AHIP EXAM WITH CORRECT
QUESTIONS AND ANSWERS 2025
Ms. Moore plans to retire when she turns 65 in a few months. She is in
excellent health and will have considerable income when she retires. She is
concerned that her income will make it impossible for her to qualify for
Medicare. What could you tell her? - CORRECT-ANSWERS>>>>>>Medicare
is a program for people age 65 or older & those age under 65 with certain
disabilities; ESRD, & ALS so she will be eligible for Medicare.
Mrs. Chen will be 65 soon, has been a citizen for 12 years, has been
employed full-time, & paid taxes during the entire period. She is concerned
that she will not qualify for coverage under Part A because she was not born
in the U.S. what should you tell her? - CORRECT-ANSWERS>>>>>>Most
people who are citizens & age 65 and older are covered under Part A by
virtue of having paid Medicare taxes while working, though some may be
covered as a result of paying monthly premiums.
Mr. Patel is in good health and is preparing a budget in anticipation of his
retirement when he turns 66. He wants to understand the healthcare costs
he might be exposed under Medicare if he were to require hospitalization as
a result of an illness. What could you tell him about his costs for inpatient
hospital services under OG Medicare? - CORRECT-ANSWERS>>>>>>Under
OG Medicare, there is a single deductible amount due for the first 60 days of
any inpatient hospital stay, after which it converts into a per-day coinsurance
, amount through day 90. After day 90, he would pay a daily amount up to 60
days over his lifetime, after which he would be responsible for all costs.
Mrs. Park is an elderly retiree and has a low fixed income. Would could you
tell Mrs. Park that may help her? - CORRECT-ANSWERS>>>>>>She could
contact her state Medicaid to see if she qualifies for one of several programs
that can help with Medicare costs for which she is responsible.
Mr. Schmidt would like to plan for retirement and has asked you what is
covered under OG Medicare? What would you tell him? - CORRECT-
ANSWERS>>>>>>Part A covers hospital, SNF, hospice, & home health
services & Part B, which covers professional services such as those provided
by a doctor are covered under OG Medicare
Mrs. West wears glasses and dentures and has enjoyed considerable pain
relief from arthritis through massage therapy. She is concerned whether or
not Medicare will cover these items. What should you tell her? - CORRECT-
ANSWERS>>>>>>Medicare does not cover massage therapy or in general
glasses or dentures
Mr. A receives some help paying for his 2 generic prescr. drugs from his
employer's retiree coverage, but he wants to compare it to Part D PDP. He
asks you what costs he would generally encounter when enrolling into a
standard Medicare Pt D drug plan? what should you tell him? - CORRECT-
ANSWERS>>>>>>He would generally pay a monthly premium, annual ded.,
& prescr. cost-sharing.
QUESTIONS AND ANSWERS 2025
Ms. Moore plans to retire when she turns 65 in a few months. She is in
excellent health and will have considerable income when she retires. She is
concerned that her income will make it impossible for her to qualify for
Medicare. What could you tell her? - CORRECT-ANSWERS>>>>>>Medicare
is a program for people age 65 or older & those age under 65 with certain
disabilities; ESRD, & ALS so she will be eligible for Medicare.
Mrs. Chen will be 65 soon, has been a citizen for 12 years, has been
employed full-time, & paid taxes during the entire period. She is concerned
that she will not qualify for coverage under Part A because she was not born
in the U.S. what should you tell her? - CORRECT-ANSWERS>>>>>>Most
people who are citizens & age 65 and older are covered under Part A by
virtue of having paid Medicare taxes while working, though some may be
covered as a result of paying monthly premiums.
Mr. Patel is in good health and is preparing a budget in anticipation of his
retirement when he turns 66. He wants to understand the healthcare costs
he might be exposed under Medicare if he were to require hospitalization as
a result of an illness. What could you tell him about his costs for inpatient
hospital services under OG Medicare? - CORRECT-ANSWERS>>>>>>Under
OG Medicare, there is a single deductible amount due for the first 60 days of
any inpatient hospital stay, after which it converts into a per-day coinsurance
, amount through day 90. After day 90, he would pay a daily amount up to 60
days over his lifetime, after which he would be responsible for all costs.
Mrs. Park is an elderly retiree and has a low fixed income. Would could you
tell Mrs. Park that may help her? - CORRECT-ANSWERS>>>>>>She could
contact her state Medicaid to see if she qualifies for one of several programs
that can help with Medicare costs for which she is responsible.
Mr. Schmidt would like to plan for retirement and has asked you what is
covered under OG Medicare? What would you tell him? - CORRECT-
ANSWERS>>>>>>Part A covers hospital, SNF, hospice, & home health
services & Part B, which covers professional services such as those provided
by a doctor are covered under OG Medicare
Mrs. West wears glasses and dentures and has enjoyed considerable pain
relief from arthritis through massage therapy. She is concerned whether or
not Medicare will cover these items. What should you tell her? - CORRECT-
ANSWERS>>>>>>Medicare does not cover massage therapy or in general
glasses or dentures
Mr. A receives some help paying for his 2 generic prescr. drugs from his
employer's retiree coverage, but he wants to compare it to Part D PDP. He
asks you what costs he would generally encounter when enrolling into a
standard Medicare Pt D drug plan? what should you tell him? - CORRECT-
ANSWERS>>>>>>He would generally pay a monthly premium, annual ded.,
& prescr. cost-sharing.
