PROPERTY & CASUALTY QUESTIONS GA
EXAM Practice Questions with Complete
Solutions (Latest 2025)
The arbitration clause in a personal auto policy would be used
in which of the following circumstances?
A. The ins company and a pedestrian struck by the insured's
auto cannot reach an agreement regarding the settlement of
a claim.
B. The insured and an injured 3rd party cannot reach an
agreement regarding the settlement of a claim.
C. The court have ruled against an injured 3th party. -
Correct Answers ✅B. The insured and an injured 3rd party
cannot reach an agreement regarding the settlement of a
claim.
Which of the following bonds protects an employer fro the
actions of dishonest employees?
A. Surety
B. Fidelity - Correct Answers ✅B.Fidelity
A dwelling has been vacant for more than 60 consecutive
days. Which of the following would most likely NOT be
covered?
A. Vandalism
B. Smoke
,PROPERTY & CASUALTY QUESTIONS GA
EXAM Practice Questions with Complete
Solutions (Latest 2025)
C. Fire
D. Falling Objects - Correct Answers ✅A. Vandalism
While in her backyard, Susan injuries her foot on a rake left
by her landscapers. What part of the CGL policy will protect
the owner of the landscaping company?
A. Operations exposure
B. Products Liability
C. Completed operations liability
D. Premises exposure - Correct Answers ✅A. Operations
exposure
Premium computation is found in which section of the
workers' compensation policy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2 - Correct Answers ✅B. Part 5
Once an injured employee has received benefits provided
under workers' compensation, that employee may not file a
,PROPERTY & CASUALTY QUESTIONS GA
EXAM Practice Questions with Complete
Solutions (Latest 2025)
suit against her employer to gain additional benefits. This is
the def. of
A. Contributory negligence
B. the fellow servant rule
C. Assumption of risk
D. Exclusive remedy - Correct Answers ✅D. executive
remedy
The purpose of the basic extended reporting period in a
commercial general liability (CGL) " claims-made" policy is to
provide
A. additional time for the insured to make monthly reports of
information for rating purposes
B. coverage for events that have happened before the policy
became effective
C. coverage for events that happened up to 5yrs after a
claims-made policy has expired
D Coverage for events that have happened after the
retroactive date, but which were not within 60days of policy
expiration - Correct Answers ✅D. Coverage for events that
have happened after the retroactive date, but which were not
within 60days of policy expiration
, PROPERTY & CASUALTY QUESTIONS GA
EXAM Practice Questions with Complete
Solutions (Latest 2025)
What is the purpose of the employer's liability section of a
workers' comp plicy ( part 2) ?
A. pay for lawsuits filed by an employer
B. Pay for benefits that are normally required by state
workers' comp laws
C. Pa for 3rd-party claims filed against a negligent employer -
Correct Answers ✅B. Pay for benefits that are normally
required by state workers' comp laws
Truckers who transport hazardous materials are required to
have an endorsement called
A. Form MCS-90
B. Form W-2
C. Form MCS-70
D. Form 1099 - Correct Answers ✅A. Form MCS-90
Which of the following is NOT a use of auto symbols in the
commercial auto policy?
A. To determine how coverage will apply to vehicles acquired
after the policy effective date
EXAM Practice Questions with Complete
Solutions (Latest 2025)
The arbitration clause in a personal auto policy would be used
in which of the following circumstances?
A. The ins company and a pedestrian struck by the insured's
auto cannot reach an agreement regarding the settlement of
a claim.
B. The insured and an injured 3rd party cannot reach an
agreement regarding the settlement of a claim.
C. The court have ruled against an injured 3th party. -
Correct Answers ✅B. The insured and an injured 3rd party
cannot reach an agreement regarding the settlement of a
claim.
Which of the following bonds protects an employer fro the
actions of dishonest employees?
A. Surety
B. Fidelity - Correct Answers ✅B.Fidelity
A dwelling has been vacant for more than 60 consecutive
days. Which of the following would most likely NOT be
covered?
A. Vandalism
B. Smoke
,PROPERTY & CASUALTY QUESTIONS GA
EXAM Practice Questions with Complete
Solutions (Latest 2025)
C. Fire
D. Falling Objects - Correct Answers ✅A. Vandalism
While in her backyard, Susan injuries her foot on a rake left
by her landscapers. What part of the CGL policy will protect
the owner of the landscaping company?
A. Operations exposure
B. Products Liability
C. Completed operations liability
D. Premises exposure - Correct Answers ✅A. Operations
exposure
Premium computation is found in which section of the
workers' compensation policy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2 - Correct Answers ✅B. Part 5
Once an injured employee has received benefits provided
under workers' compensation, that employee may not file a
,PROPERTY & CASUALTY QUESTIONS GA
EXAM Practice Questions with Complete
Solutions (Latest 2025)
suit against her employer to gain additional benefits. This is
the def. of
A. Contributory negligence
B. the fellow servant rule
C. Assumption of risk
D. Exclusive remedy - Correct Answers ✅D. executive
remedy
The purpose of the basic extended reporting period in a
commercial general liability (CGL) " claims-made" policy is to
provide
A. additional time for the insured to make monthly reports of
information for rating purposes
B. coverage for events that have happened before the policy
became effective
C. coverage for events that happened up to 5yrs after a
claims-made policy has expired
D Coverage for events that have happened after the
retroactive date, but which were not within 60days of policy
expiration - Correct Answers ✅D. Coverage for events that
have happened after the retroactive date, but which were not
within 60days of policy expiration
, PROPERTY & CASUALTY QUESTIONS GA
EXAM Practice Questions with Complete
Solutions (Latest 2025)
What is the purpose of the employer's liability section of a
workers' comp plicy ( part 2) ?
A. pay for lawsuits filed by an employer
B. Pay for benefits that are normally required by state
workers' comp laws
C. Pa for 3rd-party claims filed against a negligent employer -
Correct Answers ✅B. Pay for benefits that are normally
required by state workers' comp laws
Truckers who transport hazardous materials are required to
have an endorsement called
A. Form MCS-90
B. Form W-2
C. Form MCS-70
D. Form 1099 - Correct Answers ✅A. Form MCS-90
Which of the following is NOT a use of auto symbols in the
commercial auto policy?
A. To determine how coverage will apply to vehicles acquired
after the policy effective date
