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APPRAISAL SUBJECT MATTER ELECTIVES FINAL EXAM
20252026 BANK 4 VERSIONS COMPLETE 600 QUESTIONS
WITH DETAILED VERIFIED ANSWERS VERIFIED BY EXPERT
BRAND NEW!! A+ GRADE ASSURED
Which of these is NOT a known carcinogen that can cause cancer?
1) Cigarette smoke
2) Carbon monoxide
3) asbestos
4) radon ......answer.....Carbon monoxide
Radon tests should be conducted in
1) the highest finished level of the house
2) the attached garage
3) the lowest level of the house suitable for occupancy
4) total darkness ......answer.....the lowest level of the house
suitable for occupancy
Molds can consume all of the following EXCEPT
1) carpet
2) Formica
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3) sheetrock
4) wood ......answer.....Formica
To survive, molds need all of the following EXCEPT
1) relative humidity of at least 95%
2) an organic food source
3) temperatures between 40-100 degrees
4) moisture ......answer.....relative humidity of at least 95%
To prevent mold growth, the EPA says you should not put carpet
over _________ floors.
1) concrete
2) wood
3) vinyl
4) uneven ......answer.....concrete
The federal government banned lead-based paint from residential
housing in ___________ .
1) 1968
2) 1973
3) 1978
4) 1984 ......answer.....1978
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Which entities require that defective paint surfaces on dwellings
built prior to 1978 must be encapsulated?
1) Fannie Mae and Freddie Mac
2) FHA and Fannie Mae
3) Freddie Mac and FDIC
4) FHA and VA ......answer.....FHA and VA
Which would NOT be a common way that radon could enter a
house?
1) foundation cracks
2) well water
3) air conditioning ducts
4) the hole around a sump pump ......answer.....air
conditioning ducts
mold
An appraiser is inspecting a dwelling that was built in 1975 for an
FHA appraisal. The appraiser notes defective paint surfaces on two
exterior windowsills. What should the appraiser do?
1) Require testing by a professional to determine if the defective
paint is lead-based
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2) Note the locations of the defective paint and make the
appraisal subject to these areas being scraped and painted
3) Require the windowsills to be replaced with
all new wood and painted with non-lead based
paint
4) Nothing; these are exterior surfaces and are considered to be
harmless to the property occupants ......answer.....Note the
locations of the defective paint and make the appraisal subject to
these areas being scraped and painted
Asbestos can be found in all of the following products EXCEPT
1) insulation fore pipes
2) resilient floor tile
3) roof shingles
4) pressure treated wood ......answer.....pressure treated wood
Areas that are inundated by surface or groundwater at a frequency
and duration sufficient to support, and that under normal
conditions do support a prevalence of vegetation typically adapted
for life in saturated soil conditions, are
1) quarries
2) grayfields
3) brownfields
APPRAISAL SUBJECT MATTER ELECTIVES FINAL EXAM
20252026 BANK 4 VERSIONS COMPLETE 600 QUESTIONS
WITH DETAILED VERIFIED ANSWERS VERIFIED BY EXPERT
BRAND NEW!! A+ GRADE ASSURED
Which of these is NOT a known carcinogen that can cause cancer?
1) Cigarette smoke
2) Carbon monoxide
3) asbestos
4) radon ......answer.....Carbon monoxide
Radon tests should be conducted in
1) the highest finished level of the house
2) the attached garage
3) the lowest level of the house suitable for occupancy
4) total darkness ......answer.....the lowest level of the house
suitable for occupancy
Molds can consume all of the following EXCEPT
1) carpet
2) Formica
,2|Page
3) sheetrock
4) wood ......answer.....Formica
To survive, molds need all of the following EXCEPT
1) relative humidity of at least 95%
2) an organic food source
3) temperatures between 40-100 degrees
4) moisture ......answer.....relative humidity of at least 95%
To prevent mold growth, the EPA says you should not put carpet
over _________ floors.
1) concrete
2) wood
3) vinyl
4) uneven ......answer.....concrete
The federal government banned lead-based paint from residential
housing in ___________ .
1) 1968
2) 1973
3) 1978
4) 1984 ......answer.....1978
,3|Page
Which entities require that defective paint surfaces on dwellings
built prior to 1978 must be encapsulated?
1) Fannie Mae and Freddie Mac
2) FHA and Fannie Mae
3) Freddie Mac and FDIC
4) FHA and VA ......answer.....FHA and VA
Which would NOT be a common way that radon could enter a
house?
1) foundation cracks
2) well water
3) air conditioning ducts
4) the hole around a sump pump ......answer.....air
conditioning ducts
mold
An appraiser is inspecting a dwelling that was built in 1975 for an
FHA appraisal. The appraiser notes defective paint surfaces on two
exterior windowsills. What should the appraiser do?
1) Require testing by a professional to determine if the defective
paint is lead-based
, 4|Page
2) Note the locations of the defective paint and make the
appraisal subject to these areas being scraped and painted
3) Require the windowsills to be replaced with
all new wood and painted with non-lead based
paint
4) Nothing; these are exterior surfaces and are considered to be
harmless to the property occupants ......answer.....Note the
locations of the defective paint and make the appraisal subject to
these areas being scraped and painted
Asbestos can be found in all of the following products EXCEPT
1) insulation fore pipes
2) resilient floor tile
3) roof shingles
4) pressure treated wood ......answer.....pressure treated wood
Areas that are inundated by surface or groundwater at a frequency
and duration sufficient to support, and that under normal
conditions do support a prevalence of vegetation typically adapted
for life in saturated soil conditions, are
1) quarries
2) grayfields
3) brownfields
