NEV Health Final Exam 1

NEV Health Final Exam 1
REAL LATEST QUESTIONS &
ANSWERS
How are benefits usually stated in a Hospital Expense policy?

 Daily Room and Board benefits are expressed as a stated amount per day with a
maximum number of days paid
 Miscellaneous Expense benefits are expressed as a multiple of the Daily Hospital
benefit – ANSWERS
 Correct Answer: Both I and II

 Daily Room and Board benefits are expressed as a stated amount per day with a
maximum number of days paid
 Miscellaneous Expense benefits are expressed as a multiple of the Daily Hospital
benefit

The insured is required to submit a Notice of Claim to the insurance company within
how many days after a loss? – ANSWERS
Correct Answer: 20

All of the following are ways in which you may pay an Accident and Health insurance
policy premium, EXCEPT:
 Single
 Monthly
 Quarterly
 Annual – ANSWERS
 Correct Answer: A. Single

An applicant purchased an A&H policy on his wife that included an Accidental Death
and Dismemberment benefit. He named himself as the beneficiary and specified that
the Death benefits were to be payable to his son if he, the applicant, were to
predecease his wife. In this situation, the applicant's son would be considered the:
 Contingent beneficiary
 Primary beneficiary
 Policy owner
 Insured – ANSWERS
 Contingent beneficiary

If an insured is disabled and receiving benefits under an A&H policy that provides
payment to the insured for at least two years, at what intervals 間隔 must the insured
provide notice of continuing loss?