AHIP Final Exam Test Questions (2025)
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AHIP 2025 Colorado Life & Health Insurance Ex... Texas General Lines
20 terms Teacher 114 terms 342 terms
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Mrs. West wears glasses and Medicare does not cover acupuncture, or, in general, glasses or
dentures and has enjoyed dentures.
considerable pain relief from
arthritis through acupuncture.
She is concerned about whether
or not Medicare will cover these
items and services. What should
you tell her?
Mr. Bickford did not quite qualify He could check with the manufacturers of his medications to see
for the extra help low-income if they offer an assistance program to help people with limited
subsidy under the Medicare Part means obtain the medications they need. Alternatively, he could
D Prescription Drug program check to see whether his state has a pharmacy assistance
and he is wondering if there is program to help him with his expenses.
any other option he has for
obtaining help with his
considerable drug costs. What
should you tell him?
, Mr. Lombardi is interested in a He could enroll in one of the MA plans that include prescription
Medicare Advantage (MA) PPO drug coverage or a Medigap plan and a stand-alone
plan that you represent. It is one prescription drug plan, but he cannot enroll in the MA-only PPO
of three plans operated by the plan and a stand-alone prescription drug plan.
same organization in Mr.
Lombardi's area. The MA PPO
plan does not include drug
coverage, but the other two
plans do. Mr. Lombardi likes the
PPO plan that does not include
drug coverage and intends to
obtain his drug coverage
through a stand-alone Medicare
prescription drug plan. What
should you tell him about this
situation?
Mr. Torres has a small savings In general, he must select a single Part D premium payment
account. He would like to pay mechanism that will be used throughout the year.
for his monthly Part D premiums
with an automatic monthly
withdrawal from his savings
account until it is exhausted, and
then have his premiums withheld
from his Social Security check.
What should you tell him?
See an expert-written answer!
Agent Jennings makes a Yes. When an event has been advertised as "educational,"
presentation on Medicare discussing plan-specific premiums is impermissible.
advertised as an educational
event. Agent Jennings distributes
materials that are solely
educational in nature. However,
she gives a brief presentation
that mentions plan-specific
premiums. Is this a prohibited
activity at an event that has been
advertised as educational?
See an expert-written answer!
Mrs. Mulcahy is concerned that Everyone who is entitled to Part A or enrolled under Part B is
she may not qualify for eligible to enroll in a Medicare prescription drug plan. As long as
enrollment in a Medicare Mrs. Mulcahy is entitled to Part A, she does not need to enroll
prescription drug plan because, under Part B before enrolling in a prescription drug plan.
although she is entitled to Part
A, she is not enrolled under
Medicare Part B. What should
you tell her?