7/9/25, 6:23 PM WGU C961 - TERMS
WGU C961 ACTUAL EXAM NEWEST ACTUAL EXAM COMPLETE
QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) | LATEST VERSION 2025-2026
Also known as the Financial The Gramm-Leach-Bliley Act (GLBA) (Public Law 106-102)
Services Modernization Act of
1999, was a bank
deregulation law that
repealed a
Depression-era law
known as Glass-
Steagall. Contains the
Financial Privacy Rule
(consumer right to opt
out/in),
Safeguards Rule and
Pretexting Rule.
An amendment to the Fair Fair and Accurate Credit Transactions Act
Credit Reporting Act. It
allows consumers to request
and
obtain a free credit report
once each year from each of
the three primary consumer
credit reporting companies
(Equifax, Experian, and
TransUnion)
Designed to improve the Health Insurance Portability and Accountability Act (HIPAA)
portability and continuity
of health insurance
coverage; to reduce fraud,
waste, and abuse in health
insurance and healthcare
1/52
,7/9/25, 6:23 PM WGU C961 - TERMS
delivery; and to simplify
the administration of
health
insurance.
A federal law that assigns Family Educational Rights and Privacy Act (FERPA)
certain rights to parents
regarding their children's
educational records.
Requires any website that Children's Online Privacy Protection Act (COPPA)
caters to children must offer
comprehensive privacy
policies, notify parents or
guardians about its data
collection practices, and
receive parental consent
before collecting any
personal information from
children under 13 years of
age.
Also known as the Wiretap Title III of the Omnibus Crime Control and Safe Streets Act
Act, regulates the
interception of wire
(telephone) and oral
communications
Describes procedures for Foreign Intelligence Surveillance Act (FISA)
the electronic
surveillance and
collection of foreign
intelligence information in
communications between
foreign powers and the
agents of foreign powers.
Identifies various U.S. Executive Order 12333
governmental
intelligence-gathering
agencies and
defines what information can
2/52
,7/9/25, 6:23 PM WGU C961 - TERMS
be collected, retained, and
disseminated by these
agencies.
Deals with three main issues: Electronic Communications Privacy Act (ECPA)
the protection of
communications while in
transfer from
sender to receiver; the
protection of
communications held in
electronic storage; and the
prohibition of devices from
recording dialing, routing,
addressing, and signaling
information without a
search
warrant.
3/52
, 7/9/25, 6:23 PM WGU C961 - TERMS
Required the Communications Assistance for Law Enforcement Act (CALEA)
telecommunications
industry to build tools into
its products that federal
investigators could use—
after obtaining a court
order—to eavesdrop on
conversations and intercept
electronic communications.
Gave sweeping new powers USA PATRIOT Act (Uniting and Strengthening America
to both domestic law by Providing Appropriate Tools Required to Intercept
enforcement and U.S. and Obstruct Terrorism)
international intelligence
agencies,
including increasing the ability
of law
enforcement agencies to
search telephone, email,
medical, financial, and other
records.
It also eased restrictions on
foreign
intelligence gathering in the
United States.
Terminated the bulk collection USA Freedom Act
of
telephone metadata by the
NSA. Instead,
telecommunications
providers are now required
to hold the data and respond
to NSA queries on the
data.
Text files that can be Cookies
downloaded to the
hard drives of users who visit
a website, so that the
website is able to identify
visitors on subsequent
4/52
WGU C961 ACTUAL EXAM NEWEST ACTUAL EXAM COMPLETE
QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) | LATEST VERSION 2025-2026
Also known as the Financial The Gramm-Leach-Bliley Act (GLBA) (Public Law 106-102)
Services Modernization Act of
1999, was a bank
deregulation law that
repealed a
Depression-era law
known as Glass-
Steagall. Contains the
Financial Privacy Rule
(consumer right to opt
out/in),
Safeguards Rule and
Pretexting Rule.
An amendment to the Fair Fair and Accurate Credit Transactions Act
Credit Reporting Act. It
allows consumers to request
and
obtain a free credit report
once each year from each of
the three primary consumer
credit reporting companies
(Equifax, Experian, and
TransUnion)
Designed to improve the Health Insurance Portability and Accountability Act (HIPAA)
portability and continuity
of health insurance
coverage; to reduce fraud,
waste, and abuse in health
insurance and healthcare
1/52
,7/9/25, 6:23 PM WGU C961 - TERMS
delivery; and to simplify
the administration of
health
insurance.
A federal law that assigns Family Educational Rights and Privacy Act (FERPA)
certain rights to parents
regarding their children's
educational records.
Requires any website that Children's Online Privacy Protection Act (COPPA)
caters to children must offer
comprehensive privacy
policies, notify parents or
guardians about its data
collection practices, and
receive parental consent
before collecting any
personal information from
children under 13 years of
age.
Also known as the Wiretap Title III of the Omnibus Crime Control and Safe Streets Act
Act, regulates the
interception of wire
(telephone) and oral
communications
Describes procedures for Foreign Intelligence Surveillance Act (FISA)
the electronic
surveillance and
collection of foreign
intelligence information in
communications between
foreign powers and the
agents of foreign powers.
Identifies various U.S. Executive Order 12333
governmental
intelligence-gathering
agencies and
defines what information can
2/52
,7/9/25, 6:23 PM WGU C961 - TERMS
be collected, retained, and
disseminated by these
agencies.
Deals with three main issues: Electronic Communications Privacy Act (ECPA)
the protection of
communications while in
transfer from
sender to receiver; the
protection of
communications held in
electronic storage; and the
prohibition of devices from
recording dialing, routing,
addressing, and signaling
information without a
search
warrant.
3/52
, 7/9/25, 6:23 PM WGU C961 - TERMS
Required the Communications Assistance for Law Enforcement Act (CALEA)
telecommunications
industry to build tools into
its products that federal
investigators could use—
after obtaining a court
order—to eavesdrop on
conversations and intercept
electronic communications.
Gave sweeping new powers USA PATRIOT Act (Uniting and Strengthening America
to both domestic law by Providing Appropriate Tools Required to Intercept
enforcement and U.S. and Obstruct Terrorism)
international intelligence
agencies,
including increasing the ability
of law
enforcement agencies to
search telephone, email,
medical, financial, and other
records.
It also eased restrictions on
foreign
intelligence gathering in the
United States.
Terminated the bulk collection USA Freedom Act
of
telephone metadata by the
NSA. Instead,
telecommunications
providers are now required
to hold the data and respond
to NSA queries on the
data.
Text files that can be Cookies
downloaded to the
hard drives of users who visit
a website, so that the
website is able to identify
visitors on subsequent
4/52
