TEXES AAFCS COMPOSITE STUDY GUIDE 2025/2026
QUESTIONS AND ANSWERS RATED A+
✔✔They tend to charge high interest rates. - ✔✔What is one disadvantage of dealing
with consumer finance companies?
✔✔Restaurants - ✔✔What type of business is the most common employer of high-
school students?
✔✔Prime Rate - ✔✔Borrowers with a poor credit rating will not be eligible for a bank's
✔✔Children in daycare are better at articulating their desires. - ✔✔Which of the
following statements about daycare is true?
✔✔Right to affordability - ✔✔Which of the following was NOT one of the consumer
rights asserted by Presidents Kennedy and Nixon during the 1960s?
✔✔25% - ✔✔According to personal finance experts, what is the maximum percentage
of income a family should spend on housing?
✔✔DVD - ✔✔Which of the following represents a discretionary expense?
✔✔1 month - ✔✔What is the typical interval for a personal budget?
✔✔Multiple $25000 x 4.5% - ✔✔Denise has a credit card with an APR of 4.5%. If she
has an average balance of $2500 throughout the year, how much interest will accrue?
✔✔Visit less than 3 daycare providers before selecting 1 - ✔✔It is NOT a good idea to
✔✔Debenture bond - ✔✔Which type of corporate bond is secured only by the assets
and earnings of the corporation?
✔✔It can give a person healthy hair and skin. - ✔✔What is the major benefit of vitamin
A?
✔✔Vegetables - ✔✔Which food group has a recommended daily intake of two and half
cups?
✔✔The product contains preservatives - ✔✔The daily values listed on food packaging
assume that
✔✔Folic Acid - ✔✔In order to reduce the risk of spinal bifida in infants, food
manufactures have begun adding
, ✔✔Rapid weight Loss - ✔✔Which of the following events decreases metabolism?
✔✔Fruits, vegetables, grains, dairy products, and eggs - ✔✔An ovo-lacto-vegetarian is
a person who eats
✔✔100 milligrams - ✔✔Sodium and chloride are major minerals; every day a person
should consume ___ of each.
✔✔Vitamin C - ✔✔Which of the following vitamins is water-soluble?
✔✔Strained liver and kidneys - ✔✔What is one problem associated with the over-
consumption of protein?
✔✔Palm Oil - ✔✔Which kind of oil is NOT an unsaturated fat?
✔✔Calorie - ✔✔The amount of energy required to raise the temperature of one gram of
water by one degree Celsius is a(n)
✔✔Moderately obese - ✔✔A person who is 41 to 100% heavier than his or her ideal
weight is
✔✔Bulimia can lead to tooth decay
Anorexics tend to have a distorted self-image
Bulimia does not always include purging. - ✔✔Which of the following statements is
true?
✔✔Iron - ✔✔Which nutrient is not present in high levels in dairy products?
✔✔Vitamin D - ✔✔Which of the following vitamins is known to improve the body's ability
to use phosphorus and calcium?
✔✔Stained clothing should be cleaned within 24 hours. - ✔✔Which of the following
statements about stain removal is true?
✔✔Quilting - ✔✔Which fabrication method, typical of outerwear, involves stitching a
linear fabric in between two outer fabrics?
✔✔Worsted - ✔✔What is the name for wool that has been spun into a fine yarn from
parallel threads?
✔✔Pilling - ✔✔Fuzzy fibers that ball up and adhere to the outside of a garment are said
to be
QUESTIONS AND ANSWERS RATED A+
✔✔They tend to charge high interest rates. - ✔✔What is one disadvantage of dealing
with consumer finance companies?
✔✔Restaurants - ✔✔What type of business is the most common employer of high-
school students?
✔✔Prime Rate - ✔✔Borrowers with a poor credit rating will not be eligible for a bank's
✔✔Children in daycare are better at articulating their desires. - ✔✔Which of the
following statements about daycare is true?
✔✔Right to affordability - ✔✔Which of the following was NOT one of the consumer
rights asserted by Presidents Kennedy and Nixon during the 1960s?
✔✔25% - ✔✔According to personal finance experts, what is the maximum percentage
of income a family should spend on housing?
✔✔DVD - ✔✔Which of the following represents a discretionary expense?
✔✔1 month - ✔✔What is the typical interval for a personal budget?
✔✔Multiple $25000 x 4.5% - ✔✔Denise has a credit card with an APR of 4.5%. If she
has an average balance of $2500 throughout the year, how much interest will accrue?
✔✔Visit less than 3 daycare providers before selecting 1 - ✔✔It is NOT a good idea to
✔✔Debenture bond - ✔✔Which type of corporate bond is secured only by the assets
and earnings of the corporation?
✔✔It can give a person healthy hair and skin. - ✔✔What is the major benefit of vitamin
A?
✔✔Vegetables - ✔✔Which food group has a recommended daily intake of two and half
cups?
✔✔The product contains preservatives - ✔✔The daily values listed on food packaging
assume that
✔✔Folic Acid - ✔✔In order to reduce the risk of spinal bifida in infants, food
manufactures have begun adding
, ✔✔Rapid weight Loss - ✔✔Which of the following events decreases metabolism?
✔✔Fruits, vegetables, grains, dairy products, and eggs - ✔✔An ovo-lacto-vegetarian is
a person who eats
✔✔100 milligrams - ✔✔Sodium and chloride are major minerals; every day a person
should consume ___ of each.
✔✔Vitamin C - ✔✔Which of the following vitamins is water-soluble?
✔✔Strained liver and kidneys - ✔✔What is one problem associated with the over-
consumption of protein?
✔✔Palm Oil - ✔✔Which kind of oil is NOT an unsaturated fat?
✔✔Calorie - ✔✔The amount of energy required to raise the temperature of one gram of
water by one degree Celsius is a(n)
✔✔Moderately obese - ✔✔A person who is 41 to 100% heavier than his or her ideal
weight is
✔✔Bulimia can lead to tooth decay
Anorexics tend to have a distorted self-image
Bulimia does not always include purging. - ✔✔Which of the following statements is
true?
✔✔Iron - ✔✔Which nutrient is not present in high levels in dairy products?
✔✔Vitamin D - ✔✔Which of the following vitamins is known to improve the body's ability
to use phosphorus and calcium?
✔✔Stained clothing should be cleaned within 24 hours. - ✔✔Which of the following
statements about stain removal is true?
✔✔Quilting - ✔✔Which fabrication method, typical of outerwear, involves stitching a
linear fabric in between two outer fabrics?
✔✔Worsted - ✔✔What is the name for wool that has been spun into a fine yarn from
parallel threads?
✔✔Pilling - ✔✔Fuzzy fibers that ball up and adhere to the outside of a garment are said
to be
