1|Page
PRAXIS FAMILY AND CONSUMER SCIENCES (5122) FINAL (2 LATEST
VERSIONS) LATEST 2025 ACTUAL EXAM WITH COMPLETE
QUESTIONS AND CORRECT DETAILED ANSWERS (100% VERIFIED
ANSWERS) |ALREADY GRADED A+| ||PROFESSOR VERIFIED||
||BRANDNEW!!!||
What is one disadvantage of dealing with consumer finance
companies?
a. they do not loan money for very many purposes.
b. they provide different rates of interest depending on the client's
credit records
c. they help consumers purchase goods they could not otherwise
afford
d. they tend to charge high-interest rates.
e. They do not accept property as security. - ANSWER-d. they
tend to charge high-interest rates.
What type of business is the most common employer of high-
school students?
a. grocery stores
b. movie theaters
c. theme parks
,2|Page
d. clothing stores
e. Restaurants - ANSWER-e. Restaurants
Borrowers with a poor credit rating will not be eligible for a bank's
a. prime rate
b. savings deposits
c. demand deposits
d. deposit insurance
e. certificates of deposit - ANSWER-a. prime rate
Which of the following statements about daycare is true?
a. children in daycare tend to be less aggressive
b. it is not necessary to establish the parent-child bond before
beginning daycare
c. children not in daycare tend to make friends more easily
d. the value of daycare is not related to the quality of the
supervision
,3|Page
e. Children in daycare are better at articulating their desires -
ANSWER-e. Children in daycare are better at articulating their
desires
Which of the following was not one of the consumer rights
asserted by presidents Kennedy and Nixon during the '60s?
a. right to a safe product
b. right to affordability
c. right to redress
d. right to be heard
e. right to be informed - ANSWER-b. right to affordablity
Which of the following were consumer rights asserted by
presidents Kennedy and Nixon during the '60s?
a. right to a safe product
b. right to affordability
c. right to redress
d. right to be heard
e. right to be informed - ANSWER-a. right to a safe product
, 4|Page
c. right to redress
d. right to be heard
e. right to be informed
According to personal finance experts, what is the maximum
percentage of income a family should spend on housing?
a. 5%
b. 50%
c. 10%
d. 25%
e. 35% - ANSWER-d. 25%
Which of the following represents a discretionary expense?
a. Textbook
b. Rent
c. DVD
d. Groceries
e. Heating Oil - ANSWER-c. DVD
PRAXIS FAMILY AND CONSUMER SCIENCES (5122) FINAL (2 LATEST
VERSIONS) LATEST 2025 ACTUAL EXAM WITH COMPLETE
QUESTIONS AND CORRECT DETAILED ANSWERS (100% VERIFIED
ANSWERS) |ALREADY GRADED A+| ||PROFESSOR VERIFIED||
||BRANDNEW!!!||
What is one disadvantage of dealing with consumer finance
companies?
a. they do not loan money for very many purposes.
b. they provide different rates of interest depending on the client's
credit records
c. they help consumers purchase goods they could not otherwise
afford
d. they tend to charge high-interest rates.
e. They do not accept property as security. - ANSWER-d. they
tend to charge high-interest rates.
What type of business is the most common employer of high-
school students?
a. grocery stores
b. movie theaters
c. theme parks
,2|Page
d. clothing stores
e. Restaurants - ANSWER-e. Restaurants
Borrowers with a poor credit rating will not be eligible for a bank's
a. prime rate
b. savings deposits
c. demand deposits
d. deposit insurance
e. certificates of deposit - ANSWER-a. prime rate
Which of the following statements about daycare is true?
a. children in daycare tend to be less aggressive
b. it is not necessary to establish the parent-child bond before
beginning daycare
c. children not in daycare tend to make friends more easily
d. the value of daycare is not related to the quality of the
supervision
,3|Page
e. Children in daycare are better at articulating their desires -
ANSWER-e. Children in daycare are better at articulating their
desires
Which of the following was not one of the consumer rights
asserted by presidents Kennedy and Nixon during the '60s?
a. right to a safe product
b. right to affordability
c. right to redress
d. right to be heard
e. right to be informed - ANSWER-b. right to affordablity
Which of the following were consumer rights asserted by
presidents Kennedy and Nixon during the '60s?
a. right to a safe product
b. right to affordability
c. right to redress
d. right to be heard
e. right to be informed - ANSWER-a. right to a safe product
, 4|Page
c. right to redress
d. right to be heard
e. right to be informed
According to personal finance experts, what is the maximum
percentage of income a family should spend on housing?
a. 5%
b. 50%
c. 10%
d. 25%
e. 35% - ANSWER-d. 25%
Which of the following represents a discretionary expense?
a. Textbook
b. Rent
c. DVD
d. Groceries
e. Heating Oil - ANSWER-c. DVD
