Test bank Rose Bank Management
h h h h
Principle of Banking (Trường Đại học Ngoại thương)
h h h h h h h
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,Chapter 1 h
An Overview of the Changing Financial-Services Sector
h h h h h h
FillhinhthehBlankhQuestions
1.
ishahtraditionalhservicehprovidedhbyhbankshinhwhichhthehbankshstoreh
thehvaluableshofhtheirhcustomershandhcertifyhtheirhtruehvalue.
Answer:hSafekeepinghofhvaluables
2. Thehfacththathfinancialhinstitutionshmakehloanshbasedhonhconfidentialhinformationhishthe
theoryhofhbanking.
hAnswer:hdelegatedhmonitoring
3.
refershtohwhenhahfinancialhinstitutionhtradeshonehformhofhcurrencyhforh
another.h Anhexamplehofhthishwouldhbehwhenhthehbankhtradeshdollarshforhyenhforhahfee.
Answer:hcurrencyhexchange
4. A(n)h
hishahtraditionalhservicehwhichhpermitshahdepositorhtohwritehah
drafthinhpaymenthforhgoodshandhservices.
Answer:hdemandhdeposith(checkinghaccount)
5.
hishahservicehprovidedhbyhbankshwherehthehbankhlendshmoneyhtoh
individualshforhthehpurchasehofhdurablehandhotherhgoods.
Answer:hConsumerhlending
6. Theh
hofhahbankhishahtraditionalhservicehwherehthehbankhmanageshtheh
financialhaffairshandhpropertyhofhindividualsh(andhinhsomehcaseshbusinesses).
Answer:htrusthservices
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,Rose/Hudgins,hBa nkhManagementhandhFinancialhServices,h8/e 1
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, 7. CompanieshsuchhashMerrillhLynchhandhSearshwhichhofferedhsomehbuthnothallhbankinghserviceshinht
heh1980shwerehcalledh .
Answer:hnonbankhbanks
8. Thehlooseninghofhgovernmenthregulationhandhcontrolhofhfinancialhinstitutionshishcalled
.
hAnswer:hderegulation
9.
ishanhalternativehtohlendinghinhwhichhthehfinancialhinstitutionh
purchaseshthehequipmenthandhrentshithtohitshcustomers.
Answer:hEquipmenthleasinghservices
10. The
ishahlandmarkhacthwhichhallowshfinancialhservicehprovidersh
tohofferhanhexpandedhmenuhofhfinancialhserviceshforhthehcustomer.h Thishlawhallowshbankshtohtrulyh
becomehconglomeratehfinancialhservicehproviders.
Answer:hFinancialhServiceshModernizationhActh(Gramm-Leach-BlileyhAct)
11. Thehcountryhwithhthehmosthbankshish
.
Answer:hUnitedhStates
h
12. AccordinghtohCongresshah
ishdefinedhashanyhinstitutionhthathcanhqualifyhforhdeposith
insurancehadministeredhbyhthehFDIC.
Answer:hBank
13. Ahbankhwhichhspanshregions,hnations,handhcontinents,hofferinghthehwidesthmenuhofhfinancialh
serviceshishknownhashah bank.
Answer:hmoney-centerhbank
14. refershtohthehmovementhofhbusinesseshacrosshindustryhlineshinhorderhtohbroadenhitsh
base.
Answer:hConvergence
15. Bankshwhichhservehprimarilyhhouseholdshandhsmallhfirmsharehknownhash
banks.
h Answer:hretail
16. Bankshthathsellhdepositshandhmakehloanshtohbusinesseshandhindividualsharehknownhash
banks.
h Answer:hcommercial
17. Bankshwhichhunderwritehissueshofhnewhsecuritieshforhtheirhcorporatehcustomersharehknownhas
DownloadedhbyhNgôhQuanghTi?nhHàh()
h h h h
Principle of Banking (Trường Đại học Ngoại thương)
h h h h h h h
StuDocuhishnothsponsoredhorhendorsedhbyhanyhcollegehorhuniversity
DownloadedhbyhNgôhQuanghTi?nhHàh()
,Chapter 1 h
An Overview of the Changing Financial-Services Sector
h h h h h h
FillhinhthehBlankhQuestions
1.
ishahtraditionalhservicehprovidedhbyhbankshinhwhichhthehbankshstoreh
thehvaluableshofhtheirhcustomershandhcertifyhtheirhtruehvalue.
Answer:hSafekeepinghofhvaluables
2. Thehfacththathfinancialhinstitutionshmakehloanshbasedhonhconfidentialhinformationhishthe
theoryhofhbanking.
hAnswer:hdelegatedhmonitoring
3.
refershtohwhenhahfinancialhinstitutionhtradeshonehformhofhcurrencyhforh
another.h Anhexamplehofhthishwouldhbehwhenhthehbankhtradeshdollarshforhyenhforhahfee.
Answer:hcurrencyhexchange
4. A(n)h
hishahtraditionalhservicehwhichhpermitshahdepositorhtohwritehah
drafthinhpaymenthforhgoodshandhservices.
Answer:hdemandhdeposith(checkinghaccount)
5.
hishahservicehprovidedhbyhbankshwherehthehbankhlendshmoneyhtoh
individualshforhthehpurchasehofhdurablehandhotherhgoods.
Answer:hConsumerhlending
6. Theh
hofhahbankhishahtraditionalhservicehwherehthehbankhmanageshtheh
financialhaffairshandhpropertyhofhindividualsh(andhinhsomehcaseshbusinesses).
Answer:htrusthservices
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,Rose/Hudgins,hBa nkhManagementhandhFinancialhServices,h8/e 1
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, 7. CompanieshsuchhashMerrillhLynchhandhSearshwhichhofferedhsomehbuthnothallhbankinghserviceshinht
heh1980shwerehcalledh .
Answer:hnonbankhbanks
8. Thehlooseninghofhgovernmenthregulationhandhcontrolhofhfinancialhinstitutionshishcalled
.
hAnswer:hderegulation
9.
ishanhalternativehtohlendinghinhwhichhthehfinancialhinstitutionh
purchaseshthehequipmenthandhrentshithtohitshcustomers.
Answer:hEquipmenthleasinghservices
10. The
ishahlandmarkhacthwhichhallowshfinancialhservicehprovidersh
tohofferhanhexpandedhmenuhofhfinancialhserviceshforhthehcustomer.h Thishlawhallowshbankshtohtrulyh
becomehconglomeratehfinancialhservicehproviders.
Answer:hFinancialhServiceshModernizationhActh(Gramm-Leach-BlileyhAct)
11. Thehcountryhwithhthehmosthbankshish
.
Answer:hUnitedhStates
h
12. AccordinghtohCongresshah
ishdefinedhashanyhinstitutionhthathcanhqualifyhforhdeposith
insurancehadministeredhbyhthehFDIC.
Answer:hBank
13. Ahbankhwhichhspanshregions,hnations,handhcontinents,hofferinghthehwidesthmenuhofhfinancialh
serviceshishknownhashah bank.
Answer:hmoney-centerhbank
14. refershtohthehmovementhofhbusinesseshacrosshindustryhlineshinhorderhtohbroadenhitsh
base.
Answer:hConvergence
15. Bankshwhichhservehprimarilyhhouseholdshandhsmallhfirmsharehknownhash
banks.
h Answer:hretail
16. Bankshthathsellhdepositshandhmakehloanshtohbusinesseshandhindividualsharehknownhash
banks.
h Answer:hcommercial
17. Bankshwhichhunderwritehissueshofhnewhsecuritieshforhtheirhcorporatehcustomersharehknownhas
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