questions and verified answers ( detailed & elaborated) ACTUAL
EXAM 2025 TEST!!
Direct Costs - (answers)Workers' Compensation claims that cover medical costs and indemnity
payments for an injured or ill worker. These are the______________ of accidents
Indirect costs - (answers)include costs to train and compensate a replacement worker, repair damaged
property, investigate the accident and implement corrective action, and maintain insurance coverage.
While driving, a distracted employee drives over the curb and strikes a tree along the road. The truck
and tree are both damaged in the accident.
Select all examples of direct costs from the list below.
Question 1 options:
Vehicle repairs
Investigation time
Impact of negative visibility
Tree replacement
Lost revenue while truck is being repaired - (answers)Vehicle repairs
Tree replacement
A climber cuts their hand with the chainsaw while pruning a tree.
Select all examples of indirect costs from the list below.
Question 2 options:
Workers' compensation increase
Disability compensation
Loss of productivity
Loss of time from workers assisting the injured person
Incident investigation
Pharmacy
, Hospital and other medical expenses
Loss of client - (answers)Loss of productivity
Loss of time from workers assisting the injured person
Incident investigation
Loss of client
A team member contacted a low overhead bridge when hauling a piece of equipment, resulting in the
machine being totaled out.
Select all direct costs associated with this accident.
Question 3 options:
Machine price
Accident investigation
Drug testing
Time-off for worker - (answers)Machine price
An employee cuts their hand on a pole saw while cutting a branch, resulting in five stitches.
Which of the following are indirect costs associated with this accident?
Question 4 options:
Emergency room visit
Follow-up doctor visit
Incident investigation
Lost production due to work stoppage
Medication - (answers)Incident investigation
Lost production due to work stoppage
List two strategies that your company uses right now to increase employee involvement in safety
activities (if this doesn't apply, say so). Are these strategies effective? Why, or why not? - (answers)Job
Briefings
Weekly safety briefings
Near miss/accident review