DAMAGE APPRAISAL LICENSE TEST QUESTIONS AND ANSWERS
Subrogation - CORRECT ANSWER✅✅✅One insurance company sues another to recover cost to
repair insured's car
Release - CORRECT ANSWER✅✅✅Two insurance companies agreed or insured agrees
ACV - CORRECT ANSWER✅✅✅Actual Cash Value, cost new less depreciation
Arbitration - CORRECT ANSWER✅✅✅Only way in insurance policy to dispute claim amount. Two
appraisers agree or go to umpire
LQK - CORRECT ANSWER✅✅✅Like, Kind, Quality
Solenoid - CORRECT ANSWER✅✅✅Located between battery and starter motor
Exhaust - CORRECT ANSWER✅✅✅Parts-CAT converter, muffler,pipes, exhaust, manifold
Unibody - CORRECT ANSWER✅✅✅Overall stronger than "body on frame," car with high strength
steel , spot welded
Rear Suspension - CORRECT ANSWER✅✅✅Parts- rear springs,shocks, U bolts
Roof - CORRECT ANSWER✅✅✅Unibody- supported by pillars. Windshield is part of unibody
Stated Value Policy - CORRECT ANSWER✅✅✅Agreed amount of ACV
Unibody floor - CORRECT ANSWER✅✅✅High strength from rockers at pinch
Engine Parts - CORRECT ANSWER✅✅✅Intake manifold, exhaust manifold
, Stabilizer Bar - CORRECT ANSWER✅✅✅Keeps car level on turns
Unibody Parts - CORRECT ANSWER✅✅✅Rockers, Pillars, Floors, Aprons
Brake Parts - CORRECT ANSWER✅✅✅Disc: rotors, calipers, pads. Drums: drums, shoes, wh.
cylinders
Tire Thread New - CORRECT ANSWER✅✅✅11/32
Tire Contact w/ Wheel - CORRECT ANSWER✅✅✅Bead
Hood - CORRECT ANSWER✅✅✅Bonnet
Deck Lid - CORRECT ANSWER✅✅✅Boot
Auto Trans Torque Converter - CORRECT ANSWER✅✅✅Manual trans- clutch
Bell Housing - CORRECT ANSWER✅✅✅Torque converter is shielded
Air Bad Angle - CORRECT ANSWER✅✅✅Deploys at 30* angle when hit
Nitrogen Gas - CORRECT ANSWER✅✅✅Inflates Air Bag
Primary Damage - CORRECT ANSWER✅✅✅Immediate impact area
Secondary Damage - CORRECT ANSWER✅✅✅Beyond immediate impact area
Subrogation - CORRECT ANSWER✅✅✅One insurance company sues another to recover cost to
repair insured's car
Release - CORRECT ANSWER✅✅✅Two insurance companies agreed or insured agrees
ACV - CORRECT ANSWER✅✅✅Actual Cash Value, cost new less depreciation
Arbitration - CORRECT ANSWER✅✅✅Only way in insurance policy to dispute claim amount. Two
appraisers agree or go to umpire
LQK - CORRECT ANSWER✅✅✅Like, Kind, Quality
Solenoid - CORRECT ANSWER✅✅✅Located between battery and starter motor
Exhaust - CORRECT ANSWER✅✅✅Parts-CAT converter, muffler,pipes, exhaust, manifold
Unibody - CORRECT ANSWER✅✅✅Overall stronger than "body on frame," car with high strength
steel , spot welded
Rear Suspension - CORRECT ANSWER✅✅✅Parts- rear springs,shocks, U bolts
Roof - CORRECT ANSWER✅✅✅Unibody- supported by pillars. Windshield is part of unibody
Stated Value Policy - CORRECT ANSWER✅✅✅Agreed amount of ACV
Unibody floor - CORRECT ANSWER✅✅✅High strength from rockers at pinch
Engine Parts - CORRECT ANSWER✅✅✅Intake manifold, exhaust manifold
, Stabilizer Bar - CORRECT ANSWER✅✅✅Keeps car level on turns
Unibody Parts - CORRECT ANSWER✅✅✅Rockers, Pillars, Floors, Aprons
Brake Parts - CORRECT ANSWER✅✅✅Disc: rotors, calipers, pads. Drums: drums, shoes, wh.
cylinders
Tire Thread New - CORRECT ANSWER✅✅✅11/32
Tire Contact w/ Wheel - CORRECT ANSWER✅✅✅Bead
Hood - CORRECT ANSWER✅✅✅Bonnet
Deck Lid - CORRECT ANSWER✅✅✅Boot
Auto Trans Torque Converter - CORRECT ANSWER✅✅✅Manual trans- clutch
Bell Housing - CORRECT ANSWER✅✅✅Torque converter is shielded
Air Bad Angle - CORRECT ANSWER✅✅✅Deploys at 30* angle when hit
Nitrogen Gas - CORRECT ANSWER✅✅✅Inflates Air Bag
Primary Damage - CORRECT ANSWER✅✅✅Immediate impact area
Secondary Damage - CORRECT ANSWER✅✅✅Beyond immediate impact area
