California Adjuster Exam Prep Questions
and Verified Answers, 100% Score
Guarantee Pass (Latest 2025)
The process where by a mutual insurer becomes a stock
company is called - Correct Answers ✅Demutualization
The process whereby a stock company a mutual insurer is
called - Correct Answers ✅Mutualization
The provision in a property policy which states that the
insured has been paid up to their insurable interest is -
Correct Answers ✅Valuation clause
The part of the policy that states the amount of coverage the
insured property policy period is - Correct Answers
✅Declaration
Part of the policy that establishes limits upon the insurer and
the insured with the insurance policy - Correct Answers
✅Conditions
Which are the characteristics of negligence - Correct
Answers ✅Duty, breach, proximate cause, damages
Which of the following is not a federal program - Correct
Answers ✅Worker' compensation
,California Adjuster Exam Prep Questions
and Verified Answers, 100% Score
Guarantee Pass (Latest 2025)
Absolute risk(liability) is imposed - Correct Answers
✅When there is negligence whether proven or not
X is in an accident with Y. X suffers $5000 of damage but it is
determined that X is 60% responsible for the accident. How
much would X receive under CONTRIBUTORY negligence
rules? - Correct Answers ✅$0
what is the main purpose of tort law - Correct Answers ✅to
determine financial responsibility for damage
what of the following is not considered an intentional tort? -
Correct Answers ✅Auto accident
Which of the following statements is true regarding
compensatory damages? - Correct Answers ✅There is
usually no direct correlation between the amount of general
and special damages awarded to the victim
The insurer decides not to renew an insured's personal auto
policy. How much notice must the insurer provide to the
insured - Correct Answers ✅30 days
an insured's loss reserve for a claim is an estimate of the
amount insurer will pay for present and future loss, which of
,California Adjuster Exam Prep Questions
and Verified Answers, 100% Score
Guarantee Pass (Latest 2025)
the following is an example of loss prevention - Correct
Answers ✅a homeowner decides not to install a pool in the
backyard
which of the following describes the act of making a false
entry in any book statement of report of any insurer with the
intent to device any examiner lawfully appointed to examine
the insured's - Correct Answers ✅an unfair practice
a person can base his/her claim for liability on the basis of all
of the following EXCEPT - Correct Answers ✅breach of
liability
the term "assignment" refers to - Correct Answers ✅the
transfer of the insured's interest in a policy to another party
the term "subrogation" refers to - Correct Answers ✅the
insured's right to recover payment from a responsible 3rd
party
insurer's right to recover the payment of the claim after they
paid the insured for their property losses a negligent 3rd
party is know as, - Correct Answers ✅subrogation
, California Adjuster Exam Prep Questions
and Verified Answers, 100% Score
Guarantee Pass (Latest 2025)
an insurance deductible is - Correct Answers ✅the amount
of covered expense that the insured pays before the insurer
pays,
all of the following are requirements for a notice by mail to an
insured by insurer except - Correct Answers ✅notice must
be sent with return receipt required
which of the following is considered special damages -
Correct Answers ✅Compensation for time away from work
Which advisory organization(s) develop forms for the
standard market? - Correct Answers ✅Insurance service
office and American association of insurances
Which of the following would be considered special damages?
- Correct Answers ✅Lost wages
What do the initials S.T.A.R.R represent? - Correct Answers
✅Methods of risk mamagement
All of the following would be considered benefits of insurance
except - Correct Answers ✅Retention of loss by the insured
and Verified Answers, 100% Score
Guarantee Pass (Latest 2025)
The process where by a mutual insurer becomes a stock
company is called - Correct Answers ✅Demutualization
The process whereby a stock company a mutual insurer is
called - Correct Answers ✅Mutualization
The provision in a property policy which states that the
insured has been paid up to their insurable interest is -
Correct Answers ✅Valuation clause
The part of the policy that states the amount of coverage the
insured property policy period is - Correct Answers
✅Declaration
Part of the policy that establishes limits upon the insurer and
the insured with the insurance policy - Correct Answers
✅Conditions
Which are the characteristics of negligence - Correct
Answers ✅Duty, breach, proximate cause, damages
Which of the following is not a federal program - Correct
Answers ✅Worker' compensation
,California Adjuster Exam Prep Questions
and Verified Answers, 100% Score
Guarantee Pass (Latest 2025)
Absolute risk(liability) is imposed - Correct Answers
✅When there is negligence whether proven or not
X is in an accident with Y. X suffers $5000 of damage but it is
determined that X is 60% responsible for the accident. How
much would X receive under CONTRIBUTORY negligence
rules? - Correct Answers ✅$0
what is the main purpose of tort law - Correct Answers ✅to
determine financial responsibility for damage
what of the following is not considered an intentional tort? -
Correct Answers ✅Auto accident
Which of the following statements is true regarding
compensatory damages? - Correct Answers ✅There is
usually no direct correlation between the amount of general
and special damages awarded to the victim
The insurer decides not to renew an insured's personal auto
policy. How much notice must the insurer provide to the
insured - Correct Answers ✅30 days
an insured's loss reserve for a claim is an estimate of the
amount insurer will pay for present and future loss, which of
,California Adjuster Exam Prep Questions
and Verified Answers, 100% Score
Guarantee Pass (Latest 2025)
the following is an example of loss prevention - Correct
Answers ✅a homeowner decides not to install a pool in the
backyard
which of the following describes the act of making a false
entry in any book statement of report of any insurer with the
intent to device any examiner lawfully appointed to examine
the insured's - Correct Answers ✅an unfair practice
a person can base his/her claim for liability on the basis of all
of the following EXCEPT - Correct Answers ✅breach of
liability
the term "assignment" refers to - Correct Answers ✅the
transfer of the insured's interest in a policy to another party
the term "subrogation" refers to - Correct Answers ✅the
insured's right to recover payment from a responsible 3rd
party
insurer's right to recover the payment of the claim after they
paid the insured for their property losses a negligent 3rd
party is know as, - Correct Answers ✅subrogation
, California Adjuster Exam Prep Questions
and Verified Answers, 100% Score
Guarantee Pass (Latest 2025)
an insurance deductible is - Correct Answers ✅the amount
of covered expense that the insured pays before the insurer
pays,
all of the following are requirements for a notice by mail to an
insured by insurer except - Correct Answers ✅notice must
be sent with return receipt required
which of the following is considered special damages -
Correct Answers ✅Compensation for time away from work
Which advisory organization(s) develop forms for the
standard market? - Correct Answers ✅Insurance service
office and American association of insurances
Which of the following would be considered special damages?
- Correct Answers ✅Lost wages
What do the initials S.T.A.R.R represent? - Correct Answers
✅Methods of risk mamagement
All of the following would be considered benefits of insurance
except - Correct Answers ✅Retention of loss by the insured
