2022 NURSING 412 AHIP FINAL EXAM
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,2022 NURSING 412 AHIP FINAL EXAM TEST
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Mrs.gPenagisg66gyearsgold,ghasgcoveragegundergang employergplan,gand
willgretiregnextgyear.gShegheardgshegmustgenrollgingPartgBgatgthegbegin
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ninggofgthegyeargtogensurenoggapgingcoverage.gWhatgcangyougtellgher?g
✓Shegmaygenrollgatganygtimegwhilegshegisgcoveredgunderghergemployer
gplan,gbutgshegwillghavegagspecialgeight-
monthgenrollmentgperiodgaftergtheglastgmonthgonghergemployergplangt
hatgdiffersgfromgthegstandardggeneralgenrollmentgperiod,gduringgwhic
hgshegmaygenrollgingMedicaregPartgB.
Mrs.gChengwillgbeg65gsoon,ghasgbeengagcitizengforgtwelvegyears,ghasgbe
engemployedfullgtime,gandgpaidgtaxesgduringgthatgentiregperiod.gShegi
sgconcernedgthatgshegwillgnotgqualifygforgcoveragegundergpartgAgbeca
usegshegwasgnotgborngingthegUnitedgStates.gWhatgshouldgyougtellgher?g
✓Mostgindividualsgwhogaregcitizensgandgageg65
orgovergaregcoveredgundergPartgAgbygvirtuegofghavinggpaidgMedica
regtaxesgwhileworking,gthoughgsomegmaygbegcoveredgasgagresultgofg
payinggmonthlygpremiums.
Mrs.gGonzalezgisgenrolledgingOriginalgMedicaregandghasgagMedigapgp
olicygasgwell,butgitgprovidesgnogdruggcoverage.gShegwouldglikegtogkee
pgthegcoveragegsheghasgbutreplaceghergexistinggMedigapgplan
2022 NURSING 412 AHIP FINAL EXAM TEST
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,2022 NURSING 412 AHIP FINAL EXAM TEST
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withgonegthatgprovidesgdruggcoverage.gWhatgshouldgyougtellgher?
✓✓Mrs.gGonzalezgcannotgpurchasegagMedigapgplangthatgcoversgdr
ugs,gbutgshegcouldgkeepghergMedigapgpolicygandgenrollgingagPartgDg
prescriptiongdruggplan.
Mrs.gWestgwearsgglassesgandgdenturesgandghasgenjoyedgconsidera
blegpaingrelieffromgarthritisgthroughgmassagegtherapy.gShegisgcon
cernedgaboutgwhethergorgnotMedicaregwillgcovergthesegitemsgandg
services.gWhatgshouldgyougtellgher?
✓✓Medicaregdoesgnotgcovergmassagegtherapy,gor,ginggeneral,gglassesgo
rgdentures.
Mr.gPatelgisginggoodghealthgandgisgpreparinggagbudgetginganticipationg
ofghisgretirementgwhenghegturnsg66.gHegwantsgtogunderstandgtheghealt
hgcaregcostsghegmightbegexposedgtogundergMedicaregifghegweregtogreq
uireghospitalizationgasgagresultgofganillness.gInggeneralgterms,gwhatgco
uldgyougtellghimgaboutghisgcostsgforginpatientghospitalgservices
undergOriginalgMedicare?g✓✓UndergOriginalgMedicare,gtheregisgagsing
legdeductiblegamountgduegforgthegfirstg60gdaysgofganyginpatientghospitalg
stay,gaftergwhichgitgconvertsgintogagper-
daygcoinsurancegamountgthroughgdayg90.gAftergdayg90,hegwouldgpaygag
dailygamount
2022 NURSING 412 AHIP FINAL EXAM TEST
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, 2022 NURSING 412 AHIP FINAL EXAM TEST
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upgtog60gdaysgoverghisglifetime,gaftergwhichghegwouldbegresponsiblegf
orgallgcosts.
Ms.gHendersongbelievesgthatgshegwillgqualifygforgMedicaregCoverageg
whengshegturnsg65,gwithoutgpayingganygpremiums,gbecausegsheghasgbe
engworkinggforg40gyearsandgpayinggMedicaregtaxes.gWhatgshouldgyou
gtellgher?g✓✓TogobtaingPartgBgcoverage,gshegmustgpaygagstandardgmon
thlygpremium,gthoughgitgisghighergforgindividualsgwithghighergincomes
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Mr.gDavisgisg52gyearsgoldgandghasgrecentlygbeengdiagnosedgwithgend-
stagegrenalgdiseaseg(ESRD)gandgwillgsoongbegingdialysis.gHegisgwonde
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ringgifghegcangobtaingcoveragegundergMedicare.gWhatgshouldgyougtell
ghim?g✓Hegmaygsign-
upgforgMedicaregatganygtimeghowevergcoveragegusuallygbeginsgongtheg
fourthgmonthgafterdialysisgtreatmentsgstart.
