Accident and Health Practice Exam with Questions and Answers

Accident and Health Practice Exam with Questions and Answers Which of the following hospice expenses is not covered in a cost containment setting? a) Antibiotic drugs b) Palliative measures c) Painkillers d) A specially designed hospital bed ANSWER a An optional policy provision which permits the insurer to adjust benefit payments under certain situations or allows the insured to receive a reduced premium under certain circumstances, best describes: a) Coordination of benefits provision b) Relation of earnings to insurance provision c) Excess earnings provision d) Change of occupation provision ANSWER d Which of the following is a primary objective or goal of a Preferred Provider Organization? a) To channel patients to providers who discount medical services b) To reduce the cost of health care through preventive services c) To increase the availability of fee-for-services plans d) To relieve the provider of the responsibility for indemnification ANSWER a Blue Cross and Blue Shield is an example of a: a) Service insurer