5/7/25, 4:07 PM Texas Funeral Prearrangement Test ACTUAL EXAM TEST QUESTIONS & ANSWERS (A+ GRADED 100% VERIFIED) 2025 L…
Texas Funeral Prearrangement Test ACTUAL
EXAM TEST QUESTIONS & ANSWERS (A+
GRADED 100% VERIFIED) 2025 LATEST!!
Save
Terms in this set (50)
The people at the Underwriters
insurance company who
determine the risk and
accept or reject the risk
are called
A ______ risk is one where Preferred
the proposed insured
exceeds the basic
standards so the
company may offer more
coverage or a lesser
premium for the
coverage applied for to
the applicant.
The amount the insurer Mortality Charge
needs to cover the risk it
has assumed is called
the: Mortality charge,
Reserve, Standard risk,
Liability account
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, 5/7/25, 4:07 PM Texas Funeral Prearrangement Test ACTUAL EXAM TEST QUESTIONS & ANSWERS (A+ GRADED 100% VERIFIED) 2025 L…
When the applicant has Insurable Interest
more to gain by the
insured's continued life,
the applicant has an ___ in
the insured.
The policy owner cannot The irrevocable beneficiary
change the beneficiary to
another person or entity
without the beneficiary's
prior consent when the
beneficiary is listed as:
The primary beneficiary,
The contingent
beneficiary, The
irrevocable beneficiary,
The default beneficiary
___ is when the effective Backdating
date of the policy is set at
an earlier date than when
the application is
completed in order to
save age.
The payment method Pre-Authorized Checking (PAC)
that allows the premium
payer to authorize the
premium payer's bank to
automatically pay the
insurance policy's
premiums from the
premium payer's account
without generating a
paper check is: Direct bil,
Pre-Authorized Checking
(PAC), Electronic Funds
Transfer (EFT), Money
order
https://quizlet.com/1041007247/texas-funeral-prearrangement-test-actual-exam-test-questions-answers-a-graded-100-verified-2025-latest-flash-… 2/12
Texas Funeral Prearrangement Test ACTUAL
EXAM TEST QUESTIONS & ANSWERS (A+
GRADED 100% VERIFIED) 2025 LATEST!!
Save
Terms in this set (50)
The people at the Underwriters
insurance company who
determine the risk and
accept or reject the risk
are called
A ______ risk is one where Preferred
the proposed insured
exceeds the basic
standards so the
company may offer more
coverage or a lesser
premium for the
coverage applied for to
the applicant.
The amount the insurer Mortality Charge
needs to cover the risk it
has assumed is called
the: Mortality charge,
Reserve, Standard risk,
Liability account
https://quizlet.com/1041007247/texas-funeral-prearrangement-test-actual-exam-test-questions-answers-a-graded-100-verified-2025-latest-flash-… 1/12
, 5/7/25, 4:07 PM Texas Funeral Prearrangement Test ACTUAL EXAM TEST QUESTIONS & ANSWERS (A+ GRADED 100% VERIFIED) 2025 L…
When the applicant has Insurable Interest
more to gain by the
insured's continued life,
the applicant has an ___ in
the insured.
The policy owner cannot The irrevocable beneficiary
change the beneficiary to
another person or entity
without the beneficiary's
prior consent when the
beneficiary is listed as:
The primary beneficiary,
The contingent
beneficiary, The
irrevocable beneficiary,
The default beneficiary
___ is when the effective Backdating
date of the policy is set at
an earlier date than when
the application is
completed in order to
save age.
The payment method Pre-Authorized Checking (PAC)
that allows the premium
payer to authorize the
premium payer's bank to
automatically pay the
insurance policy's
premiums from the
premium payer's account
without generating a
paper check is: Direct bil,
Pre-Authorized Checking
(PAC), Electronic Funds
Transfer (EFT), Money
order
https://quizlet.com/1041007247/texas-funeral-prearrangement-test-actual-exam-test-questions-answers-a-graded-100-verified-2025-latest-flash-… 2/12
