Ny independent general adjuster exam

NY Independent General Adjuster Exam -
M M M M M




Series 17-70 Questions and Answers
M M M M




100% Pass M




DramMShopMLiabilityMrefersMto:M✔✔LiquorMLawMLiability.




TheMinsuredMhasMsufferedMaMcoveredMlossMunderMhisMDP-

3MdwellingMform.MHeMfailsMtoMprotectMtheMpropertyMfromMfurtherMloss.MTheMadditionalMlossMth

atMoccursMasMaMresultMofMhisMinactionsMmayMbeMdeniedMbecauseMofMwhatMclauseMinMtheMpolicy

?M✔✔Neglect.




ToMbeMeligibleMforMtheMNewMYorkMassignedMriskMautoMplanMaMpersonMmust:M✔✔HoldMaMvalidMdrive
r's

license.




AnyMinsuranceMadjusterMwhoseMlicenseMhasMbeenMrevokedMforMcauseMwillMnotMbeMentitledMtoMappl

yMforManyMotherMinsuranceMlicenseMinMNewMYorkMuntilMatMleast:M✔✔OneMYear.




AMtypicalMbenefitMdesignMforMaMlongMtermMcareMpolicyMdoesMnotMincludeMa:M✔✔ConditionallyMor

optionallyMrenewabilityMfeature.

,InMNewMYorkMtheMworkersMcompensationMprogramMisMadministeredMbyMtheMWorkersMCompensa

tionMBoardMwhichMestablishesMguidelinesMforMtheMprogram.MNoticeMofMinjuryMorMdeathMtoMaMwork

erMisMrequiredMtoMbeMsubmittedMtoMtheMemployerMwithinMwhatMperiodMofMtime?M✔✔30MDays.




AMcommonMcarrierMisMnotMheldMliableMforMtheMlossMofMaMshipper'sMgoodsMwhenMtheMlossMresultsMfro
m:

✔✔AnMActMofMGod.




IfMoneMisMfoundMguiltyMofMfederalMinsuranceMfraud,MwhoMcanMpermitMtheMguiltyMindividualMtoMretu

rnMtoMtheMinsuranceMbusiness?M✔✔OnlyManMinsuranceMregulatoryMofficial.




WhenMisMaMpassengerMfirstMcoveredMunderManMaircraftMpolicy?M✔✔WhenMEnteringMtheMAircraft.




IfManMinsuredMtakesMprecautionaryMmeasuresMtoMprotectMpropertyMfromMfloodMdamageMsuchMas

creatingMaMretainingMwallMofMsandMbags,MhowMmuchMcoverageMifMany,MwillMbeMprovidedMbyMa
M




floodMpolicy?M✔✔$1,000MifMtheMfloodMisMimminentMandMtheMpropertyMisMinMdangerMofMfloodi
M




ng.




WhichMCommercialMFormsMwouldMcoverMsinkholeMcollapse?M✔✔Basic,MBroad,MandMSpecial.

,M


isMaMmovementMallowedMbyMcertainMjointsMofMtheMskeletonMthatMdecreasesMtheMangleMbet

weenMtwoMadjoiningMbones.M✔✔Flexion




TheMlistingMofMtheMperilsMcoveredMisMfoundMinMwhichMpartMofMaMhomeownerMpolicy?M✔✔Insuring

Agreement.




IfMaMdogMownedMbyMaMcustomerMisMinjuredMinMtheMparkingMlotMofMaMstore,MisMthatMconsideredM

bodilyMinjuryMunderMliabilityMcoverage?M✔✔No.MTheMdogMisMpropertyMandMwouldMbeMconside

rMproperty

damage.




TheMSuperintendentMofMInsuranceMmayMapproveMtheMemployment,MappointmentMorMparticipatio

nMofManyMpersonMwhoseMlicenseMhasMbeenMrevoked.MKarenMJonesMhadMherMlicenseMrevokedMandM

filedManMapplicationMforMrelicensingMandMhasMwaitedMoverM120MdaysMwithoutMaMresponseMfromMt

heMInsuranceMDepartment.MWhatMshouldMorMcanMsheMdo?M✔✔AssumeMtheMrelicensingMisMapprov

ed.




Mr.MVickersMwasMinMaMhurryMtoMcatchMaMplane.MHeMparksMhisMcarMinMtheMparkingMgarageMatMtheM

airportMandMleavesMtheMkeysMinMtheMignition.MWhenMheMreturnsMheMfindsMthatMhisMcarMhasMbeenMst

olen.MLaterMtheMcarMwasMdiscoveredMwithMsevereMcollisionMdamage.MTheMairportMcarriesMGarage

keeper'sMLegalMLiabilityMcoverageMandMMr.MVickersMcarriesMLiabilityMandMComprehensiveMcov

erageMonMhisMauto.MWhatMcoverageMwouldMapply?M✔✔Mr.MVickersMcomprehensiveMcoverage.

, AnMautomobileMisMpollutingMtheMenvironment.MWhatMengineMcomponentMcouldMbeMtheMpri

maryMcause?M✔✔CatalyticMConverterMMalfunction.




UnderMtheMdwellingMpolicy,MDP2MorMD3,MwhatMisMtheMmaximumMamountMofMCoverageMAMthatM

wouldMbeMpaidMforMadditionalMlivingMexpenses?M✔✔20%




WorkersMcompensationMpoliciesMalsoMincludeMemployer'sMliabilityMcoverage.MIfManyMemployerMf

ailsMtoMmaintainMtheMequipmentMandManMemployeeMisMinjured,MwouldMitMbeMcoveredMunderMthisMc

overage?

✔✔Yes.




FidelityMbondsMareMtypicallyMwrittenMtoMbeMeffectiveMforMa:M✔✔ContinuousMtermMwithoutMan

expirationMdate.




OneMpurposeMofMaMdeductibleMisMto:M✔✔EliminateMsmallMclaims.




IfMtheMinsuredMhasMfailedMtoMpayMtheMpremiumMforMaMworkerMcompensationMpolicyMissuedMinM

NewMYork,MhowMmanyMdaysMnoticeMofMcancellationMmustMbeMsentMtoMtheMinsured?M✔✔AM10M

dayMnotice.