WV Licensing Exam 2025 Questions and
Answers
2 - ANSWER-Number of years a surviving spouse or dependent has to file claim
if death results from Black Lung
3 - ANSWER-Number of days waiting period to apply for disability benefits
3 - ANSWER-Number of years from last date of exposure that employee has to
file claim for compensation for black lung (occupational pneumoconiosis)
5 - ANSWER-Number of days removable property is covered
5 - ANSWER-Number of days to file Worker's Comp claim
5 - ANSWER-Number of years, plus remaining policy term, that documentation
must be kept for company adjusters
5 - ANSWER-Number of years claim documentation must be kept for public
adjusters
6 - ANSWER-Number of months a surviving spouse or dependent has to file a
death benefit claim (other than black lung)
7 - ANSWER-Number of days of vehicle to be inspected after loss report
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
,10 - ANSWER-Number of days after inspection to send denial letter
10 - ANSWER-Number of days at end of inspection to send settlement offer
10 - ANSWER-Number of days to file an appeal after adjuster licensed denied
10 - ANSWER-Number of days to send settlement check after offer accepted
10 - ANSWER-Number of days to cancel contract with a public adjuster
15 - ANSWER-Number of days and insurance company has to respond to
pertinent communications
15 - ANSWER-Number of days to send delay of claim letter
15 - ANSWER-Number of days in which insurer must pay all amounts agreed
upon in settlement
15 - ANSWER-Number of days to acknowledge a claim
15 - ANSWER-Number of days after claim has been reported in which an
investigation must begin
15 - ANSWER-Number of days which self-insured employer or private carrier has
to furnish a "complete written response" to commissioner
15 - ANSWER-Number of days after the initial 30 days have passed to send delay
of claim letter
15 - ANSWER-Number of days in which permanent (partial or total) disability
settlements (lump sum, or installments) must be paid after the decision
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
,15 - ANSWER-Number of days in which the responsible party must act upon a
request for the authorization of medical devices, treatments, medications, and
supplies
15 - ANSWER-Number of days in which the responsible party must rule on claim
based on injuries and occupational diseases (other than pneumoconiosis, or black
lung)
24 - ANSWER-Number of hours to file police report for a hit-and-run accident
24 - ANSWER-Number of hours the commissioner has to act on applications for
emergency adjusters
30 - ANSWER-Number of days and insurance company generally has to settle a
claim
30 - ANSWER-Number of days adjuster has to report any administrative action
taken against them in another jurisdiction, or by governmental agency in West
Virginia after final disposition
30 - ANSWER-Number of days in which adjuster has to notify commissioner of
change of business address or residential address
30 - ANSWER-Number of days to notify insured of the statute of limitations
expiration
30 - ANSWER-Number of days WVIGA will pay claims after insolvency
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 3
, 30 - ANSWER-Number of days to provide documents to attorney regarding claim
30 - ANSWER-Number of days that are reoccurring letter of delay must be sent
out upon
30 - ANSWER-Number of days an application to reopen a claim for temporary or
partial disability benefits must be ruled upon
30 - ANSWER-Number of days in which permanent disability reports received
from a physician must be acted upon and claim for injury/disease, other than
pneumoconiosis (black lung)
30 - ANSWER-Number of days to comply with all orders from office of judges,
board of review, and West Virginia, Supreme Court of appeals
45 - ANSWER-Number of days after an initial notice of delay sent, to send new
notice of delay
45 - ANSWER-Number of days hearing must be scheduled after license
applicantion denial appeal is filed
45 - ANSWER-Number of days notice insurance company has to give before
canceling a commercial policy
60 - ANSWER-Number of days to notify claimant of statue of limitations
expiration
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 4
Answers
2 - ANSWER-Number of years a surviving spouse or dependent has to file claim
if death results from Black Lung
3 - ANSWER-Number of days waiting period to apply for disability benefits
3 - ANSWER-Number of years from last date of exposure that employee has to
file claim for compensation for black lung (occupational pneumoconiosis)
5 - ANSWER-Number of days removable property is covered
5 - ANSWER-Number of days to file Worker's Comp claim
5 - ANSWER-Number of years, plus remaining policy term, that documentation
must be kept for company adjusters
5 - ANSWER-Number of years claim documentation must be kept for public
adjusters
6 - ANSWER-Number of months a surviving spouse or dependent has to file a
death benefit claim (other than black lung)
7 - ANSWER-Number of days of vehicle to be inspected after loss report
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
,10 - ANSWER-Number of days after inspection to send denial letter
10 - ANSWER-Number of days at end of inspection to send settlement offer
10 - ANSWER-Number of days to file an appeal after adjuster licensed denied
10 - ANSWER-Number of days to send settlement check after offer accepted
10 - ANSWER-Number of days to cancel contract with a public adjuster
15 - ANSWER-Number of days and insurance company has to respond to
pertinent communications
15 - ANSWER-Number of days to send delay of claim letter
15 - ANSWER-Number of days in which insurer must pay all amounts agreed
upon in settlement
15 - ANSWER-Number of days to acknowledge a claim
15 - ANSWER-Number of days after claim has been reported in which an
investigation must begin
15 - ANSWER-Number of days which self-insured employer or private carrier has
to furnish a "complete written response" to commissioner
15 - ANSWER-Number of days after the initial 30 days have passed to send delay
of claim letter
15 - ANSWER-Number of days in which permanent (partial or total) disability
settlements (lump sum, or installments) must be paid after the decision
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
,15 - ANSWER-Number of days in which the responsible party must act upon a
request for the authorization of medical devices, treatments, medications, and
supplies
15 - ANSWER-Number of days in which the responsible party must rule on claim
based on injuries and occupational diseases (other than pneumoconiosis, or black
lung)
24 - ANSWER-Number of hours to file police report for a hit-and-run accident
24 - ANSWER-Number of hours the commissioner has to act on applications for
emergency adjusters
30 - ANSWER-Number of days and insurance company generally has to settle a
claim
30 - ANSWER-Number of days adjuster has to report any administrative action
taken against them in another jurisdiction, or by governmental agency in West
Virginia after final disposition
30 - ANSWER-Number of days in which adjuster has to notify commissioner of
change of business address or residential address
30 - ANSWER-Number of days to notify insured of the statute of limitations
expiration
30 - ANSWER-Number of days WVIGA will pay claims after insolvency
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 3
, 30 - ANSWER-Number of days to provide documents to attorney regarding claim
30 - ANSWER-Number of days that are reoccurring letter of delay must be sent
out upon
30 - ANSWER-Number of days an application to reopen a claim for temporary or
partial disability benefits must be ruled upon
30 - ANSWER-Number of days in which permanent disability reports received
from a physician must be acted upon and claim for injury/disease, other than
pneumoconiosis (black lung)
30 - ANSWER-Number of days to comply with all orders from office of judges,
board of review, and West Virginia, Supreme Court of appeals
45 - ANSWER-Number of days after an initial notice of delay sent, to send new
notice of delay
45 - ANSWER-Number of days hearing must be scheduled after license
applicantion denial appeal is filed
45 - ANSWER-Number of days notice insurance company has to give before
canceling a commercial policy
60 - ANSWER-Number of days to notify claimant of statue of limitations
expiration
COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 4
