct Answer Age
Geographic location
Household size
Tobacco use
Name the types of people that assist with MHC. Correct Answer Navigators
Assisters
Caseworkers
CSC Rep (Consolidated Service Center)
Producers
CAC (Certified Application Counselors)
Whom is SHOP offered to? Correct Answer In 2014, small businesses with 2-50
employees
In 2016, small businesses with 2-100 employees
Employers can offer through exchange.
What year did the ACA come into Federal law? Correct Answer 2010
Who can apply on MD Health Connection? Correct Answer All lawfully present MD
residents. Cannot apply if not legally here or incarcerated.
What is MEC? Correct Answer Minimum Essential Coverage
If a plan is vision or dental only, does this meet MEC? Correct Answer No
When is open enrollment? Correct Answer Open enrollment is from 11/1/15-01/31/16
What are some examples of exemptions to the federal mandate that all persons must
have insurance? Correct Answer Financial hardship
Religious exemption
Native American tribe
Incarcerated
Below tax filing threshold
Describe ways in which consumers are protected? Correct Answer Provided summary
of benefits
Preventative care must be covered
Lifetime/Yearly limits are not allowed
Have right to appeal
Is the cost of premiums based on medical condition? Correct Answer No
What is the cost of premiums based on? Correct Answer Age
Geographic location
Household size
Tobacco use
Name the types of people that assist with MHC. Correct Answer Navigators
Assisters
Caseworkers
CSC Rep (Consolidated Service Center)
Producers
CAC (Certified Application Counselors)
Whom is SHOP offered to? Correct Answer In 2014, small businesses with 2-50
employees
In 2016, small businesses with 2-100 employees
Employers can offer through exchange.
