ALU 101 book questions (Basic Life
Insurance Underwriting) Actual Exam
Questions & Correct Answers / 2025.
_____________Quiz____________?
Without a properly signed application, a life insurance contract can be considered to be which
of the following?
A. invalid
B. inadmissible as evidence
C. Material representation
Answer Options: 1. A only is correct
2. A and B are correct
3. B and C are correct
4. A, B and C are correct -
Answer✓✓
2
_____________Quiz____________?
A procedure that uses high frequency sound waves to image soft tissue:
1. X-ray
2. fluoroscopy
3. Ultrasonography (US)
4. computed tomography (CT) -
1
, Answer✓✓
3
_____________Quiz____________?
Procedures used to identify coronary artery disease include all of the follow Except:
1. electron beam computed tomography (EBCT)
2. myocardial perfusion scan
3. positron emission tomography (PET)
4. magnetic resonance angiography (MRA) -
Answer✓✓
3
_____________Quiz____________?
Test used to assist in identifying lung cancer include which of the following:
A. Chest x-ray
B. Computed tomography (CT) scan
C. bronchoscopy
Answer options: 1. B only is correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct -
Answer✓✓
2
,4
_____________Quiz____________?
Describe the test used to diagnose brain and nervous system disorders. -
Answer✓✓
CT, MRI, PET, Cistronagraphy
_____________Quiz____________?
Describe the difference between invasive an non-invasive testing techniques. -
Answer✓✓
Invasive punctures the skin, cuts deep
_____________Quiz____________?
Which of the following are recorded during a sleep study?
A. body position
B. oxygen saturation
C. electroencephalogram
Answer Options: 1. A and B only are correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct -
Answer✓✓
4
3
, _____________Quiz____________?
Obstructive sleep apnea is diagnosed by:
1. Plumonary angiography
2. pulmonary function test (PFTs)
3. polysomnography
4. bronchoscopy -
Answer✓✓
3
_____________Quiz____________?
List the endoscopic exams used to diagnose and treat abdominal pathology. -
Answer✓✓
Colonoscopy and Endoscopy
_____________Quiz____________?
List the common medical conditions often diagnosed by pelvic or transvaginal ultrasound. -
Answer✓✓
pregnancy, cervical or uteral cancer
_____________Quiz____________?
What are the most common measurements of pulmonary function (PFTs) seen in underwriting?
-
4
Insurance Underwriting) Actual Exam
Questions & Correct Answers / 2025.
_____________Quiz____________?
Without a properly signed application, a life insurance contract can be considered to be which
of the following?
A. invalid
B. inadmissible as evidence
C. Material representation
Answer Options: 1. A only is correct
2. A and B are correct
3. B and C are correct
4. A, B and C are correct -
Answer✓✓
2
_____________Quiz____________?
A procedure that uses high frequency sound waves to image soft tissue:
1. X-ray
2. fluoroscopy
3. Ultrasonography (US)
4. computed tomography (CT) -
1
, Answer✓✓
3
_____________Quiz____________?
Procedures used to identify coronary artery disease include all of the follow Except:
1. electron beam computed tomography (EBCT)
2. myocardial perfusion scan
3. positron emission tomography (PET)
4. magnetic resonance angiography (MRA) -
Answer✓✓
3
_____________Quiz____________?
Test used to assist in identifying lung cancer include which of the following:
A. Chest x-ray
B. Computed tomography (CT) scan
C. bronchoscopy
Answer options: 1. B only is correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct -
Answer✓✓
2
,4
_____________Quiz____________?
Describe the test used to diagnose brain and nervous system disorders. -
Answer✓✓
CT, MRI, PET, Cistronagraphy
_____________Quiz____________?
Describe the difference between invasive an non-invasive testing techniques. -
Answer✓✓
Invasive punctures the skin, cuts deep
_____________Quiz____________?
Which of the following are recorded during a sleep study?
A. body position
B. oxygen saturation
C. electroencephalogram
Answer Options: 1. A and B only are correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct -
Answer✓✓
4
3
, _____________Quiz____________?
Obstructive sleep apnea is diagnosed by:
1. Plumonary angiography
2. pulmonary function test (PFTs)
3. polysomnography
4. bronchoscopy -
Answer✓✓
3
_____________Quiz____________?
List the endoscopic exams used to diagnose and treat abdominal pathology. -
Answer✓✓
Colonoscopy and Endoscopy
_____________Quiz____________?
List the common medical conditions often diagnosed by pelvic or transvaginal ultrasound. -
Answer✓✓
pregnancy, cervical or uteral cancer
_____________Quiz____________?
What are the most common measurements of pulmonary function (PFTs) seen in underwriting?
-
4
