HUD Exam – Tenancy Study Guide Questions And Answers Verified 100% Correct

HUD Exam – Tenancy Study Guide Questions And Answers Verified 100% Correct Mary did not pay her electricity bill during the last month in her previous rental. Which of the following will reduce the risk that his/her rental application will be rejected? A. The client can prioritize paying off debts to utility companies. B. The client can be upfront with the potential landlord about why s/he had late payments on the previous rental. S/he can also describe how the current situation differs in a way that will allow him/her to make payments consistently C. The client can take a financial management course and ask his/her housing counselor to confirm that s/he has done so. D. The client can invite friends to move into the townhouse with him/her and share the rent. - ANSWER A. The client can prioritize paying off debts to utility companies. Jordan has lived in a friend's home for the past eight years. He paid him rent every month but had no formal lease agreement. Which of the following, would reduce the risk that his/her application will be rejected? A. The client can lie and instead say that they we actually formally on the lease agreement. B. The client can send the application as is. C. The client can provide the prospective landlord with a letter of recommendation from the individual to whom s/he informally paid rent. D. The client can take a financial management course and ask his/her housing counselor to confirm that s/he has done so. - ANSWER C. The client can provide the prospective landlord with a letter of recommendation from the individual to whom s/he informally paid rent. Which of the following responsibilities is a typical landlord responsibility A. Remove trash B. Clean the unit regularly. C. Maintain properly functioning heating and water systems. D. Pay for renters insurance - ANSWER C. Maintain properly functioning heating and water systems. Which of the following responsibilities is a typical tenant responsibility? A. Keep home in compliance with housing codes B. Clean the unit regularly C. Maintain properly functioning heating and water systems D. Provide adequate fire protection - ANSWER B. Clean the unit regularly A client wants to end her lease early because she will be moving to a new state for a different job. What out of the following information could a housing counselor share to help protect the client's best interest? A. In most cases like yours, the law requires a landlord to make a reasonable effort to re-lease the property so that the tenant won't remain liable to pay rent during the entire term of the lease. B. Depending on the state, it is possible for tenants to terminate a lease without paying rent for the entire lease period in this type of situation. C. You have the right to terminate a lease if the landlord breaches lease conditions, including maintaining properly functioning heating and water systems. - ANSWER A. In most cases like yours, the law requires a landlord to make a reasonable effort to re-lease the property so that the tenant won't remain liable to pay rent during the entire term of the lease. A client wants to terminate a lease because the landlord has not fixed the heat after multiple requests over several months. What out of the following information could a housing counselor share to help protect the client's best interest? A. In most cases like yours, the law requires a landlord to make a reasonable effort to re-lease the property so that the tenant won't remain liable to pay rent during the entire term of the lease. B. Depending on the state, it is possible for tenants to terminate a lease without paying rent for the entire lease period in this type of situation. C. You have the right to terminate a lease if the landlord breaches lease conditions, including maintaining properly functioning heating and water systems. - ANSWER C. You have the right to terminate a lease if the landlord breaches lease conditions, including maintaining properly functioning heating and water systems. A client wants to terminate her lease early because her husband is being relocated for a military assignment. What out of the following information could a housing counselor share to help protect the client's best interest? A. In most cases like yours, the law requires a landlord to make a reasonable effort to re-lease the property so that the tenant won't remain liable to pay rent during the entire term of the lease. B. Depending on the state, it is possible for tenants to terminate a lease without paying rent for the entire lease period in this type of situation. C. You have the right to terminate a lease if the landlord breaches lease conditions, including maintaining properly functioning heating and water systems. - ANSWER B. Depending on the state, it is possible for tenants to terminate a lease without paying rent for the entire lease period in this type of situation. A client with an assistance dog is facing eviction. S/he ignored a notice to the tenant and was subsequently served a notice of petition. Which following action would a housing counselor likely recommend to someone in this situation?