Appraisal Subject Matter Electives
Appraisal Subject Matter Electives Exam
Questions and Answers 2025
Which of these is NOT a known carcinogen that can cause cancer?
1) Cigarette smoke
2) Carbon monoxide
3) asbestos
4) radon -Correct Answer ✔Carbon monoxide
Radon tests should be conducted in
1) the highest finished level of the house
2) the attached garage
3) the lowest level of the house suitable for occupancy
4) total darkness -Correct Answer ✔the lowest level of the house suitable for occupancy
Molds can consume all of the following EXCEPT
1) carpet
2) Formica
3) sheetrock
4) wood -Correct Answer ✔Formica
To survive, molds need all of the following EXCEPT
1) relative humidity of at least 95%
2) an organic food source
3) temperatures between 40-100 degrees
Appraisal Subject Matter Electives
,Appraisal Subject Matter Electives
4) moisture -Correct Answer ✔relative humidity of at least 95%
To prevent mold growth, the EPA says you should not put carpet over _________ floors.
1) concrete
2) wood
3) vinyl
4) uneven -Correct Answer ✔concrete
The federal government banned lead-based paint from residential housing in
___________ .
1) 1968
2) 1973
3) 1978
4) 1984 -Correct Answer ✔1978
Which entities require that defective paint surfaces on dwellings built prior to 1978 must
be encapsulated?
1) Fannie Mae and Freddie Mac
2) FHA and Fannie Mae
3) Freddie Mac and FDIC
4) FHA and VA -Correct Answer ✔FHA and VA
Which would NOT be a common way that radon could enter a house?
1) foundation cracks
2) well water
3) air conditioning ducts
Appraisal Subject Matter Electives
,Appraisal Subject Matter Electives
4) the hole around a sump pump -Correct Answer ✔air conditioning ducts
mold
An appraiser is inspecting a dwelling that was built in 1975 for an FHA appraisal. The
appraiser notes defective paint surfaces on two exterior windowsills. What should the
appraiser do?
1) Require testing by a professional to determine if the defective paint is lead-based
2) Note the locations of the defective paint and make the appraisal subject to these
areas being scraped and painted
3) Require the windowsills to be replaced with
all new wood and painted with non-lead based
paint
4) Nothing; these are exterior surfaces and are considered to be harmless to the
property occupants -Correct Answer ✔Note the locations of the defective paint and
make the appraisal subject to these areas being scraped and painted
Asbestos can be found in all of the following products EXCEPT
1) insulation fore pipes
2) resilient floor tile
3) roof shingles
4) pressure treated wood -Correct Answer ✔pressure treated wood
Areas that are inundated by surface or groundwater at a frequency and duration
sufficient to support, and that under normal conditions do support a prevalence of
vegetation typically adapted for life in saturated soil conditions, are
1) quarries
2) grayfields
3) brownfields
Appraisal Subject Matter Electives
, Appraisal Subject Matter Electives
4) wetlands -Correct Answer ✔wetlands
The most common source of brownfields contamination is
1) petroleum
2) radon
3) formaldehyde
4) asbestos -Correct Answer ✔petroleum
Over the years, asbestos has been used for
1) insulation only
2) fire protection only
3) insulation and fire protection
4) insulation and an additive to paint -Correct Answer ✔insulation and fire protection
Which statement is FALSE concerning wetlands?
1) Some areas have been declared as wetlands that are dry for all but seven days a year.
2) They can be found in high mountain plateaus.
3) A wetland must be wet year-round.
4) The United States loses about 60,000 acres of wetlands each year. -Correct Answer
✔A wetland must be wet year-round.
When testing USTs what is it called when holes are drilled and soil samples are shipped
to an EPA-approved lab?
1) soil borings
2) tank integrity tests
3) negative pressure test
Appraisal Subject Matter Electives
Appraisal Subject Matter Electives Exam
Questions and Answers 2025
Which of these is NOT a known carcinogen that can cause cancer?
1) Cigarette smoke
2) Carbon monoxide
3) asbestos
4) radon -Correct Answer ✔Carbon monoxide
Radon tests should be conducted in
1) the highest finished level of the house
2) the attached garage
3) the lowest level of the house suitable for occupancy
4) total darkness -Correct Answer ✔the lowest level of the house suitable for occupancy
Molds can consume all of the following EXCEPT
1) carpet
2) Formica
3) sheetrock
4) wood -Correct Answer ✔Formica
To survive, molds need all of the following EXCEPT
1) relative humidity of at least 95%
2) an organic food source
3) temperatures between 40-100 degrees
Appraisal Subject Matter Electives
,Appraisal Subject Matter Electives
4) moisture -Correct Answer ✔relative humidity of at least 95%
To prevent mold growth, the EPA says you should not put carpet over _________ floors.
1) concrete
2) wood
3) vinyl
4) uneven -Correct Answer ✔concrete
The federal government banned lead-based paint from residential housing in
___________ .
1) 1968
2) 1973
3) 1978
4) 1984 -Correct Answer ✔1978
Which entities require that defective paint surfaces on dwellings built prior to 1978 must
be encapsulated?
1) Fannie Mae and Freddie Mac
2) FHA and Fannie Mae
3) Freddie Mac and FDIC
4) FHA and VA -Correct Answer ✔FHA and VA
Which would NOT be a common way that radon could enter a house?
1) foundation cracks
2) well water
3) air conditioning ducts
Appraisal Subject Matter Electives
,Appraisal Subject Matter Electives
4) the hole around a sump pump -Correct Answer ✔air conditioning ducts
mold
An appraiser is inspecting a dwelling that was built in 1975 for an FHA appraisal. The
appraiser notes defective paint surfaces on two exterior windowsills. What should the
appraiser do?
1) Require testing by a professional to determine if the defective paint is lead-based
2) Note the locations of the defective paint and make the appraisal subject to these
areas being scraped and painted
3) Require the windowsills to be replaced with
all new wood and painted with non-lead based
paint
4) Nothing; these are exterior surfaces and are considered to be harmless to the
property occupants -Correct Answer ✔Note the locations of the defective paint and
make the appraisal subject to these areas being scraped and painted
Asbestos can be found in all of the following products EXCEPT
1) insulation fore pipes
2) resilient floor tile
3) roof shingles
4) pressure treated wood -Correct Answer ✔pressure treated wood
Areas that are inundated by surface or groundwater at a frequency and duration
sufficient to support, and that under normal conditions do support a prevalence of
vegetation typically adapted for life in saturated soil conditions, are
1) quarries
2) grayfields
3) brownfields
Appraisal Subject Matter Electives
, Appraisal Subject Matter Electives
4) wetlands -Correct Answer ✔wetlands
The most common source of brownfields contamination is
1) petroleum
2) radon
3) formaldehyde
4) asbestos -Correct Answer ✔petroleum
Over the years, asbestos has been used for
1) insulation only
2) fire protection only
3) insulation and fire protection
4) insulation and an additive to paint -Correct Answer ✔insulation and fire protection
Which statement is FALSE concerning wetlands?
1) Some areas have been declared as wetlands that are dry for all but seven days a year.
2) They can be found in high mountain plateaus.
3) A wetland must be wet year-round.
4) The United States loses about 60,000 acres of wetlands each year. -Correct Answer
✔A wetland must be wet year-round.
When testing USTs what is it called when holes are drilled and soil samples are shipped
to an EPA-approved lab?
1) soil borings
2) tank integrity tests
3) negative pressure test
Appraisal Subject Matter Electives
