WV Licensing Questions and Correct
Answers/ Latest Update / Already Graded
2
Ans: Number of years a surviving spouse or dependent has to
file claim if death results from Black Lung
3
Ans: Number of days waiting period to apply for disability
benefits
3
Ans: Number of years from last date of exposure that
employee has to file claim for compensation for black lung
(occupational pneumoconiosis)
5
Ans: Number of days removable property is covered
5
Ans: Number of days to file Worker's Comp claim
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5
Ans: Number of years, plus remaining policy term, that
documentation must be kept for company adjusters
5
Ans: Number of years claim documentation must be kept for
public adjusters
6
Ans: Number of months a surviving spouse or dependent has to
file a death benefit claim (other than black lung)
7
Ans: Number of days of vehicle to be inspected after loss
report
10
Ans: Number of days after inspection to send denial letter
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10
Ans: Number of days at end of inspection to send settlement
offer
10
Ans: Number of days to file an appeal after adjuster licensed
denied
10
Ans: Number of days to send settlement check after offer
accepted
10
Ans: Number of days to cancel contract with a public adjuster
15
Ans: Number of days and insurance company has to respond to
pertinent communications
15
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Ans: Number of days to send delay of claim letter
15
Ans: Number of days in which insurer must pay all amounts
agreed upon in settlement
15
Ans: Number of days to acknowledge a claim
15
Ans: Number of days after claim has been reported in which an
investigation must begin
15
Ans: Number of days which self-insured employer or private
carrier has to furnish a "complete written response" to
commissioner
15
Ans: Number of days after the initial 30 days have passed to
send delay of claim letter
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