AHIP 2024 FINAL EXAM,EXAM WITH
CORRECT QUESTIONS AND
ANSWERS 2025
1st. Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income.
What could you tell Mrs. Park that might be of assistance? - CORRECT-
ANSWERSShe should contact her state Medicaid agency to see
if she qualifies forprograms that can help with Medicare costs
for which she is responsible.
2nd. Madeline Martinez was widowed several years ago. Her husband
worked for many years and contributed into the Medicare system. He
also left a substantial estate which provides Madeline with an annual
income of approximately $130,000. Madeline, who has only worked
part-time for the last three years, will soon turn age 65 and hopes to
enroll in Original Medicare. She comes to you for advice. What should
you tell her? - CORRECT-ANSWERSYou should tell Madeline that
she will be able to enroll in Medicare Part A without paying
monthly premiums due to her husband's long work record and
participation in the Medicare system. You should also tell
Madeline that she will pay Part B premiums at more than the
standard lowest rate but less than the highest rate due her
substantial income.
,3rd. Mr. Bauer is 49 years old, but eighteen months ago he was
declared disabled by the Social Security Administration and has been
receiving disability payments. He is wondering whether he can obtain
coverage under Medicare. What should you tell him - CORRECT-
ANSWERSAfter receiving such disability payments for 24
months, he will be automatically enrolled in Medicare,
regardless of age.
4th. Mr. Schmidt would like to plan for retirement and has asked you
what is covered under Original Fee-for-Service (FFS) Medicare? What
could you tell him? - CORRECT-ANSWERSPart A, which covers
hospital, skilled nursing facility, hospice and home health
services and Part B, which covers professional services such as
those provided by a doctor are covered under Original
Medicare.
5th. Mrs. Peňa is 66 years old, has coverage under an employer plan,
and will retire next year. She heard she must enroll in Part B at the
beginning of the year to ensure no gap in coverage. What can you tell
her? - CORRECT-ANSWERSShe may enroll at any time while she
is covered under her employer plan, but she will have a special
eight month enrollment period that differs from the standard
general enrollment period, during which she may enroll in
Medicare Part B.
, 6th. Agent John Miller is meeting with Jerry Smith, a new prospect.
Jerry is currently enrolled in Medicare Parts A and B. Jerry has also
purchased a Medicare Supplement (Medigap) plan which he has had
for several years. However, the plan does not provide drug benefits.
How would you advise Agent John Miller to proceed? - CORRECT-
ANSWERSTell prospect Jerry Smith that he should consider
adding a standalone Part D prescription drug coverage policy
to his present coverage.
7th. Mr. Diaz continued working with his company and was insured
under his employer's group plan until he reached age 68. He has heard
that there is a premium penalty for those who did not sign up for Part B
when first eligible and wants to know how much he will have to pay.
What should you tell him? - CORRECT-ANSWERSThe penalty will
be a permanent 10% increase in his Part B premium for every
12-month period that passed during which he could have
enrolled and did not.
8th. Ms. Moore plans to retire when she turns 65 in a few months. She
is in excellent health and will have considerable income when she
retires. She is concerned that her income will make it impossible for
her to qualify for Medicare. What could you tell her to address her
concern? - CORRECT-ANSWERSMedicare is a program for people
age 65 or older and those under age 65 with certain
CORRECT QUESTIONS AND
ANSWERS 2025
1st. Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income.
What could you tell Mrs. Park that might be of assistance? - CORRECT-
ANSWERSShe should contact her state Medicaid agency to see
if she qualifies forprograms that can help with Medicare costs
for which she is responsible.
2nd. Madeline Martinez was widowed several years ago. Her husband
worked for many years and contributed into the Medicare system. He
also left a substantial estate which provides Madeline with an annual
income of approximately $130,000. Madeline, who has only worked
part-time for the last three years, will soon turn age 65 and hopes to
enroll in Original Medicare. She comes to you for advice. What should
you tell her? - CORRECT-ANSWERSYou should tell Madeline that
she will be able to enroll in Medicare Part A without paying
monthly premiums due to her husband's long work record and
participation in the Medicare system. You should also tell
Madeline that she will pay Part B premiums at more than the
standard lowest rate but less than the highest rate due her
substantial income.
,3rd. Mr. Bauer is 49 years old, but eighteen months ago he was
declared disabled by the Social Security Administration and has been
receiving disability payments. He is wondering whether he can obtain
coverage under Medicare. What should you tell him - CORRECT-
ANSWERSAfter receiving such disability payments for 24
months, he will be automatically enrolled in Medicare,
regardless of age.
4th. Mr. Schmidt would like to plan for retirement and has asked you
what is covered under Original Fee-for-Service (FFS) Medicare? What
could you tell him? - CORRECT-ANSWERSPart A, which covers
hospital, skilled nursing facility, hospice and home health
services and Part B, which covers professional services such as
those provided by a doctor are covered under Original
Medicare.
5th. Mrs. Peňa is 66 years old, has coverage under an employer plan,
and will retire next year. She heard she must enroll in Part B at the
beginning of the year to ensure no gap in coverage. What can you tell
her? - CORRECT-ANSWERSShe may enroll at any time while she
is covered under her employer plan, but she will have a special
eight month enrollment period that differs from the standard
general enrollment period, during which she may enroll in
Medicare Part B.
, 6th. Agent John Miller is meeting with Jerry Smith, a new prospect.
Jerry is currently enrolled in Medicare Parts A and B. Jerry has also
purchased a Medicare Supplement (Medigap) plan which he has had
for several years. However, the plan does not provide drug benefits.
How would you advise Agent John Miller to proceed? - CORRECT-
ANSWERSTell prospect Jerry Smith that he should consider
adding a standalone Part D prescription drug coverage policy
to his present coverage.
7th. Mr. Diaz continued working with his company and was insured
under his employer's group plan until he reached age 68. He has heard
that there is a premium penalty for those who did not sign up for Part B
when first eligible and wants to know how much he will have to pay.
What should you tell him? - CORRECT-ANSWERSThe penalty will
be a permanent 10% increase in his Part B premium for every
12-month period that passed during which he could have
enrolled and did not.
8th. Ms. Moore plans to retire when she turns 65 in a few months. She
is in excellent health and will have considerable income when she
retires. She is concerned that her income will make it impossible for
her to qualify for Medicare. What could you tell her to address her
concern? - CORRECT-ANSWERSMedicare is a program for people
age 65 or older and those under age 65 with certain
