4/23/25, 2:36 AM New York State General Adjuster 17-70 2025|COMPLETE EXAM TEST (questions and verified answers) FREQUENTLY MOS…
New York State General Adjuster 17-70
2025|COMPLETE EXAM TEST (questions and
verified answers) FREQUENTLY MOST TESTED
QUESTIONS |already graded A+|100% passed!!
Save
Terms in this set (799)
An employee has been Employers non-ownership coverage. This coverage
asked to use his own protects the employer and not the employee. The
personal vehicle to employee is covered under his own PAP policy.
perform certain tasks on
behalf of his employer.
What coverage is used
under the business auto
policy to protect the
employer for lawsuits
when the employee has
an accident that causes
legal action against the
employer?
Replacement without deduction for
Replacement cost
depreciation.With replacement cost coverage, the
coverage is best defined
insured is permitted to replace old with new at
as:
today's cost without a deduction for depreciation.
https://quizlet.com/1034597079/new-york-state-general-adjuster-17-70-2025complete-exam-test-questions-and-verified-answers-frequently-mo… 1/204
,4/23/25, 2:36 AM New York State General Adjuster 17-70 2025|COMPLETE EXAM TEST (questions and verified answers) FREQUENTLY MOS…
Which of the following 1) All post-judgment interest in a suit defended by
would be considered a the insurer.
"supplementary payment" Supplementary payments do not include physical
coverage under a damages, nor personal expenses of employees. The
business auto policy? bail bonds would be covered except that Mexico is
1)All post-judgment outside the coverage area.
interest in a suit
defended by the insurer
2)Payment for an insured
employee's truck being
used by the employee on
a business-related trip
3)Costs for a private
investigator hired by an
employee to prove he
was not involved in a hit
and run accident of
which he has been
accused 4)Up to $2,000
for the cost of bail bonds
for an employee involved
in an accident while he
was on a trip to Mexico
that he won for
exceeding sales goals set
by the company
Which of the following 4) None of the policies cover these acts.
professional liability
policies would cover a
dishonest, fraudulent or
criminal act of the
manager of a LLC?
1)Fiduciary Liability
2)Malpractice Liability
3)Errors and Omissions
4)None of the policies
cover these acts
https://quizlet.com/1034597079/new-york-state-general-adjuster-17-70-2025complete-exam-test-questions-and-verified-answers-frequently-mo… 2/204
,4/23/25, 2:36 AM New York State General Adjuster 17-70 2025|COMPLETE EXAM TEST (questions and verified answers) FREQUENTLY MOS…
When securing a 4 All responses listed are correct. The adjuster must
recorded statement over identify him or herself, state the date and time and
the telephone, an get permission to record the statement.
adjuster must:
1 Identify him or herself.
2 Advise he or she would
like to record the
statement and request
and receive permission
to do so.
3 State the time and date.
4 All responses listed are
correct.
Uninsured Motorist Both I and II is correct.
coverage includes the Coverage C (Uninsured Motorists) provides for
named insured's: payments to or on behalf of the named insured for
I. Medical bills and pain injuries sustained through the negligence of an
and suffering. uninsured driver.
II. Lost wages.
$25 per day for one year.
Substitute services will Basic economic loss benefits will provide up to $25
provide: per day for substitute services for a maximum of one
year if the injured party is not gainfully employed.
https://quizlet.com/1034597079/new-york-state-general-adjuster-17-70-2025complete-exam-test-questions-and-verified-answers-frequently-mo… 3/204
, 4/23/25, 2:36 AM New York State General Adjuster 17-70 2025|COMPLETE EXAM TEST (questions and verified answers) FREQUENTLY MOS…
Which of the following is Denying a claim that is not covered is not a
not a violation of the violation.
Unfair Trade Practices
Act?
1 Not attempting in good
faith to settle claims
2 Denying an uncovered
claim
3 Failing to promptly
settle claims under one
portion of coverage in
order to influence
settlements under other
portions of coverage
4 Not setting forth the
coverage under which a
claim payment is being
made
In case of a total loss in I, II and III depending on the circumstances
an automobile accident, All the responses listed can be options in settling a
the adjuster can do the total loss claim.
insured which of the
following?
I. Pay cost to replace the
vehicle with like kind and
quality if the vehicle is a
current year model.
II. Use the most recent
publication of an "Official
Used Car Guide."
