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D076 OA Questions with 100% Correct verified Answers 2024/2025 Updated Version |Complete Guide A+|

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D076 OA Questions with 100% Correct verified
Answers 2024/2025


What are the main services offered by financial institutions?




A. Soliciting charitable donations and then managing the distribution of these funds
PR

B. Accepting a wide variety of deposits, offering investment products, providing loans, and
brokering financial transactions
O

C. Deciding which assets to invest in to create wealth in the future
FD

D. Evaluating sources of funding for a business project, the capital structure of a firm, or actions
managers could take to increase the value of the firm - ANSB. Accepting a wide variety of
O

deposits, offering investment products, providing loans, and brokering financial transactions
C
What is the main objective of personal financial goals?




A. To maximize stock investments




B. To maximize individual utility

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C. To maximize charity donations




D. To maximize owner wealth - ANSB. To maximize individual utility

Which task does the financial manager of a firm perform that involves the issuance of new
stocks and bonds?




A. Making financing decisions
PR

B. Managing working capital
O

C. Deciding on accounting standards
FD

D. Making investing decisions - ANSA. Making financing decisions
O
Why is understanding the definition of finance important in managing personal finances?
C

A. It helps individuals compare the costs and benefits of an action to determine whether to take
that action.




B. It helps individuals act ethically with regard to finances.




C. It helps individuals understand legal issues related to finance.

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D. It allows individuals to find an investment with the highest return possible. - ANSA. It helps

individuals compare the costs and benefits of an action to determine whether to take that
action.

In which type of market would a company issue bonds or stocks for the first time?




Dealer market
PR

Primary market
O

Secondary market
FD

Money market - ANSPrimary market

Which type of financial institution is a mutual fund?
O
C
Contractual institution




Depository institution




Investment institution

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