HSCI 414 Final Exam Questions Answered Correctly Latest Update 2025-2026
Wrongful discharge can be shown in a case in which an employee is wrongfully terminated in
retaliation for threatening to report to state authorities instances of alleged patient
mistreatment. In such cases, ___________. - Answers the employer may not discharge an
employee for fulfilling societal obligations or in those instances in which the employer acts with
a socially undesirable motive
Carlie was terminated for making a good-faith report as to the hospital's noncompliance with
the drug inventory and recordkeeping requirements required under Oregon regulations. In this
case, ___________. - Answers an employer may not discharge Carlie for making such a report
An employee can be denied unemployment benefits as a result of being terminated ___________.
- Answers for poor work attendance and inability to work with others
A ___________ is the denial of a right that is imputed to a person or that is alleged to belong to
him or her. - Answers disclaimer
The major differences between bringing a wrongful discharge action in tort rather than in
contract is __________. - Answers in tort, the court can award punitive damages
Even when a contracted employee's job is secure and the employee's job performance is
satisfactory, the employee can be terminated with no recourse if __________. - Answers it is for
financial reasons or other legitimate business reasons
An amendment to the Federal Labor Standards Act that was passed to address wage disparities
based on gender - Answers Equal Pay Act
Caregivers have a right to __________. - Answers refuse to participate in abortions
Employees and staff have a right to __________. - Answers be free from sexual harassment
Caregivers have a right to refuse to participate in certain aspects of patient care and treatment
when there is a conflict __________. - Answers with one's ethics or religious beliefs
Ideally, questionable requests not to participate in a patient's care should be considered for
review by the __________. - Answers hospital's ethics committee
Sexual harassment includes: - Answers verbal comments and physical touching
Liability for discrimination __________. - Answers can be applied in situations in which
discriminatory practices can affect the ability of a nonemployee to obtain a job with a third party
Employees need to comply with sterile technique protocols because: - Answers the nature of
infections is serious and there is a need to comply with hygiene requirements designed to meet
the safe delivery of patient care
, The Centers for Disease Control and Prevention has estimated that nosocomial [hospital-
acquired] bloodstream infections are a leading cause of __________. - Answers death
Caregivers are expected to: - Answers report unethical conduct
A contract in which the insurer agrees to assume certain risks of the insured for consideration
is: - Answers an insurance policy
A policy that covers only those claims made or reported during the policy year is: - Answers a
claims-made policy
. After an investigation of a malpractice claim, the insurance company __________ if liability is
questionable and the risks of proceeding to trial are too great. - Answers may agree to a
settlement
The possibility that a loss will occur is __________. - Answers a risk
Insurers do not, as a rule, provide coverage for __________. - Answers intentional torts
Insurance companies are required by the laws of the different states to issue only policies that
contain certain mandated provisions to __________. - Answers maintain certain financial reserves
to guarantee to policyholders that their expectations will be met when coverage is needed
A policy that provides for an uninterrupted extension of an insurance policy period is: - Answers
a tail
When the insured becomes aware that an injury has occurred as a result of acts covered under
the contract, __________. - Answers the insured must notify the insurance company on a timely
basis as to the covered incident occurrence and within the terms of the contract
When a healthcare facility no longer purchases a policy of malpractice insurance but instead
periodically sets aside a certain amount of its own funds as a reserve against malpractice
losses and expenses, it __________. - Answers self-insures
A healthcare organization can __________. - Answers require its medical staff to show evidence
of professional malpractice insurance
Professional liability policies vary in __________. - Answers broadness and exclusions from
coverage as well as the company's interpretation of the language of the contract
Medical malpractice insurance is affected by __________. - Answers the cyclical nature of the
insurance market, new technology, and new treatments
Organized healthcare systems that are responsible for both the financing and the delivery of a
broad range of comprehensive health services to an enrolled population is __________. - Answers
a health maintenance organization
Wrongful discharge can be shown in a case in which an employee is wrongfully terminated in
retaliation for threatening to report to state authorities instances of alleged patient
mistreatment. In such cases, ___________. - Answers the employer may not discharge an
employee for fulfilling societal obligations or in those instances in which the employer acts with
a socially undesirable motive
Carlie was terminated for making a good-faith report as to the hospital's noncompliance with
the drug inventory and recordkeeping requirements required under Oregon regulations. In this
case, ___________. - Answers an employer may not discharge Carlie for making such a report
An employee can be denied unemployment benefits as a result of being terminated ___________.
- Answers for poor work attendance and inability to work with others
A ___________ is the denial of a right that is imputed to a person or that is alleged to belong to
him or her. - Answers disclaimer
The major differences between bringing a wrongful discharge action in tort rather than in
contract is __________. - Answers in tort, the court can award punitive damages
Even when a contracted employee's job is secure and the employee's job performance is
satisfactory, the employee can be terminated with no recourse if __________. - Answers it is for
financial reasons or other legitimate business reasons
An amendment to the Federal Labor Standards Act that was passed to address wage disparities
based on gender - Answers Equal Pay Act
Caregivers have a right to __________. - Answers refuse to participate in abortions
Employees and staff have a right to __________. - Answers be free from sexual harassment
Caregivers have a right to refuse to participate in certain aspects of patient care and treatment
when there is a conflict __________. - Answers with one's ethics or religious beliefs
Ideally, questionable requests not to participate in a patient's care should be considered for
review by the __________. - Answers hospital's ethics committee
Sexual harassment includes: - Answers verbal comments and physical touching
Liability for discrimination __________. - Answers can be applied in situations in which
discriminatory practices can affect the ability of a nonemployee to obtain a job with a third party
Employees need to comply with sterile technique protocols because: - Answers the nature of
infections is serious and there is a need to comply with hygiene requirements designed to meet
the safe delivery of patient care
, The Centers for Disease Control and Prevention has estimated that nosocomial [hospital-
acquired] bloodstream infections are a leading cause of __________. - Answers death
Caregivers are expected to: - Answers report unethical conduct
A contract in which the insurer agrees to assume certain risks of the insured for consideration
is: - Answers an insurance policy
A policy that covers only those claims made or reported during the policy year is: - Answers a
claims-made policy
. After an investigation of a malpractice claim, the insurance company __________ if liability is
questionable and the risks of proceeding to trial are too great. - Answers may agree to a
settlement
The possibility that a loss will occur is __________. - Answers a risk
Insurers do not, as a rule, provide coverage for __________. - Answers intentional torts
Insurance companies are required by the laws of the different states to issue only policies that
contain certain mandated provisions to __________. - Answers maintain certain financial reserves
to guarantee to policyholders that their expectations will be met when coverage is needed
A policy that provides for an uninterrupted extension of an insurance policy period is: - Answers
a tail
When the insured becomes aware that an injury has occurred as a result of acts covered under
the contract, __________. - Answers the insured must notify the insurance company on a timely
basis as to the covered incident occurrence and within the terms of the contract
When a healthcare facility no longer purchases a policy of malpractice insurance but instead
periodically sets aside a certain amount of its own funds as a reserve against malpractice
losses and expenses, it __________. - Answers self-insures
A healthcare organization can __________. - Answers require its medical staff to show evidence
of professional malpractice insurance
Professional liability policies vary in __________. - Answers broadness and exclusions from
coverage as well as the company's interpretation of the language of the contract
Medical malpractice insurance is affected by __________. - Answers the cyclical nature of the
insurance market, new technology, and new treatments
Organized healthcare systems that are responsible for both the financing and the delivery of a
broad range of comprehensive health services to an enrolled population is __________. - Answers
a health maintenance organization
