1|Page
TEXAS ALL LINES ADJUSTER EXAM|| LATELY
UPDATED QUESTIONS 2025 WITH 100%
CORRECT ANSWERS ALREADY GRADED A+||
LATEST AND COMPLETE UPDATE 2025 WITH
VERIFIED SOLUTIONS|| GUARANTEED PASS!!!
1. All of the following are criteria for an accident to have occurred "in the
course of" the employment under a workers' compensation policy, EXCEPT:
While performing a task that a fellow worker requested, that was unusual to the
employee's job description, but occurred on the employer's premises during
working hours.
2. Which of the following statements is NOT TRUE regarding the implied
warranties of an Ocean Marine policy? The implied warranties are attached to the
policy as an endorsement..
3. Parmelia is covered under two separate standardized Personal Automobile
policies, with Part C limits under both policies set at $200,000. Parmelia is
involved in an accident with an uninsured motorist and she sustains bodily injury
damages for
4. $262,320. How much will Parmelia receive when she submits a claim for
these damages $200,000
,2|Page
5. Which of the following endorsements must be attached to a standard
Businessowners policy for coverage to apply to a businesses freezer that was
damaged by the interruption of a power source Utility Services Direct Damage
endorsement.
6. After completing an inspection of an insured's pressure equipment and fire
suppression systems, the inspector determines that the pressure equipment needs to
be repaired and the suppression systems have not been cleaned and inspected in the
time frame required by the policy. The insurer will: Suspend coverage
immediately by red tagging the items until they are repaired, cleaned and pass
reinspection
7. To be eligible for coverage under a standardized Dwelling policy, the
insured must not allow more than boarders to live on the premises. 5
8. All of the following are "Perils of the Sea" under an Ocean Marine policy,
EXCEPT: Pirates
10. The amount of insurance countersigned, issued, or sold by an agent or
producer to cover immediate family members, an employer, or employees is
known as: Controlled business
,3|Page
11. Which of the following standardized Dwelling insurance forms provides
coverage for loss of rental income The DP1, DP2, and DP3 forms
12. The "Part B Medical Payments" coverage of a personal automobile policy
covers injuries for all of the following, EXCEPT: A passenger who is injured in
another vehicle that is struck by the insured's vehicle in an accident
13. Which of the following are the Texas Workers' Compensation benefits that
are increased by a costofliving adjustment (COLAs) Lifetime Income Benefits
(LIBs) only
14. Hannah must take time away from work to help assist in the investigation of
a claim that was made against her BOP policy. The policy will pay for Hannah's
actual loss of earnings up to: $250 per day.
15. Surplus Lines companies in Texas have to acknowledge the receipt of a
claim. 30 days.
, 4|Page
16. All of the following are characteristics of a principal that a surety will
scrutinize during the underwriting process, EXCEPT: Consideration.
17. Under Section II of a Homeowners policy, a cemetery plot owned by the
insured is considered to be: An insured location.
18. Which of the following is NOT one of the four major coverages of an Ocean
Marine policy? Seaworthiness.
19. A ship has suffered damage and sunk. Which of the following would
respond to cover the loss of the ship? Hull Insurance.
20. As a fiduciary agent, an adjuster has the power to bind the insurer. Which of
the following statements is FALSE regarding this power? Only an adjuster's
written statements can legally bind an insurer.
TEXAS ALL LINES ADJUSTER EXAM|| LATELY
UPDATED QUESTIONS 2025 WITH 100%
CORRECT ANSWERS ALREADY GRADED A+||
LATEST AND COMPLETE UPDATE 2025 WITH
VERIFIED SOLUTIONS|| GUARANTEED PASS!!!
1. All of the following are criteria for an accident to have occurred "in the
course of" the employment under a workers' compensation policy, EXCEPT:
While performing a task that a fellow worker requested, that was unusual to the
employee's job description, but occurred on the employer's premises during
working hours.
2. Which of the following statements is NOT TRUE regarding the implied
warranties of an Ocean Marine policy? The implied warranties are attached to the
policy as an endorsement..
3. Parmelia is covered under two separate standardized Personal Automobile
policies, with Part C limits under both policies set at $200,000. Parmelia is
involved in an accident with an uninsured motorist and she sustains bodily injury
damages for
4. $262,320. How much will Parmelia receive when she submits a claim for
these damages $200,000
,2|Page
5. Which of the following endorsements must be attached to a standard
Businessowners policy for coverage to apply to a businesses freezer that was
damaged by the interruption of a power source Utility Services Direct Damage
endorsement.
6. After completing an inspection of an insured's pressure equipment and fire
suppression systems, the inspector determines that the pressure equipment needs to
be repaired and the suppression systems have not been cleaned and inspected in the
time frame required by the policy. The insurer will: Suspend coverage
immediately by red tagging the items until they are repaired, cleaned and pass
reinspection
7. To be eligible for coverage under a standardized Dwelling policy, the
insured must not allow more than boarders to live on the premises. 5
8. All of the following are "Perils of the Sea" under an Ocean Marine policy,
EXCEPT: Pirates
10. The amount of insurance countersigned, issued, or sold by an agent or
producer to cover immediate family members, an employer, or employees is
known as: Controlled business
,3|Page
11. Which of the following standardized Dwelling insurance forms provides
coverage for loss of rental income The DP1, DP2, and DP3 forms
12. The "Part B Medical Payments" coverage of a personal automobile policy
covers injuries for all of the following, EXCEPT: A passenger who is injured in
another vehicle that is struck by the insured's vehicle in an accident
13. Which of the following are the Texas Workers' Compensation benefits that
are increased by a costofliving adjustment (COLAs) Lifetime Income Benefits
(LIBs) only
14. Hannah must take time away from work to help assist in the investigation of
a claim that was made against her BOP policy. The policy will pay for Hannah's
actual loss of earnings up to: $250 per day.
15. Surplus Lines companies in Texas have to acknowledge the receipt of a
claim. 30 days.
, 4|Page
16. All of the following are characteristics of a principal that a surety will
scrutinize during the underwriting process, EXCEPT: Consideration.
17. Under Section II of a Homeowners policy, a cemetery plot owned by the
insured is considered to be: An insured location.
18. Which of the following is NOT one of the four major coverages of an Ocean
Marine policy? Seaworthiness.
19. A ship has suffered damage and sunk. Which of the following would
respond to cover the loss of the ship? Hull Insurance.
20. As a fiduciary agent, an adjuster has the power to bind the insurer. Which of
the following statements is FALSE regarding this power? Only an adjuster's
written statements can legally bind an insurer.
