GEORGIA STATE INSURANCE
LAWS CONTINUED EXAM 2025
QUESTIONS AND ANSWERS
What is the primary purpose of licensing in Georgia's insurance industry? - --
Answer --To protect the general public.
Who is the chief officer of Georgia's Department of Insurance? - --Answer -
-The Insurance Commissioner.
What is the term length for the Insurance Commissioner in Georgia? - --
Answer --4 years.
What powers does the Insurance Commissioner have regarding the Insurance
Code? - --Answer --The Commissioner enforces and executes duties, makes
rules and regulations for administration and enforcement.
How often must domestic insurers in Georgia be examined? - --Answer --At
least once every 5 years.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
,What must every order from the Commissioner include? - --Answer --The
effective date, purpose, grounds for the order, and the provision of law.
How can orders or notices from the Commissioner be served? - --Answer --
By personal delivery, mail, or email with receipt request.
What is required before rules and regulations become effective in Georgia? - --
Answer --They must be on file as public record for at least 10 days.
What can the Commissioner examine to ensure compliance? - --Answer --
The accounts and records of any insurance agent, solicitor, broker, general agent,
adjuster, or insurer representative.
What happens if the Commissioner finds inadequate or incorrect accounts during
an examination? - --Answer --The examined person has 60 days to correct
them, or the Commissioner may employ experts at their expense.
What must every person being examined provide to the Commissioner? - --
Answer --All records, accounts, documents, and files relevant to the
examination.
What is the nature of the report the Commissioner must provide after an
examination? - --Answer --A full written report including facts from
documents and sworn testimony, certified by the Commissioner.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
, How long before filing must the Commissioner provide a copy of the proposed
examination report to the insurer? - --Answer --At least 20 days.
What can the insurer or person examined do regarding the proposed examination
report? - --Answer --Request a hearing in writing.
Who pays for the costs of the examination? - --Answer --The insurer or
person being examined.
What is the purpose of the Department of Insurance in Georgia? - --
Answer --To promote efficiency in operation and service to the public.
What is the consequence if the examinee fails to correct their records? - --
Answer --The Commissioner may employ experts to correct the records at
the examinee's expense.
What must the Commissioner do if they issue an order to multiple recipients? - --
Answer --Serve it by sending it via email with a receipt request.
What is the role of the Insurance Commissioner in relation to unfair practices? - --
Answer --To investigate and determine if any unfair methods of competition
or deceptive acts are occurring.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 3
LAWS CONTINUED EXAM 2025
QUESTIONS AND ANSWERS
What is the primary purpose of licensing in Georgia's insurance industry? - --
Answer --To protect the general public.
Who is the chief officer of Georgia's Department of Insurance? - --Answer -
-The Insurance Commissioner.
What is the term length for the Insurance Commissioner in Georgia? - --
Answer --4 years.
What powers does the Insurance Commissioner have regarding the Insurance
Code? - --Answer --The Commissioner enforces and executes duties, makes
rules and regulations for administration and enforcement.
How often must domestic insurers in Georgia be examined? - --Answer --At
least once every 5 years.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
,What must every order from the Commissioner include? - --Answer --The
effective date, purpose, grounds for the order, and the provision of law.
How can orders or notices from the Commissioner be served? - --Answer --
By personal delivery, mail, or email with receipt request.
What is required before rules and regulations become effective in Georgia? - --
Answer --They must be on file as public record for at least 10 days.
What can the Commissioner examine to ensure compliance? - --Answer --
The accounts and records of any insurance agent, solicitor, broker, general agent,
adjuster, or insurer representative.
What happens if the Commissioner finds inadequate or incorrect accounts during
an examination? - --Answer --The examined person has 60 days to correct
them, or the Commissioner may employ experts at their expense.
What must every person being examined provide to the Commissioner? - --
Answer --All records, accounts, documents, and files relevant to the
examination.
What is the nature of the report the Commissioner must provide after an
examination? - --Answer --A full written report including facts from
documents and sworn testimony, certified by the Commissioner.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
, How long before filing must the Commissioner provide a copy of the proposed
examination report to the insurer? - --Answer --At least 20 days.
What can the insurer or person examined do regarding the proposed examination
report? - --Answer --Request a hearing in writing.
Who pays for the costs of the examination? - --Answer --The insurer or
person being examined.
What is the purpose of the Department of Insurance in Georgia? - --
Answer --To promote efficiency in operation and service to the public.
What is the consequence if the examinee fails to correct their records? - --
Answer --The Commissioner may employ experts to correct the records at
the examinee's expense.
What must the Commissioner do if they issue an order to multiple recipients? - --
Answer --Serve it by sending it via email with a receipt request.
What is the role of the Insurance Commissioner in relation to unfair practices? - --
Answer --To investigate and determine if any unfair methods of competition
or deceptive acts are occurring.
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 3
