Arkansas Health Insurance Exam |
270+ Practice Questions and Correct
Answers | Rated A+ | 2025 Latest
Sonya applied for a health insurance policy on April 1. Her agent
submitted the information to the insurance company on April 6. She paid
the premium on May 15 with the policy indicating the effective date being
May 30. On which date would Sonya have coverage?
April 1
April 6
May 15
May 30 - Correct Answer - May 30
A master contract and certificate of coverage can be found in which type
of policy?
Long-term
Medicaid
Group
Medicare - Correct Answer - group
A common exclusion with Vision plans is
eyeglass frames
,the examination
contact lenses
lasik surgery - Correct Answer - lasik surgery
Health insurance will typically cover which of the following perils?
Death due to illness
Injury due to accident
Death due to accident
Dismemberment - Correct Answer - Injury due to accident
A group Disability Income plan that pays tax-free benefits to covered
employees is considered
non-contributory
partially contributory
group contributory
fully contributory - Correct Answer - fully contributory
Ron has a new employer and wishes to enroll in the company's group
health plan. In determining whether his pre-existing health condition
applies, Ron cannot have more than a day gap without previous health
insurance.
45
63
,75
90 - Correct Answer - 63
How long can an insurer exclude coverage for a preexisting condition on
a Medicare Supplement policy?
6 months
12 months
18 months
24 months - Correct Answer - 6 months
A person covered with an individual health plan
is issued a policy
is issued a certificate of medical costs
does not contract directly with the insurance company
is not subject to medical underwriting - Correct Answer - Is issued a
policy
Which of the following is typically NOT eligible for coverage in a group
health policy?
Full-time employee
Temporary employee
Business owner
, Partner in a partnership - Correct Answer - Temporary Employee
How many employees must an employer have for a terminated
employee to be eligible for COBRA?
20
30
40
50 - Correct Answer - 20 employees
The election of COBRA for continuation of health coverage will
increase the coverage and lower premium
maintain the same coverage and increase premium
increase out-of-pocket costs and lower premium
decrease out-of-pocket costs and maintain same premium
- Correct Answer - maintain the same coverage and increase premium
Justin is receiving disability income benefits from a group policy paid for
by his employer. How are these benefits treated for tax purposes?
Partially taxable income
Non-taxable income
Taxable income
Conditionally taxable income - Correct Answer - Taxable income
270+ Practice Questions and Correct
Answers | Rated A+ | 2025 Latest
Sonya applied for a health insurance policy on April 1. Her agent
submitted the information to the insurance company on April 6. She paid
the premium on May 15 with the policy indicating the effective date being
May 30. On which date would Sonya have coverage?
April 1
April 6
May 15
May 30 - Correct Answer - May 30
A master contract and certificate of coverage can be found in which type
of policy?
Long-term
Medicaid
Group
Medicare - Correct Answer - group
A common exclusion with Vision plans is
eyeglass frames
,the examination
contact lenses
lasik surgery - Correct Answer - lasik surgery
Health insurance will typically cover which of the following perils?
Death due to illness
Injury due to accident
Death due to accident
Dismemberment - Correct Answer - Injury due to accident
A group Disability Income plan that pays tax-free benefits to covered
employees is considered
non-contributory
partially contributory
group contributory
fully contributory - Correct Answer - fully contributory
Ron has a new employer and wishes to enroll in the company's group
health plan. In determining whether his pre-existing health condition
applies, Ron cannot have more than a day gap without previous health
insurance.
45
63
,75
90 - Correct Answer - 63
How long can an insurer exclude coverage for a preexisting condition on
a Medicare Supplement policy?
6 months
12 months
18 months
24 months - Correct Answer - 6 months
A person covered with an individual health plan
is issued a policy
is issued a certificate of medical costs
does not contract directly with the insurance company
is not subject to medical underwriting - Correct Answer - Is issued a
policy
Which of the following is typically NOT eligible for coverage in a group
health policy?
Full-time employee
Temporary employee
Business owner
, Partner in a partnership - Correct Answer - Temporary Employee
How many employees must an employer have for a terminated
employee to be eligible for COBRA?
20
30
40
50 - Correct Answer - 20 employees
The election of COBRA for continuation of health coverage will
increase the coverage and lower premium
maintain the same coverage and increase premium
increase out-of-pocket costs and lower premium
decrease out-of-pocket costs and maintain same premium
- Correct Answer - maintain the same coverage and increase premium
Justin is receiving disability income benefits from a group policy paid for
by his employer. How are these benefits treated for tax purposes?
Partially taxable income
Non-taxable income
Taxable income
Conditionally taxable income - Correct Answer - Taxable income
