AHIP EXAM FLASHCARDS EXAM WITH
CORRECT QUESTIONS AND ANSWERS
2025
Ms. Moore plans to retire when she turns 65 in a few months. She is in
excellent health and will have considerable income when she retires. She is
concerned that her income will make it impossible for her to qualify for
Medicare. What could you tell her? - CORRECT-ANSWERSMedicare is a
program for people age 65 or older & those age under 65 with certain
disabilities; ESRD, & ALS so she will be eligible for Medicare.
Mrs. Chen will be 65 soon, has been a citizen for 12 years, has been
employed full-time, & paid taxes during the entire period. She is concerned
that she will not qualify for coverage under Part A because she was not born
in the U.S. what should you tell her? - CORRECT-ANSWERSMost people who
are citizens & age 65 and older are covered under Part A by virtue of having
paid Medicare taxes while working, though some may be covered as a result
of paying monthly premiums.
Mr. Patel is in good health and is preparing a budget in anticipation of his
retirement when he turns 66. He wants to understand the healthcare costs
he might be exposed under Medicare if he were to require hospitalization as
a result of an illness. What could you tell him about his costs for inpatient
hospital services under OG Medicare? - CORRECT-ANSWERSUnder OG
Medicare, there is a single deductible amount due for the first 60 days of any
inpatient hospital stay, after which it converts into a per-day coinsurance
amount through day 90. After day 90, he would pay a daily amount up to 60
days over his lifetime, after which he would be responsible for all costs.
Mrs. Park is an elderly retiree and has a low fixed income. Would could you
tell Mrs. Park that may help her? - CORRECT-ANSWERSShe could contact her
, state Medicaid to see if she qualifies for one of several programs that can
help with Medicare costs for which she is responsible.
Mr. Schmidt would like to plan for retirement and has asked you what is
covered under OG Medicare? What would you tell him? - CORRECT-
ANSWERSPart A covers hospital, SNF, hospice, & home health services & Part
B, which covers professional services such as those provided by a doctor are
covered under OG Medicare
Mrs. West wears glasses and dentures and has enjoyed considerable pain
relief from arthritis through massage therapy. She is concerned whether or
not Medicare will cover these items. What should you tell her? - CORRECT-
ANSWERSMedicare does not cover massage therapy or in general glasses or
dentures
Mr. A receives some help paying for his 2 generic prescr. drugs from his
employer's retiree coverage, but he wants to compare it to Part D PDP. He
asks you what costs he would generally encounter when enrolling into a
standard Medicare Pt D drug plan? what should you tell him? - CORRECT-
ANSWERSHe would generally pay a monthly premium, annual ded., & prescr.
cost-sharing.
Mrs. P is 66 years old, has coverage under an employer plan, & will retire
next year. She heard she must enroll in Pt B at the beginning of the year to
ensure no gap in coverage. What can you tell her? - CORRECT-ANSWERSShe
may enroll at anytime while she is covered under her employer plan, but she
will have an 8 month enrollment period after the last month her employer
plan that differs from the standard GEP, during which she may enroll in Med
Pt B
Mrs. G is enrolled in a OG med & has a Medigap policy as well, but it provides
no drug coverage. She would like to keep the coverage she has but keep the
coverage that she has but replace her existing Medigap with one that
provides drug coverage. What would you tell her? - CORRECT-ANSWERSMrs.
G can not purchase a Medigap plan that covers drugs, she she could keep
her medigap policy & enroll in a Pt D PDP
CORRECT QUESTIONS AND ANSWERS
2025
Ms. Moore plans to retire when she turns 65 in a few months. She is in
excellent health and will have considerable income when she retires. She is
concerned that her income will make it impossible for her to qualify for
Medicare. What could you tell her? - CORRECT-ANSWERSMedicare is a
program for people age 65 or older & those age under 65 with certain
disabilities; ESRD, & ALS so she will be eligible for Medicare.
Mrs. Chen will be 65 soon, has been a citizen for 12 years, has been
employed full-time, & paid taxes during the entire period. She is concerned
that she will not qualify for coverage under Part A because she was not born
in the U.S. what should you tell her? - CORRECT-ANSWERSMost people who
are citizens & age 65 and older are covered under Part A by virtue of having
paid Medicare taxes while working, though some may be covered as a result
of paying monthly premiums.
Mr. Patel is in good health and is preparing a budget in anticipation of his
retirement when he turns 66. He wants to understand the healthcare costs
he might be exposed under Medicare if he were to require hospitalization as
a result of an illness. What could you tell him about his costs for inpatient
hospital services under OG Medicare? - CORRECT-ANSWERSUnder OG
Medicare, there is a single deductible amount due for the first 60 days of any
inpatient hospital stay, after which it converts into a per-day coinsurance
amount through day 90. After day 90, he would pay a daily amount up to 60
days over his lifetime, after which he would be responsible for all costs.
Mrs. Park is an elderly retiree and has a low fixed income. Would could you
tell Mrs. Park that may help her? - CORRECT-ANSWERSShe could contact her
, state Medicaid to see if she qualifies for one of several programs that can
help with Medicare costs for which she is responsible.
Mr. Schmidt would like to plan for retirement and has asked you what is
covered under OG Medicare? What would you tell him? - CORRECT-
ANSWERSPart A covers hospital, SNF, hospice, & home health services & Part
B, which covers professional services such as those provided by a doctor are
covered under OG Medicare
Mrs. West wears glasses and dentures and has enjoyed considerable pain
relief from arthritis through massage therapy. She is concerned whether or
not Medicare will cover these items. What should you tell her? - CORRECT-
ANSWERSMedicare does not cover massage therapy or in general glasses or
dentures
Mr. A receives some help paying for his 2 generic prescr. drugs from his
employer's retiree coverage, but he wants to compare it to Part D PDP. He
asks you what costs he would generally encounter when enrolling into a
standard Medicare Pt D drug plan? what should you tell him? - CORRECT-
ANSWERSHe would generally pay a monthly premium, annual ded., & prescr.
cost-sharing.
Mrs. P is 66 years old, has coverage under an employer plan, & will retire
next year. She heard she must enroll in Pt B at the beginning of the year to
ensure no gap in coverage. What can you tell her? - CORRECT-ANSWERSShe
may enroll at anytime while she is covered under her employer plan, but she
will have an 8 month enrollment period after the last month her employer
plan that differs from the standard GEP, during which she may enroll in Med
Pt B
Mrs. G is enrolled in a OG med & has a Medigap policy as well, but it provides
no drug coverage. She would like to keep the coverage she has but keep the
coverage that she has but replace her existing Medigap with one that
provides drug coverage. What would you tell her? - CORRECT-ANSWERSMrs.
G can not purchase a Medigap plan that covers drugs, she she could keep
her medigap policy & enroll in a Pt D PDP
