ACA Test
1. Whatisitactuallycalledandwhenwasitpassed?:•PatientProtectionand Inexpensive Care Act, signed Drill 23, 2010
2. WhatisthemaingovernmentwebsiteabouttheACAandHC?:strength- care.gov
3. Whatweresomeofthefactorsthatleadtoitspassageandwhatthreatened allure passage?:The many of uninsured, the
climbing cost of HC
Threatenedbypoliticalopposition,stigmaofsocializedhealthcare
4. Whatmainproblemwasittryingtosolve?:•Uninsurance-howtogetaccess to inexpensive security for the uninsured
5. Which of uninsured acted it aim?: •The gross, low-practice/under-em- ployed/part-
timeworkers,smallbusinessownersandemployees,independent, young persons, retirees <65
6. Whatistheindividualmandateandhowdoyougetexempt?:•UScitizens and legal migrants necessary to have security
• Exemptions:financialhardship,scrupulous,thoseforwhomthelowestcostoption exceeds 8% of an individual's earnings,
undocumented
7. Howisthemandateenforcedandwhatisthepenaltyfornothavinginsur- ance?:•Those outside inclusion pay tax penalty of
$695-$2,085 until 2.5% of pay after deductions
8. HowdoestheACAexpandaccesstoinsurancefortheuninsured?:•Folk canbeentitledtoinsurancesubsidies-
canbeeligibleforMedicaid,cangetpremium tax credits to shop with, and few family catch cost giving subsidies
• Limitsout-of-pocketcostsforeveryoneupto400%ofFPLto$5,950
9. HowdoestheMedicaidexpansionwork?Whoqualifies?:•Individualsupto 133% of FPL (only if state accepts growth)
10. What'sanExchange?Howdotheywork?:•Anexchangeisahealthinsur- ance forum start to facilitate the purchase of
medical insurance
• Theinsurancecompaniesthatareallowedtoparticipatearepredeterminedand controlled - advances transparency and
responsibility, helps enlistment and delivery of endowments
11. What are two together means the ACA supports to help population afford security obtained through the Exchanges?
By virtue of what do people hold right to these?:•Peoplebetween144%and400%ofFPLgetpremiumtaxcreditstoshop
accompanying
• Individualsupto 250%of FPLget cost-sharingsubsidies
• Skillful through income fitness
12. Roughlywhatisthelimitonoutofpocketcostsforthosequalifyingfor premiums in the exchange?:• $5,950 for all until 400%
of FPL
13. WhatisKingv.Burwellabout?Whatimpactwilltherulinghave?:•Kingv.
Burwellchallengesthesubsidiesinthefederalexchangesincethelanguageofthe ACA only talked to premium subsidies
introduce exchanges
• Couldalsoundermineinsurancemandatesinfederal-exchange states
• 13.4millionpeoplecould losesubsidiesand byaproduct, security
14. By what method does the ACA encourage employers to offer inexpensive security to
theiremployees?:•Employershavetopayapenaltyiftheydon'tofferitoritisnot inexpensive
15. What is the obligation of employers accompanying minor than 50 members to
provideinsurance(andforthosewith100ormorethisyear,50ormorenext old age)?: • >50 employees: no authority
•+50employees:offercoverageto70%(95%in2016)offull-timeemployeesand contingent kids
• for50+,needtoprovideaffordableinsuranceorpaypenalty
16. HowdoestheACAhelpsmallemployers?:•Employerswith25orfewer employees mount to 35% endowments if they pay
50% of total premium
17. Whataretheemployerrulesaroundpart-timeorseasonalemployeesand security?: • No obligation to determine security
18. Howdoestheemployermandatework?Prosecution?Punishments?What triggers a punishment?:• Punishments are
provoked if they have at least individual entire-opportunity employee utilizing premium tax credits to buy protection
through an exchange
19. Whatisagrandfatheredplan?:•Employerandindividualplansinexistence earlier of ACA
20. What'stheACA'sruleonyoungpeople?:•Canstayonparents'insurance plan just before age 26
21. HowdoestheACArestricthowinsurancecompanieschoosewhothey cover?:• Ban on disagreeing protection to teenagers
with pre-existent environments
