NSSA Exam | National Social Security Advisor
Exam | Questions and Correct Answers |
Graded A+ | Verified Answers | Just Released
What age must you be to begin taking spousal benefits ---------CORRECT ANSWER-
----------------62, OR, any age and caring for a child entitled to receive benefits on
your spouse's record and who is younger than age 16 or disabled.
How long must you be married to get spousal benefits? ---------CORRECT ANSWER-
----------------12months, and your partner must be collecting benefits for you to
receive the spousal benefit.
How much is the spousal benefit? ---------CORRECT ANSWER-----------------one half
of the PIA
What are 4 rules to collecting divorce benefits? ---------CORRECT ANSWER-----------
------You must still be single
must be 62 years old
had a 10 yr marriage
Your ex must be drawing benefits
,What are the rules around an independent divorce? ---------CORRECT ANSWER-----
------------Must be single
Both must be aged 62
Married for 10 years
must have been divorced for 2 years
ex doesn't have to be drawing on benefits
Deemed Filing ---------CORRECT ANSWER-----------------Went into effect in 2015.
Deemed filing means that when you file for retirement benefits, you are deemed
to file for both spousal and worker benefits at the same time. Therefore, you
cannot claim benefits on a spouse's record while waiting for your own benefits to
increase.
The deemed filing rules do not apply to Survivor or Disability benefits.
Taking YOUR retirement early will also reduce the spousal benefit
At what age can you claim survivor benefits? ---------CORRECT ANSWER---------------
--Age 60 or old, unless you are disabled or have a child under 16
What is the marriage requirement for survivor benefits? ---------CORRECT
ANSWER-----------------9 month marriage unless the deceased was in the military or
the death was unexpected
, Can you remarry and still claim survivor benefits ---------CORRECT ANSWER----------
-------if you're under age 60, no. If you're over age 60 you can remarry.
Does deemed filing apply to survivor benefits? ---------CORRECT ANSWER-------------
----No, you can take these benefits first and delay yours and get delayed credits
What is the Lump Sum Death Benefit? ---------CORRECT ANSWER-----------------You
have 2 years to file for it after your spouse passes away. It can be done at any age.
It's like $255
Family Maximum ---------CORRECT ANSWER-----------------Does not apply to ex
spouses
3 people are more drawing from your benefits (worker, spouse, child)
Limit varies between 150-180% of your own benefit payment
How long can you change your mind on your SS benefits? ---------CORRECT
ANSWER-----------------You have 1 year to change your mind. You will have to repay
all benefits you received. You can only do this once
Voluntary Suspension ---------CORRECT ANSWER-----------------Allows you to return
to earning the delayed credit of 8%. You can't suspend before your FRA
Exam | Questions and Correct Answers |
Graded A+ | Verified Answers | Just Released
What age must you be to begin taking spousal benefits ---------CORRECT ANSWER-
----------------62, OR, any age and caring for a child entitled to receive benefits on
your spouse's record and who is younger than age 16 or disabled.
How long must you be married to get spousal benefits? ---------CORRECT ANSWER-
----------------12months, and your partner must be collecting benefits for you to
receive the spousal benefit.
How much is the spousal benefit? ---------CORRECT ANSWER-----------------one half
of the PIA
What are 4 rules to collecting divorce benefits? ---------CORRECT ANSWER-----------
------You must still be single
must be 62 years old
had a 10 yr marriage
Your ex must be drawing benefits
,What are the rules around an independent divorce? ---------CORRECT ANSWER-----
------------Must be single
Both must be aged 62
Married for 10 years
must have been divorced for 2 years
ex doesn't have to be drawing on benefits
Deemed Filing ---------CORRECT ANSWER-----------------Went into effect in 2015.
Deemed filing means that when you file for retirement benefits, you are deemed
to file for both spousal and worker benefits at the same time. Therefore, you
cannot claim benefits on a spouse's record while waiting for your own benefits to
increase.
The deemed filing rules do not apply to Survivor or Disability benefits.
Taking YOUR retirement early will also reduce the spousal benefit
At what age can you claim survivor benefits? ---------CORRECT ANSWER---------------
--Age 60 or old, unless you are disabled or have a child under 16
What is the marriage requirement for survivor benefits? ---------CORRECT
ANSWER-----------------9 month marriage unless the deceased was in the military or
the death was unexpected
, Can you remarry and still claim survivor benefits ---------CORRECT ANSWER----------
-------if you're under age 60, no. If you're over age 60 you can remarry.
Does deemed filing apply to survivor benefits? ---------CORRECT ANSWER-------------
----No, you can take these benefits first and delay yours and get delayed credits
What is the Lump Sum Death Benefit? ---------CORRECT ANSWER-----------------You
have 2 years to file for it after your spouse passes away. It can be done at any age.
It's like $255
Family Maximum ---------CORRECT ANSWER-----------------Does not apply to ex
spouses
3 people are more drawing from your benefits (worker, spouse, child)
Limit varies between 150-180% of your own benefit payment
How long can you change your mind on your SS benefits? ---------CORRECT
ANSWER-----------------You have 1 year to change your mind. You will have to repay
all benefits you received. You can only do this once
Voluntary Suspension ---------CORRECT ANSWER-----------------Allows you to return
to earning the delayed credit of 8%. You can't suspend before your FRA
