CISR LIFE HEALTH PRACTICE EXAM 2
Questions With 100% Accurate
Solutions
A deductible is a benefit payment provision of a health insurance plan. Usually, a
deductible has how long to accumulate? - ANSWER-12 months
Medicare Part D may have a coverage gap for people with high drug costs. This gap is
often referred to as which of the following? - ANSWER-The "donut hole"
Medicare Supplements are available in 10 standard plans, each named with a different
letter. Private insurance companies offer these plans. What is the difference between a
Medicare Supplement Part G being offered by three different companies? - ANSWER-
Premium
A key provision of the Affordable Care Act (ACA) is "Minimum Essential Coverage,"
which requires that ACA-compliant health plans offer a plan that has "minimum value"
and "affordability." Another key provision is which of the following? - ANSWER-Essential
Health Benefits
Ashley is turning 65 in June of the current year. How long is her initial Medicare
enrollment period? - ANSWER-7 months : 3 months prior to her birth month, her birth
month, 3 months after her birth month
Which of the following is NOT an "Eligible Opt-out" for the participation underwriting
requirement for a group health insurance program? - ANSWER-A voluntary group
accident plan
Questions With 100% Accurate
Solutions
A deductible is a benefit payment provision of a health insurance plan. Usually, a
deductible has how long to accumulate? - ANSWER-12 months
Medicare Part D may have a coverage gap for people with high drug costs. This gap is
often referred to as which of the following? - ANSWER-The "donut hole"
Medicare Supplements are available in 10 standard plans, each named with a different
letter. Private insurance companies offer these plans. What is the difference between a
Medicare Supplement Part G being offered by three different companies? - ANSWER-
Premium
A key provision of the Affordable Care Act (ACA) is "Minimum Essential Coverage,"
which requires that ACA-compliant health plans offer a plan that has "minimum value"
and "affordability." Another key provision is which of the following? - ANSWER-Essential
Health Benefits
Ashley is turning 65 in June of the current year. How long is her initial Medicare
enrollment period? - ANSWER-7 months : 3 months prior to her birth month, her birth
month, 3 months after her birth month
Which of the following is NOT an "Eligible Opt-out" for the participation underwriting
requirement for a group health insurance program? - ANSWER-A voluntary group
accident plan
