Georgia Laws and Rules Exam 2025
Questions and Answers
J is an agent who recently told a claimant that his rights might be impaired if he
does not complete a release form within a specified time. What could this agent be
found guilty of? - --Answer --Coercion
All agents licensed less than 20 Years are required to complete ___ continuing
education hours every two years, - --Answer --24
In Georgia, most life insurance policies have a contestability period of - --
Answer --2 years
All accident and sickness plans MUST provide coverage on newborn children for
___ days - --Answer --31
In Georgia, an insurer licensed to conduct business in Georgia, but domiciled in
New Jersey, is called a - --Answer --foreign company
In Georgia, which of the following statements is CORRECT about life insurance
advertisements? - --Answer --An insurance agency is responsible for
advertisements placed by its insurance agents
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, In Georgia, an example of an alien insurer would be one that is incorporated in - --
Answer --France
Alien insurance company is a company that is charted and organized in any
country other than the United States. Therefore, a company chartered in France
would be an alien company in Georgia.
In Georgia, long-term care policies are required to provide benefits for at least - --
Answer --12 Months
An insurance agent is guilty of___ if the agent misrepresents a policy to induce a
policyowner to surrender an existing policy. - --Answer --twisting
A domestic insurance company in Georgia is considered a company that - --
Answer --is incorporated and formed in Georgia
T is an agent and when hired, is reminded that he has a responsibility to handle
clients' funds in an honest and ethical manner. This responsibility is referred to as -
--Answer --fiduciary responsibility
An agent would be guilty of rebating by - --Answer --returning a portion of a
premium as incentive to purchase insurance
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
Questions and Answers
J is an agent who recently told a claimant that his rights might be impaired if he
does not complete a release form within a specified time. What could this agent be
found guilty of? - --Answer --Coercion
All agents licensed less than 20 Years are required to complete ___ continuing
education hours every two years, - --Answer --24
In Georgia, most life insurance policies have a contestability period of - --
Answer --2 years
All accident and sickness plans MUST provide coverage on newborn children for
___ days - --Answer --31
In Georgia, an insurer licensed to conduct business in Georgia, but domiciled in
New Jersey, is called a - --Answer --foreign company
In Georgia, which of the following statements is CORRECT about life insurance
advertisements? - --Answer --An insurance agency is responsible for
advertisements placed by its insurance agents
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, In Georgia, an example of an alien insurer would be one that is incorporated in - --
Answer --France
Alien insurance company is a company that is charted and organized in any
country other than the United States. Therefore, a company chartered in France
would be an alien company in Georgia.
In Georgia, long-term care policies are required to provide benefits for at least - --
Answer --12 Months
An insurance agent is guilty of___ if the agent misrepresents a policy to induce a
policyowner to surrender an existing policy. - --Answer --twisting
A domestic insurance company in Georgia is considered a company that - --
Answer --is incorporated and formed in Georgia
T is an agent and when hired, is reminded that he has a responsibility to handle
clients' funds in an honest and ethical manner. This responsibility is referred to as -
--Answer --fiduciary responsibility
An agent would be guilty of rebating by - --Answer --returning a portion of a
premium as incentive to purchase insurance
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