JuangPerez,gwhogisgturninggageg65gnextgmonth,gintendsgtogworkgforgse
veralgmoregyearsgatgSmallcap,gIncorporated.gSmallcapghasgagworkfo
rcegof15gemployeesgandgoffersgemployer-
sponsoredghealthcaregcoverage.gJuangisgagnaturalizedgcitizengandghas
2022 NURSING 412 AHIP FINAL EXAM TEST
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TEST Questions and Answers100%Cor
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,2022 NURSING 412 AHIP FINAL EXAM TEST
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Questions and Answers 100%Correct/Verified
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Mrs.gPenagisg66gyearsgold,ghasgcoveragegundergang employergplan,gand
willgretiregnextgyear.gShegheardgshegmustgenrollgingPartgBgatgthegbegin
g
ninggofgthegyeargtogensurenoggapgingcoverage.gWhatgcangyougtellgher?g
✓Shegmaygenrollgatganygtimegwhilegshegisgcoveredgunderghergemployer
gplan,gbutgshegwillghavegagspecialgeight-
monthgenrollmentgperiodgaftergtheglastgmonthgonghergemployergplangt
hatgdiffersgfromgthegstandardggeneralgenrollmentgperiod,gduringgwhic
hgshegmaygenrollgingMedicaregPartgB.
Mrs.gChengwillgbeg65gsoon,ghasgbeengagcitizengforgtwelvegyears,ghasgbe
engemployedfullgtime,gandgpaidgtaxesgduringgthatgentiregperiod.gShegi
sgconcernedgthatgshegwillgnotgqualifygforgcoveragegundergpartgAgbeca
usegshegwasgnotgborngingthegUnitedgStates.gWhatgshouldgyougtellgher?g
✓Mostgindividualsgwhogaregcitizensgandgageg65
orgovergaregcoveredgundergPartgAgbygvirtuegofghavinggpaidgMedica
regtaxesgwhileworking,gthoughgsomegmaygbegcoveredgasgagresultgofg
payinggmonthlygpremiums.
Mrs.gGonzalezgisgenrolledgingOriginalgMedicaregandghasgagMedigapgp
olicygasgwell,butgitgprovidesgnogdruggcoverage.gShegwouldglikegtogkee
pgthegcoveragegsheghasgbutreplaceghergexistinggMedigapgplan
2022 NURSING 412 AHIP FINAL EXAM TEST
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,2022 NURSING 412 AHIP FINAL EXAM TEST
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withgonegthatgprovidesgdruggcoverage.gWhatgshouldgyougtellgher?
✓✓Mrs.gGonzalezgcannotgpurchasegagMedigapgplangthatgcoversgdr
ugs,gbutgshegcouldgkeepghergMedigapgpolicygandgenrollgingagPartgDg
prescriptiongdruggplan.
Mrs.gWestgwearsgglassesgandgdenturesgandghasgenjoyedgconsidera
blegpaingrelieffromgarthritisgthroughgmassagegtherapy.gShegisgcon
cernedgaboutgwhethergorgnotMedicaregwillgcovergthesegitemsgandg
services.gWhatgshouldgyougtellgher?
✓✓Medicaregdoesgnotgcovergmassagegtherapy,gor,ginggeneral,gglassesgo
rgdentures.
Mr.gPatelgisginggoodghealthgandgisgpreparinggagbudgetginganticipationg
ofghisgretirementgwhenghegturnsg66.gHegwantsgtogunderstandgtheghealt
hgcaregcostsghegmightbegexposedgtogundergMedicaregifghegweregtogreq
uireghospitalizationgasgagresultgofganillness.gInggeneralgterms,gwhatgco
uldgyougtellghimgaboutghisgcostsgforginpatientghospitalgservices
undergOriginalgMedicare?g✓✓UndergOriginalgMedicare,gtheregisgagsing
legdeductiblegamountgduegforgthegfirstg60gdaysgofganyginpatientghospitalg
stay,gaftergwhichgitgconvertsgintogagper-
daygcoinsurancegamountgthroughgdayg90.gAftergdayg90,hegwouldgpaygag
dailygamount
2022 NURSING 412 AHIP FINAL EXAM TEST
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Questions and Answers 100%Correct/Verified
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, 2022 NURSING 412 AHIP FINAL EXAM TEST
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Questions and Answers 100%Correct/Verified
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upgtog60gdaysgoverghisglifetime,gaftergwhichghegwouldbegresponsiblegf
orgallgcosts.
Ms.gHendersongbelievesgthatgshegwillgqualifygforgMedicaregCoverageg
whengshegturnsg65,gwithoutgpayingganygpremiums,gbecausegsheghasgbe
engworkinggforg40gyearsandgpayinggMedicaregtaxes.gWhatgshouldgyou
gtellgher?g✓✓TogobtaingPartgBgcoverage,gshegmustgpaygagstandardgmon
thlygpremium,gthoughgitgisghighergforgindividualsgwithghighergincomes
.
Mr.gDavisgisg52gyearsgoldgandghasgrecentlygbeengdiagnosedgwithgend-
stagegrenalgdiseaseg(ESRD)gandgwillgsoongbegingdialysis.gHegisgwonde
g
ringgifghegcangobtaingcoveragegundergMedicare.gWhatgshouldgyougtell
ghim?g✓Hegmaygsign-
upgforgMedicaregatganygtimeghowevergcoveragegusuallygbeginsgongtheg
fourthgmonthgafterdialysisgtreatmentsgstart.
JuangPerez,gwhogisgturninggageg65gnextgmonth,gintendsgtogworkgforgse
veralgmoregyearsgatgSmallcap,gIncorporated.gSmallcapghasgagworkfo
rcegof15gemployeesgandgoffersgemployer-
sponsoredghealthcaregcoverage.gJuangisgagnaturalizedgcitizengandghas
2022 NURSING 412 AHIP FINAL EXAM TEST
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