III. If not listed in the
"Guide," obtain
quotations from local
automobile dealers.
https://quizlet.com/1034597079/new-york-state-general-adjuster-17-70-2025complete-exam-test-questions-and-verified-answers-frequently-mo… 4/204
New York State General Adjuster 17-70
2025|COMPLETE EXAM TEST (questions and
verified answers) FREQUENTLY MOST TESTED
QUESTIONS |already graded A+|100% passed!!
Save
Terms in this set (799)
An employee has been Employers non-ownership coverage. This coverage
asked to use his own protects the employer and not the employee. The
personal vehicle to employee is covered under his own PAP policy.
perform certain tasks on
behalf of his employer.
What coverage is used
under the business auto
policy to protect the
employer for lawsuits
when the employee has
an accident that causes
legal action against the
employer?
Replacement without deduction for
Replacement cost
depreciation.With replacement cost coverage, the
coverage is best defined
insured is permitted to replace old with new at
as:
today's cost without a deduction for depreciation.
https://quizlet.com/1034597079/new-york-state-general-adjuster-17-70-2025complete-exam-test-questions-and-verified-answers-frequently-mo… 1/204
,4/23/25, 2:36 AM New York State General Adjuster 17-70 2025|COMPLETE EXAM TEST (questions and verified answers) FREQUENTLY MOS…
Which of the following 1) All post-judgment interest in a suit defended by
would be considered a the insurer.
"supplementary payment" Supplementary payments do not include physical
coverage under a damages, nor personal expenses of employees. The
business auto policy? bail bonds would be covered except that Mexico is
1)All post-judgment outside the coverage area.
interest in a suit
defended by the insurer
2)Payment for an insured
employee's truck being
used by the employee on
a business-related trip
3)Costs for a private
investigator hired by an
employee to prove he
was not involved in a hit
and run accident of
which he has been
accused 4)Up to $2,000
for the cost of bail bonds
for an employee involved
in an accident while he
was on a trip to Mexico
that he won for
exceeding sales goals set
by the company
Which of the following 4) None of the policies cover these acts.
professional liability
policies would cover a
dishonest, fraudulent or
criminal act of the
manager of a LLC?
1)Fiduciary Liability
2)Malpractice Liability
3)Errors and Omissions
4)None of the policies
cover these acts
https://quizlet.com/1034597079/new-york-state-general-adjuster-17-70-2025complete-exam-test-questions-and-verified-answers-frequently-mo… 2/204
,4/23/25, 2:36 AM New York State General Adjuster 17-70 2025|COMPLETE EXAM TEST (questions and verified answers) FREQUENTLY MOS…
When securing a 4 All responses listed are correct. The adjuster must
recorded statement over identify him or herself, state the date and time and
the telephone, an get permission to record the statement.
adjuster must:
1 Identify him or herself.
2 Advise he or she would
like to record the
statement and request
and receive permission
to do so.
3 State the time and date.
4 All responses listed are
correct.
Uninsured Motorist Both I and II is correct.
coverage includes the Coverage C (Uninsured Motorists) provides for
named insured's: payments to or on behalf of the named insured for
I. Medical bills and pain injuries sustained through the negligence of an
and suffering. uninsured driver.
II. Lost wages.
$25 per day for one year.
Substitute services will Basic economic loss benefits will provide up to $25
provide: per day for substitute services for a maximum of one
year if the injured party is not gainfully employed.
https://quizlet.com/1034597079/new-york-state-general-adjuster-17-70-2025complete-exam-test-questions-and-verified-answers-frequently-mo… 3/204
, 4/23/25, 2:36 AM New York State General Adjuster 17-70 2025|COMPLETE EXAM TEST (questions and verified answers) FREQUENTLY MOS…
Which of the following is Denying a claim that is not covered is not a
not a violation of the violation.
Unfair Trade Practices
Act?
1 Not attempting in good
faith to settle claims
2 Denying an uncovered
claim
3 Failing to promptly
settle claims under one
portion of coverage in
order to influence
settlements under other
portions of coverage
4 Not setting forth the
coverage under which a
claim payment is being
made
In case of a total loss in I, II and III depending on the circumstances
an automobile accident, All the responses listed can be options in settling a
the adjuster can do the total loss claim.
insured which of the
following?
I. Pay cost to replace the
vehicle with like kind and
quality if the vehicle is a
current year model.
II. Use the most recent
publication of an "Official
Used Car Guide."
III. If not listed in the
"Guide," obtain
quotations from local
automobile dealers.
https://quizlet.com/1034597079/new-york-state-general-adjuster-17-70-2025complete-exam-test-questions-and-verified-answers-frequently-mo… 4/204