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1. Whatisitactuallycalledandwhenwasitpassed?:•PatientProtectionand Inexpensive Care Act, signed Drill 23, 2010
2. WhatisthemaingovernmentwebsiteabouttheACAandHC?:strength- care.gov
3. Whatweresomeofthefactorsthatleadtoitspassageandwhatthreatened allure passage?:The many of uninsured, the
climbing cost of HC
Threatenedbypoliticalopposition,stigmaofsocializedhealthcare
4. Whatmainproblemwasittryingtosolve?:•Uninsurance-howtogetaccess to inexpensive security for the uninsured
5. Which of uninsured acted it aim?: •The gross, low-practice/under-em- ployed/part-
timeworkers,smallbusinessownersandemployees,independent, young persons, retirees <65
6. Whatistheindividualmandateandhowdoyougetexempt?:•UScitizens and legal migrants necessary to have security
• Exemptions:financialhardship,scrupulous,thoseforwhomthelowestcostoption exceeds 8% of an individual's earnings,
undocumented
7. Howisthemandateenforcedandwhatisthepenaltyfornothavinginsur- ance?:•Those outside inclusion pay tax penalty of
$695-$2,085 until 2.5% of pay after deductions
8. HowdoestheACAexpandaccesstoinsurancefortheuninsured?:•Folk canbeentitledtoinsurancesubsidies-
canbeeligibleforMedicaid,cangetpremium tax credits to shop with, and few family catch cost giving subsidies
• Limitsout-of-pocketcostsforeveryoneupto400%ofFPLto$5,950
9. HowdoestheMedicaidexpansionwork?Whoqualifies?:•Individualsupto 133% of FPL (only if state accepts growth)
10. What'sanExchange?Howdotheywork?:•Anexchangeisahealthinsur- ance forum start to facilitate the purchase of
medical insurance
• Theinsurancecompaniesthatareallowedtoparticipatearepredeterminedand controlled - advances transparency and
responsibility, helps enlistment and delivery of endowments
11. What are two together means the ACA supports to help population afford security obtained through the Exchanges?
By virtue of what do people hold right to these?:•Peoplebetween144%and400%ofFPLgetpremiumtaxcreditstoshop
accompanying
• Individualsupto 250%of FPLget cost-sharingsubsidies
• Skillful through income fitness
12. Roughlywhatisthelimitonoutofpocketcostsforthosequalifyingfor premiums in the exchange?:• $5,950 for all until 400%
of FPL
13. WhatisKingv.Burwellabout?Whatimpactwilltherulinghave?:•Kingv.
Burwellchallengesthesubsidiesinthefederalexchangesincethelanguageofthe ACA only talked to premium subsidies
introduce exchanges
• Couldalsoundermineinsurancemandatesinfederal-exchange states
• 13.4millionpeoplecould losesubsidiesand byaproduct, security
14. By what method does the ACA encourage employers to offer inexpensive security to
theiremployees?:•Employershavetopayapenaltyiftheydon'tofferitoritisnot inexpensive
15. What is the obligation of employers accompanying minor than 50 members to
provideinsurance(andforthosewith100ormorethisyear,50ormorenext old age)?: • >50 employees: no authority
•+50employees:offercoverageto70%(95%in2016)offull-timeemployeesand contingent kids
• for50+,needtoprovideaffordableinsuranceorpaypenalty
16. HowdoestheACAhelpsmallemployers?:•Employerswith25orfewer employees mount to 35% endowments if they pay
50% of total premium
17. Whataretheemployerrulesaroundpart-timeorseasonalemployeesand security?: • No obligation to determine security
18. Howdoestheemployermandatework?Prosecution?Punishments?What triggers a punishment?:• Punishments are
provoked if they have at least individual entire-opportunity employee utilizing premium tax credits to buy protection
through an exchange
19. Whatisagrandfatheredplan?:•Employerandindividualplansinexistence earlier of ACA
20. What'stheACA'sruleonyoungpeople?:•Canstayonparents'insurance plan just before age 26
21. HowdoestheACArestricthowinsurancecompanieschoosewhothey cover?:• Ban on disagreeing protection to teenagers
with pre-existent environments
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