CA PSI SITE LIFE ACCIDENT AND HEALTH OR SICKNESS
EXAM (LIFE AGENT) Newest 2025 Actual Exam Complete
Questions And Well Defined Answers(Verified
Answers)|Already Graded A+
In noncontributory plans, which percentage of eligible members must
participate? - CORRECT ANSWER-1
How are issues of ambiguity usually resolved because insurance contracts are
contracts of adhesion? - CORRECT ANSWER-In favor of the insured because the
insurance company drafts the language in the contract.
Why is the accidental death benefit referred to as double indemnity? - CORRECT
ANSWER-It provides twice the face value in the policy for death due to accident.
which types of rider reimburses health and social service expenses incurred in a
convalescent or nursing home facility - CORRECT ANSWER-long term care rider
Which of the following is TRUE of a point of service plan - CORRECT ANSWER-A
patient's care is coordinated by an in-network primary care physician.
, In a Level term life policy, which always remains constant ? - CORRECT ANSWER-
death benefit
which part of an insurance contract contains the promise to pay losses covered by
the policy in exchange for the insureds premium and compliance with policy
terms ? - CORRECT ANSWER-insuring clause
In a home healthcare benefit, all of the following are eligible expenses EXCEPT -
CORRECT ANSWER-blood transfusions
All life insurance and health insurance contracts contain all of the following
EXCEPT - CORRECT ANSWER-representations
all of the following are requirements to qualify for social security disability
benefits except when - CORRECT ANSWER-unable to work in occupation in which
the worker was trained or educated.
what is the order in which beneficiaries receive proceeds from a life insurance
policy ? - CORRECT ANSWER-succession of beneficiaries
If a company provides group disability insurance to its employees, which of the
following may be tax-deductible? - CORRECT ANSWER-the premiums paid by the
company as a business expense
EXAM (LIFE AGENT) Newest 2025 Actual Exam Complete
Questions And Well Defined Answers(Verified
Answers)|Already Graded A+
In noncontributory plans, which percentage of eligible members must
participate? - CORRECT ANSWER-1
How are issues of ambiguity usually resolved because insurance contracts are
contracts of adhesion? - CORRECT ANSWER-In favor of the insured because the
insurance company drafts the language in the contract.
Why is the accidental death benefit referred to as double indemnity? - CORRECT
ANSWER-It provides twice the face value in the policy for death due to accident.
which types of rider reimburses health and social service expenses incurred in a
convalescent or nursing home facility - CORRECT ANSWER-long term care rider
Which of the following is TRUE of a point of service plan - CORRECT ANSWER-A
patient's care is coordinated by an in-network primary care physician.
, In a Level term life policy, which always remains constant ? - CORRECT ANSWER-
death benefit
which part of an insurance contract contains the promise to pay losses covered by
the policy in exchange for the insureds premium and compliance with policy
terms ? - CORRECT ANSWER-insuring clause
In a home healthcare benefit, all of the following are eligible expenses EXCEPT -
CORRECT ANSWER-blood transfusions
All life insurance and health insurance contracts contain all of the following
EXCEPT - CORRECT ANSWER-representations
all of the following are requirements to qualify for social security disability
benefits except when - CORRECT ANSWER-unable to work in occupation in which
the worker was trained or educated.
what is the order in which beneficiaries receive proceeds from a life insurance
policy ? - CORRECT ANSWER-succession of beneficiaries
If a company provides group disability insurance to its employees, which of the
following may be tax-deductible? - CORRECT ANSWER-the premiums paid by the
company as a business expense
