Georgia Laws and Rules Exam 2025
Questions and Answers
Life insurance replacement regulation protects the interests of - --Answer --
The policy owner
After initially issued, a temporary license is valid for - --Answer --6 months
An agent must have _____ hours of ethics per continuing education reporting
period. - --Answer --3
With whom may an agent legally share commissions? - --Answer --another
agent who is licensed in the same line of insurance
An insurance agent is guilty of _____ if the agent misrepresents a policy to include
a policy owner to surrender and existing policy. - --Answer --Twisting
An insurance agent is in violation of the Rules Governing Advertisement of Life
Insurance and aAnnuities if the agent takes which of the following actions during a
sales presentation? - --Answer --Refers to guaranteed policy dividends
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, Which of the following items are regulated by the Rules Governing Advertisement
of Life Insurance and Annuities? - --Answer --Prepared sales presentations
used by insurance agents
The commissioner must give ___ days notice prior to holding a hearing regarding
an agent's unfair or deceptive practice. - --Answer --10
S takes out an accident and sickness insurance policy which contains a provision
that states that the agent does not have the authority to change the policy or waive
any of its provisions. Which health policy provision is this? - --Answer --
Entire Contract
J is an agent who recently told a claimant that his rights might be impaired if he
does not complete a release form within a specified time. What could this agent be
found guilty of? - --Answer --coercion
A foreign insurance company doing business in Georgia - --Answer --is a
company that was formed under the laws of another state
The ____ must provide an insured with the property disclosure concerning the
replacement of an insurance policy. - --Answer --Agent
In Georgia, which of the following is considered an Unfair Trade Practices? - --
Answer --Coercion
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
Questions and Answers
Life insurance replacement regulation protects the interests of - --Answer --
The policy owner
After initially issued, a temporary license is valid for - --Answer --6 months
An agent must have _____ hours of ethics per continuing education reporting
period. - --Answer --3
With whom may an agent legally share commissions? - --Answer --another
agent who is licensed in the same line of insurance
An insurance agent is guilty of _____ if the agent misrepresents a policy to include
a policy owner to surrender and existing policy. - --Answer --Twisting
An insurance agent is in violation of the Rules Governing Advertisement of Life
Insurance and aAnnuities if the agent takes which of the following actions during a
sales presentation? - --Answer --Refers to guaranteed policy dividends
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, Which of the following items are regulated by the Rules Governing Advertisement
of Life Insurance and Annuities? - --Answer --Prepared sales presentations
used by insurance agents
The commissioner must give ___ days notice prior to holding a hearing regarding
an agent's unfair or deceptive practice. - --Answer --10
S takes out an accident and sickness insurance policy which contains a provision
that states that the agent does not have the authority to change the policy or waive
any of its provisions. Which health policy provision is this? - --Answer --
Entire Contract
J is an agent who recently told a claimant that his rights might be impaired if he
does not complete a release form within a specified time. What could this agent be
found guilty of? - --Answer --coercion
A foreign insurance company doing business in Georgia - --Answer --is a
company that was formed under the laws of another state
The ____ must provide an insured with the property disclosure concerning the
replacement of an insurance policy. - --Answer --Agent
In Georgia, which of the following is considered an Unfair Trade Practices? - --
Answer --Coercion
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
