6/4/25, 12:31 PM Property and Casualty Adjuster 2025 COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING REAL E…
Property and Casualty Adjuster 2025 COMPLETE
EXAM QUESTIONS AND VERIFIED ANSWERS
|RECENTLY TESTING REAL EXAM QUESTIONS|
100% SOLVED!!
Save
Terms in this set (147)
Staff Adjusters are on the payroll of an insurance company
Usually handle claims for more than one company
Independent adjusters
and receive a fee based on time and expense.
May work for a comapny that furnishes adjusters for
Contractors the handling of catasrophic losses. They are paid in
the same manner as independent adjusters.
Work on behalf of the insured in negotiating a claim
Public Adjusters
settlement.Work for the Insured
Temporary/Emergency Department allows temporary licenses for the
licenses perposes of training and in cases of emergencies.
this license allows a person to adjust and/or supervise
Adjuster -- Workers' all workers' compensation, employers liability, United
compensation -- States Longshore and Harbor Workers' Compensation
Act, Jones Act, and all other federal acts.
This license allows a perons to adjust and or/supervise
Adjuster -- Property and
claims in all areas of property and casualty insurance
Casualty --
except workers' compensation
https://quizlet.com/1051237015/property-and-casualty-adjuster-2025-complete-exam-questions-and-verified-answers-recently-testing-real-exam-questi… 1/9
, 6/4/25, 12:31 PM Property and Casualty Adjuster 2025 COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING REAL E…
This license allows a person to adjust and/or supervise
Adjuster -- All Lines -- claims in all lines of insurance included in workers'
compensation and peroperty and casualty
an insurer organized, admitted, and writing insurance
Domestic in Texas (USAA) Example Gainsco, Fred Loya
Insurance
An insurer domiciled outside the state where it writes
Foreign inruance (State Farm) Example: Amica, Travelers,
Progressive, Nationwide.
An insurence company organized and domiciled
Alien outside the United States.(Tokyo Fire and Marine).
Example: Zurich
An insured can endorse Owners Occupancey
liab on a dwelling under
what circumstance?
Which dwelling property DP3 Speical
form requires that the Open perils for A,B,C,D+E broad perils for Cov C
dwelling be owner
occupied?
-a written conditin in the policy that must be true at
What is a warranty?Why is time of loss
it Important? - a breach will suspend covg. resulting in a claim
denial
Copyright infringement, false statment about the
Define Advertising Injury
competitor in advertizements
What is pro-rate liability? -Shared coverage between insurance carriers
How are claims paid? - paid propertionatly, equal or primary exess
What is the maximum an -$ 500
insured can collect from -$250 commerical
HO per tree for a covered
loss?
https://quizlet.com/1051237015/property-and-casualty-adjuster-2025-complete-exam-questions-and-verified-answers-recently-testing-real-exam-questi… 2/9
Property and Casualty Adjuster 2025 COMPLETE
EXAM QUESTIONS AND VERIFIED ANSWERS
|RECENTLY TESTING REAL EXAM QUESTIONS|
100% SOLVED!!
Save
Terms in this set (147)
Staff Adjusters are on the payroll of an insurance company
Usually handle claims for more than one company
Independent adjusters
and receive a fee based on time and expense.
May work for a comapny that furnishes adjusters for
Contractors the handling of catasrophic losses. They are paid in
the same manner as independent adjusters.
Work on behalf of the insured in negotiating a claim
Public Adjusters
settlement.Work for the Insured
Temporary/Emergency Department allows temporary licenses for the
licenses perposes of training and in cases of emergencies.
this license allows a person to adjust and/or supervise
Adjuster -- Workers' all workers' compensation, employers liability, United
compensation -- States Longshore and Harbor Workers' Compensation
Act, Jones Act, and all other federal acts.
This license allows a perons to adjust and or/supervise
Adjuster -- Property and
claims in all areas of property and casualty insurance
Casualty --
except workers' compensation
https://quizlet.com/1051237015/property-and-casualty-adjuster-2025-complete-exam-questions-and-verified-answers-recently-testing-real-exam-questi… 1/9
, 6/4/25, 12:31 PM Property and Casualty Adjuster 2025 COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING REAL E…
This license allows a person to adjust and/or supervise
Adjuster -- All Lines -- claims in all lines of insurance included in workers'
compensation and peroperty and casualty
an insurer organized, admitted, and writing insurance
Domestic in Texas (USAA) Example Gainsco, Fred Loya
Insurance
An insurer domiciled outside the state where it writes
Foreign inruance (State Farm) Example: Amica, Travelers,
Progressive, Nationwide.
An insurence company organized and domiciled
Alien outside the United States.(Tokyo Fire and Marine).
Example: Zurich
An insured can endorse Owners Occupancey
liab on a dwelling under
what circumstance?
Which dwelling property DP3 Speical
form requires that the Open perils for A,B,C,D+E broad perils for Cov C
dwelling be owner
occupied?
-a written conditin in the policy that must be true at
What is a warranty?Why is time of loss
it Important? - a breach will suspend covg. resulting in a claim
denial
Copyright infringement, false statment about the
Define Advertising Injury
competitor in advertizements
What is pro-rate liability? -Shared coverage between insurance carriers
How are claims paid? - paid propertionatly, equal or primary exess
What is the maximum an -$ 500
insured can collect from -$250 commerical
HO per tree for a covered
loss?
https://quizlet.com/1051237015/property-and-casualty-adjuster-2025-complete-exam-questions-and-verified-answers-recently-testing-real-exam-questi… 2/9
