AHIP 2025 module 4
Questions with
Complete Answers
Rated A+
, One of your colleagues argues that it is better to focus your time and
energy exclusively on neighborhoods with single-family homes. He
further argues that their older owners are more likely to have higher
incomes and purchase the Medicare Advantage products you represent
compared to those living in apartment complexes. How should you
respond? - Correct Solution This could be considered discriminatory
activity and a prohibited practice.
Your colleague works at a third-party marketing organization (TMO)
and she said she did not need to take the Medicare training for brokers
and agents or pass a test to market Medicare plans since her contract is
with the TMO, not the plans that have the products she sells. What could
you say to her? - Correct Solution You could tell her she is wrong, and
that only agents selling employer/union group plans are permitted an
exemption from testing, but some employer/union group plans may
require testing to promote agent compliance with CMS marketing
requirements.
When you market Medicare Advantage and Part D plans, what may you
offer as a gift to induce enrollment in a plan? - Correct Solution You
may provide gifts or prizes to all potential enrollees during an event that
does not exceed $15 in retail value.
Agent Jennings makes a presentation on Medicare advertised as an
educational event. Agent Jennings distributes materials that are solely
educational. However, she gives a brief presentation that mentions plan-
specific premiums. Is this a prohibited activity at an event that has been
Questions with
Complete Answers
Rated A+
, One of your colleagues argues that it is better to focus your time and
energy exclusively on neighborhoods with single-family homes. He
further argues that their older owners are more likely to have higher
incomes and purchase the Medicare Advantage products you represent
compared to those living in apartment complexes. How should you
respond? - Correct Solution This could be considered discriminatory
activity and a prohibited practice.
Your colleague works at a third-party marketing organization (TMO)
and she said she did not need to take the Medicare training for brokers
and agents or pass a test to market Medicare plans since her contract is
with the TMO, not the plans that have the products she sells. What could
you say to her? - Correct Solution You could tell her she is wrong, and
that only agents selling employer/union group plans are permitted an
exemption from testing, but some employer/union group plans may
require testing to promote agent compliance with CMS marketing
requirements.
When you market Medicare Advantage and Part D plans, what may you
offer as a gift to induce enrollment in a plan? - Correct Solution You
may provide gifts or prizes to all potential enrollees during an event that
does not exceed $15 in retail value.
Agent Jennings makes a presentation on Medicare advertised as an
educational event. Agent Jennings distributes materials that are solely
educational. However, she gives a brief presentation that mentions plan-
specific premiums. Is this a prohibited activity at an event that has been
